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American Express credit cards with no foreign transaction fee

Save money when spending abroad and earn rewards on your purchases.

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Our pick for an Amex card with no foreign fees: American Express® Gold Card

American Express® Gold Card logo

35,000-point

Welcome offer after spending $4,000 in first 3 months

  • Points on flights, dining and groceries
  • Annual dining and flight credits
  • Access hotel collections, Personalized Travel Service and more
Apply now
See rates & fees

The American Express foreign transaction fee is normally 2.7% of each international transaction. However, the majority of the provider’s consumer cards have 0% foreign transaction fees — most notably products like the Amex Platinum Card and most Amex airline and hotel cards. Generally, the no-foreign-transaction-fee Amex cards have annual fees, which could range from $95 to $550.

Compare American Express credit cards with no foreign transaction fee

Name Product Foreign transaction fee Annual fee Purchase APR Filter values
American Express® Gold Card
None
$250
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $350 with this upper-mid tier travel card. Rates & fees
Delta SkyMiles® Gold American Express Card
None
$0 intro annual fee for the first year ($99 thereafter)
15.74% to 24.74% variable
With a welcome offer worth up to $600, up to 2x miles on select purchases, and assorted Delta perks, this is a strong choice for Delta fans. Rates & fees
Hilton Honors American Express Card
None
$0
15.74% to 24.74% variable
With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Rates & fees
Delta SkyMiles® Platinum American Express Card
None
$250
15.74% to 24.74% variable
This card boasts a welcome offer worth up to $720, an annual companion certificate and valuable Delta perks. Rates & fees
Hilton Honors American Express Surpass® Card
None
$95
15.74% to 24.74% variable
With a big welcome offer worth up to $750, up to 12x points on spending, and free Gold status, this is an upgrade from the entry Hilton card. Rates & fees
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How to compare American Express credit cards with no foreign transaction fees

If your final determining factor is that your American Express card comes without foreign transaction fees, then you can choose any of the cards listed above. Delta credit cards and Hilton credit cards are good options for not foreign transaction fees. If you’re looking for additional value, take other features and perks into consideration, including the following:

  • Annual fee
    Almost every American Express credit card without foreign transaction fees has an annual fee ranging from $95 — which is waived for the first year on some cards — up to $550 annually. Only the Hilton Honors American Express Card has no foreign transaction fees and no annual fee (see rates & fees).
  • Intro APR period
    You won’t find a 0% intro APR period in any of these cards. If you’re looking to consolidate your debt or carry a large purchase interest-free for a long period, look for 0% intro APR cards.
  • Welcome offer
    Each of these cards come with a generous welcome offer. When comparing the ratio between the welcome offer and the annual fee, you’ll find that the highest value comes with the Hilton Honors American Express Surpass® Card. This card has a $95 annual fee (see rates & fees) and the size of their welcome offers are either the same as or come close to the more expensive versions of them. If you’re interested in what other welcome offers are available, compare Amex’s welcome offers to find one that best suits your needs.
  • Rewards
    All of the American Express credit cards with no foreign transaction fees let you earn miles or points that you can redeem for certain rewards. The Hilton Honors™ Aspire Card has one of the highest point-earning values on your Hilton purchases, flights booked directly with airlines or the American Express travel site, car rentals booked directly from select car rental companies and at US restaurants.
  • Dining
    If you frequently travel and spend money on dining, the American Express® Gold Card could be a valuable addition to your wallet. With this card, you earn accelerated points at restaurants, US supermarkets and flights booked directly with airlines or through the American Express travel site. In addition, you get monthly dining credit and an airline fee credit.
  • Flights
    If you don’t fly with any single airline, the The Platinum Card® from American Express or the Hilton Honors™ Aspire Card could be worth considering. Both Amex travel cards let you earn accelerated points on all flights booked directly with airlines or through the American Express travel site. But if you prefer to fly Delta, consider one of the three Delta co-branded cards without foreign transaction fees. With a Delta card, you get Delta-specific perks like priority boarding, first checked bag free and an annual companion flight certificate for the more expensive cards.
  • Complimentary lounge access
    With the Delta SkyMiles® Reserve American Express Card, you get complimentary access to all Delta Sky Club lounges. While with The Platinum Card® from American Express, you get complimentary access to Centurion Lounges, Priority Pass Select, The International American Express lounges and even Delta Sky Club when flying Delta.
  • HotelsThe Platinum Card® from American Express offers accelerated points on prepaid hotels booked through the American Express travel site. However, if you’re loyal to a certain brand of hotels, consider a Hilton credit card, which has additional hotel perks and features. Compare Amex’s hotel cards to see whether a cobranded or general card is the right pick for you.

  • Additional perks
    For a variety of perks, The Platinum Card® from American Express is undoubtedly worth considering. The card’s rewards range from Uber credit and airline fee credit to complimentary lounge access and hotel perks.

Bottom line

When choosing an American Express credit card without foreign transaction fee, consider how much you’re willing to pay for the card and which additional perks you want. But know that these cards are poor choices for a 0% intro APR period.

Not sure if any of these cards will work for you? Check out other travel credit cards and cards with no foreign transaction fees to compare your options.

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