Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Lincoln MKZ insurance rates
Average Lincoln MKZ insurance rates
Compare car insurance quotes
Enter your ZIP code below and click Compare to see the cheapest rates in your area.
The average insurance costs for a Lincoln MKZ is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
Compare insurance for your Lincoln MKZ
Lincoln MKZ car insurance rates
A 2017 Lincoln MKZ starts at a base price of $35,170. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 7.5%.
|Model||Monthly insurance rate||Base car price|
About the Lincoln MKZ
The Lincoln MKZ has been around since 2006 and is currently in its second generation. The car was known as the Lincoln Zephyr until 2007, when Lincoln renamed the model to MKZ. The midsize luxury car is known for its smooth ride and strong acceleration. There is a Lincoln MKZ Hybrid available for superior fuel efficiency.
Insurance companies determine the insurance cost for a Lincoln MKZ based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Lincoln shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Lincoln MKZ shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Lincoln MKZ money-saving safety features
You could save money on car insurance for your Lincoln MKZ if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Seatbelt pretensioners
- Anti theft system
How safe is the Lincoln MKZ?
The 2017 Lincoln MKZ was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The vehicle scored five stars, the highest rating, in the side crash test by the NHTSA. The organization also gave four stars for the rollover crash test and the frontal crash test. The Insurance Institute for Highway Safety (IIHS) named the Lincoln MKZ as a Top Safety Pick+ car. The IIHS gave good ratings, highest possible rating, to all Lincoln MKZ crash tests.
The latest model of the Lincoln MKZ include blind spot monitoring, side mounted airbags and antilock brakes.
In 2013, there were only 24 Lincoln MKZ models stolen. That is a 0.9 theft rate based on the number of MKZ models produced that year.
How does the Lincoln MKZ compare to other car models?
From a price standpoint, the Lincoln MKZ ranks right in the middle of our list of the 360 priciest car models to insure.
More guides on Finder
Waffle car insurance review
Access an intuitive app, wide coverage and few exclusions when Waffle’s car insurance drops in late July.
Savvy car insurance review
This insurance shopping tool compares 100+ companies and prefills your quote forms.
Car accident statistics
Find out which states have the most and the least deadly car accidents per vehicle miles driven.
GM OnStar car insurance review
Existing users can get a discount, but coverage is only offered in Arizona for now.
Lemonade car insurance review for 2021
Safe drivers and electric car owners could see cheap rates, but its claims process isn’t perfect.
How much does umbrella insurance cost?
Get a low-cost policy for liability expenses that exceed your car or home insurance coverage.
Most dangerous roads in the USA
Do you drive on one of the 30 most dangerous interstates, highways and state routes?
How to get life insurance after a DUI or driving offense
A poor driving record may result in higher rates on your life insurance, with some insurers turning you away altogether.
Electric vehicles in 2021: How new models, insurance rates and tax breaks affect their cost to own
See average EV insurance rates for 2021 based on Finder’s car model research, plus new models on the horizon.
How does a VIN affect car insurance?
Learn how insurance companies use identifying info from your VIN to set rates.
Ask an Expert