Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

American Express credit cards with no foreign transaction fee

Save money when spending abroad and earn rewards on your purchases.

Updated

Fact checked
The American Express foreign transaction fee is normally 2.7% of each international transaction. However, the majority of the provider’s consumer cards have 0% foreign transaction fees — most notably products like the Amex Platinum Card and most Amex airline and hotel cards. Generally, the no-foreign-transaction-fee Amex cards have annual fees, which could range from $95 to $550.

Compare American Express credit cards with no foreign transaction fee

Name Product Foreign transaction fee Annual fee Purchase APR Filter values
Delta SkyMiles® Gold American Express Card
None
$0 intro annual fee for the first year ($99 thereafter)
15.74% to 24.74% variable
With a welcome offer worth up to $490, plus rewards on everyday purchases and Delta flights, this card offers value even for occasional flyers. Rates & fees
Hilton Honors American Express Card
None
$0
15.74% to 24.74% variable
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
American Express® Gold Card
None
$250
See Rates & Fees
Earn 4x points at restaurants worldwide. Rates & fees
The Platinum Card® from American Express
None
$550
N/A
One of the most valuable premium travel cards, featuring a welcome offer worth up to $1,200, multiple travel credits and unrivaled lounge access. Rates & fees
Hilton Honors American Express Surpass® Card
None
$95
15.74% to 24.74% variable
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees
loading

Compare up to 4 providers

How to compare American Express credit cards with no foreign transaction fees

If your final determining factor is that your American Express card comes without foreign transaction fees, then you can choose any of the cards listed above. Delta credit cards and Hilton credit cards are good options for not foreign transaction fees. If you’re looking for additional value, take other features and perks into consideration, including the following:

  • Annual fee
    Almost every American Express credit card without foreign transaction fees has an annual fee ranging from $95 — which is waived for the first year on some cards — up to $550 annually. Only the Hilton Honors American Express Card has no foreign transaction fees and no annual fee (see rates & fees).
  • Intro APR period
    You won’t find a 0% intro APR period in any of these cards. If you’re looking to consolidate your debt or carry a large purchase interest-free for a long period, look for 0% intro APR cards.
  • Welcome offer
    Each of these cards come with a generous welcome offer. When comparing the ratio between the welcome offer and the annual fee, you’ll find that the highest value comes with the Hilton Honors American Express Surpass® Card. This card has a $95 annual fee (see rates & fees) and the size of their welcome offers are either the same as or come close to the more expensive versions of them. If you’re interested in what other welcome offers are available, compare Amex’s welcome offers to find one that best suits your needs.
  • Rewards
    All of the American Express credit cards with no foreign transaction fees let you earn miles or points that you can redeem for certain rewards. The Hilton Honors™ Aspire Card has one of the highest point-earning values on your Hilton purchases, flights booked directly with airlines or the American Express travel site, car rentals booked directly from select car rental companies and at US restaurants.
  • Dining
    If you frequently travel and spend money on dining, the American Express® Gold Card could be a valuable addition to your wallet. With this card, you earn accelerated points at restaurants, US supermarkets and flights booked directly with airlines or through the American Express travel site. In addition, you get monthly dining credit and an airline fee credit.
  • Flights
    If you don’t fly with any single airline, the The Platinum Card® from American Express or the Hilton Honors™ Aspire Card could be worth considering. Both Amex travel cards let you earn accelerated points on all flights booked directly with airlines or through the American Express travel site. But if you prefer to fly Delta, consider one of the three Delta co-branded cards without foreign transaction fees. With a Delta card, you get Delta-specific perks like priority boarding, first checked bag free and an annual companion flight certificate for the more expensive cards.
  • Complimentary lounge access
    With the Delta SkyMiles® Reserve American Express Card, you get complimentary access to all Delta Sky Club lounges. While with The Platinum Card® from American Express, you get complimentary access to Centurion Lounges, Priority Pass Select, The International American Express lounges and even Delta Sky Club when flying Delta.
  • HotelsThe Platinum Card® from American Express offers accelerated points on prepaid hotels booked through the American Express travel site. However, if you’re loyal to a certain brand of hotels, consider a Hilton credit card, which has additional hotel perks and features. Compare Amex’s hotel cards to see whether a cobranded or general card is the right pick for you.

  • Additional perks
    For a variety of perks, The Platinum Card® from American Express is undoubtedly worth considering. The card’s rewards range from Uber credit and airline fee credit to complimentary lounge access and hotel perks.

Consider a travel card from another brand

Luxury Card Mastercard® Titanium Card™

  • Patented brushed stainless steel front and carbon back—weighing 22 grams.
  • Earn one point for every one dollar spent.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—Available by phone, email, and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Members-only LUXURY MAGAZINE®.
  • Cell phone protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $195 ($95 for each authorized user).
  • Terms and conditions apply.
Read less
Read more

Bottom line

When choosing an American Express credit card without foreign transaction fee, consider how much you’re willing to pay for the card and which additional perks you want. But know that these cards are poor choices for a 0% intro APR period.

Not sure if any of these cards will work for you? Check out other travel credit cards and cards with no foreign transaction fees to compare your options.

Frequently asked questions

Go to site