Lincoln MKZ insurance rates
Shedding light on car insurance prices
Enter your ZIP code below and click Compare Now to see the cheapest rates in your area.
The average insurance costs for a Lincoln MKZ is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
The Lincoln MKZ has been around since 2006 and is currently in its second generation. The car was known as the Lincoln Zephyr until 2007, when Lincoln renamed the model to MKZ. The midsize luxury car is known for its smooth ride and strong acceleration. There is a Lincoln MKZ Hybrid available for superior fuel efficiency.
Insurance companies determine the insurance cost for a Lincoln MKZ based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Lincoln shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Lincoln MKZ shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
You could save money on car insurance for your Lincoln MKZ if it comes equipped with these safety features.
A 2017 Lincoln MKZ starts at a base price of $35,170. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 7.5%.
The 2017 Lincoln MKZ was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The vehicle scored five stars, the highest rating, in the side crash test by the NHTSA. The organization also gave four stars for the rollover crash test and the frontal crash test. The Insurance Institute for Highway Safety (IIHS) named the Lincoln MKZ as a Top Safety Pick+ car. The IIHS gave good ratings, highest possible rating, to all Lincoln MKZ crash tests.
The latest model of the Lincoln MKZ include blind spot monitoring, side mounted airbags and antilock brakes.
In 2013, there were only 24 Lincoln MKZ models stolen. That is a 0.9 theft rate based on the number of MKZ models produced that year.
Question 1 of 3
Question 2 of 3
Question 3 of 3
Allstate is a trusted and well-established company that offers life, automobile, home, renters, condo, motorcycle and business insurance policies. Founded in 1931, the company strives to make the community safer. Allstate car insurance comes with:
From a price standpoint, the Lincoln MKZ ranks right in the middle of our list of the 360 priciest car models to insure. Lear the price of other car brands and models:
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, we may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.