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American Express mobile app review

Simplify your credit card payments and account monitoring.


Fact checked

If you own a smartphone and an Amex card, downloading the American Express mobile app could be worth your while. You can easily monitor your account, pay your balance, view your credit card statements and more.

Benefits of the American Express mobile app

If you own an Amex card or if you’re looking to get one, you can simplify your online banking with the Amex mobile app. Through your smart device, you can:

  • Monitor your account.
    Track your spending, view your last six months of debit and credit transactions and get notifications when you make a purchase.
  • Make payments.
    Pay your balance with a single tap on your smartphone. With the app, you can make the minimum payment, you can pay the remaining balance, pay your full balance or enter another amount to pay.
  • Secure login.
    Use your fingerprint or face ID to log in. But your smartphone needs to support these features.
  • Find Amex offers.
    Tap the Amex Offers button to browse active offers and earn points or cash back on your purchases.
  • Track your rewards points.
    Monitor your rewards points balance and redeem points through the app.
  • Electronic statements.
    Get your monthly statements as a PDF on your app. You can also set alerts to inform you every time your statement is available.

Drawbacks of the American Express mobile app

Actually, there are no drawbacks to using the American Express mobile app. You can do most of your credit card banking with your fingertips.

Customer reviews

In general, the Amex mobile app has positive reviews. Users love the interface and all the perks, including monitoring your account, making payments and tracking reward points. Some users complain about the difficulty to redeem membership points through the app. But keep in mind that this is an app and it gets constant updates, so expect any issues to be resolved in the future.

The J.D. Power’s credit card mobile app satisfactory study from 2019 has put the American Express mobile app in second place with a consumer rating of five power circles.

Compare American Express credit cards

If you already own an Amex card you can always add another card to your wallet. With the Amex mobile app, you can simplify your finances and having multiple cards shouldn’t be an issue.

Name Product Filter values Rewards Purchase APR Annual fee
Blue Cash Everyday® Card from American Express
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 13.99% to 23.99% variable)
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
American Express Cash Magnet® Card
1.5% cash back on all purchases
0% intro for the first 15 months (then 13.99% to 23.99% variable)
Unlimited 1.5% cash back. Rates & fees
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 13.99% to 23.99% variable)
6% cash back at US supermarkets. Rates & fees
American Express® Gold Card
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
Earn 4x points at restaurants worldwide. Rates & fees
Delta SkyMiles® Gold American Express Card
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
15.74% to 24.74% variable
$0 intro annual fee for the first year ($99 thereafter)
Earn 50,000 miles after spending $2,000 in the first 3 months. Rates & fees

Compare up to 4 providers

Bottom line

Downloading the American Express mobile app would be a convenient way of managing your card’s finances and making payments. But if you don’t have a card yet, make sure to compare your credit card options until you find one that works for you.

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