American Express cards with no foreign transaction fee | finder.com

American Express credit cards with no foreign transaction fee

Save money when spending abroad and earn rewards on your purchases.

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When looking for an American Express credit card without foreign transaction fees, you’ll come across hotel cards, airline cards and general travel cards. With each one, you get perks and features that could be useful depending on your travel needs and spending habits.

However, almost every card of this type comes with an annual fee — and none of them offer a 0% intro APR period.

Our pick for an Amex card without foreign transaction fees

Hilton Honors American Express Card

  • Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7x Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5x Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3x Hilton Honors Bonus Points for all other eligible purchases on your card. No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your card. Plus, spend $20,000 on eligible purchases on your card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.
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Compare American Express credit cards with no foreign transaction fee

Name Product Foreign transaction fee Annual fee Purchase APR Filter values
None
$250
See Rates & Fees
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months. Rates & fees
None
$550
N/A
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & fees
None
$0 intro annual fee for the first year ($95 thereafter)
17.74% to 26.74% variable
Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
None
$0
17.74% to 26.74% variable
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
None
$95
17.74% to 26.74% variable
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees

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How to compare American Express credit cards with no foreign transaction fees

If your final determining factor is that your American Express card comes without foreign transaction fees, then you can choose any of the cards listed above. Delta and Hilton credit cards are good options for not foreign transaction fees. If you’re looking for additional value, take other features and perks into consideration, including the following:

  • Annual fee
    Almost every American Express credit card without foreign transaction fees has an annual fee ranging from $95 — which is waived for the first year on some cards — up to $550 annually. Only the Hilton Honors American Express Card has no foreign transaction fees and no annual fee (see rates & fees).
  • Intro APR period
    You won’t find a 0% intro APR period in any of these cards. If you’re looking to consolidate your debt or carry a large purchase interest-free for a long period, look for 0% intro APR cards.
  • Welcome offer
    Each of these cards come with a generous welcome offer. When comparing the ratio between the welcome offer and the annual fee, you’ll find that the highest value comes with the Hilton Honors American Express Surpass® Card. This card has a $95 annual fee (see rates & fees) and the size of their welcome offers are either the same as or come close to the more expensive versions of them.
  • Rewards
    All of the American Express credit cards with no foreign transaction fees let you earn miles or points that you can redeem for certain rewards. The Hilton Honors™ Aspire Card has one of the highest point-earning values on your Hilton purchases, flights booked directly with airlines or the American Express travel site, car rentals booked directly from select car rental companies and at US restaurants.
  • Dining
    If you frequently travel and spend money on dining, the American Express® Gold Card could be a valuable addition to your wallet. With this card, you earn accelerated points at restaurants, US supermarkets and flights booked directly with airlines or through the American Express travel site. In addition, you get monthly dining credit and an airline fee credit.
  • Flights
    If you don’t fly with any single airline, the The Platinum Card® from American Express or the Hilton Honors™ Aspire Card could be worth considering. Both cards let you earn accelerated points on all flights booked directly with airlines or through the American Express travel site. But if you prefer to fly Delta, consider one of the three Delta co-branded cards without foreign transaction fees. With a Delta card, you get Delta-specific perks like priority boarding, first checked bag free and an annual companion flight certificate for the more expensive cards.
  • Complimentary lounge access
    With the Delta Reserve® Credit Card from American Express, you get complimentary access to all Delta Sky Club lounges. While with The Platinum Card® from American Express, you get complimentary access to Centurion Lounges, Priority Pass Select, The International American Express lounges and even Delta Sky Club when flying Delta.
  • HotelsThe Platinum Card® from American Express offers accelerated points on prepaid hotels booked through the American Express travel site. However, if you’re loyal to a certain brand of hotels, consider a Hilton credit card, which has additional hotel perks and features.
  • Additional perks
    For a variety of perks, The Platinum Card® from American Express is undoubtedly worth considering. The card’s rewards range from Uber credit and airline fee credit to complimentary lounge access and hotel perks.

Bottom line

When choosing an American Express credit card without foreign transaction fee, consider how much you’re willing to pay for the card and which additional perks you want. But know that these cards are poor choices for a 0% intro APR period.

Not sure if any of these cards will work for you? Check out other travel credit cards and cards with no foreign transaction fees to compare your options.

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