ICBC Credit Cards

Compare the range of ICBC credit cards available and decide if you want to apply for one.


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Industrial and Commercial Bank of China (ICBC) Limited is a Chinese multinational banking institution and one of the largest commercial banks in Singapore. With a range of credit card offerings attractive cashback and exclusive perks in various spending categories, ICBC may have a card that suits your lifestyle needs.

Find out which cards are on offer from ICBC and learn the eligibility requirements before applying.

Finder does not currently have access to this credit card provider. Please review the product details, application criteria and terms and conditions on the provider website if you are considering applying for this product.

Types of ICBC credit cards

ICBC offers a handful of credit cards designed to help you save on your purchases alongside a host of privileges. Compare your options based on the following types of cards, your spending preferences and financial circumstances.

At the time of writing (December 2019), ICBC only offers 5 credit cards which are all cashback credit cards. While the features vary with each card, you can expect to earn at least 1% to 8% cash rebates from both your local and overseas spends.

Learn more about cashback credit cards

Features of an ICBC credit card

Here are some of the key features to consider when looking at the ICBC credit cards:

  • Annual fee waiver. All available ICBC credit cards at the time of writing (December 2019) offers 3 years annual fee waiver.
  • Card privileges. Discounts and privileges may vary from card to card, but there are some time-limited lifestyle, dining and shopping promotions that apply to all ICBC credit cards. Discover the card privileges and latest promotions from ICBC.
  • I GO SG deals. As part of a collaboration with Singapore Tourism Board, “I Go Singapore” offers deals from participating merchants in categories such as dining, hotels, leisure, shopping, and beauty and wellness for ICBC cardholders to explore Singapore in style.
  • Contactless facility. Most ICBC credit cards are equipped with MasterCard PayPass contactless payment technology. However, at the time of writing (December 2019), the cards are not compatible with Apple Pay, Samsung Pay, Google Pay.

How to apply

You can apply for an ICBC credit card online in less than 15 minutes.

Follow these steps to apply for an ICBC credit card:

  1. Compare all available ICBC credit cards on this provider’s website.
  2. Select the credit card that best suits your needs, such as your income level, lifestyle and spending habits.
  3. Ensure that you meet the eligibility requirements for your chosen credit card.
  4. When you’re ready to apply, begin your online application with ICBC.
  5. Once you submit your online card application, you’ll receive a response within a few minutes. Take note that some approvals are granted as conditional approvals.

You’re also required to upload scans of the supporting documents, so make sure that they’re clear and legible. ICBC will then proceed to assess and verify the information you provided. If your application is successful, you can expect to receive your card in the next three to five business days.

Before you apply, make sure you’ve met the eligibility requirements and have all your relevant documents and details handy to speed up the process.

Eligibility criteria

While eligibility requirements may vary depending on the specific card you apply for, you can expect the following requirements with most ICBC credit cards:

  • Age. You must be at least 21 years old. Supplementary cardholders must be at least 18 years of age and a family member of the primary applicant.
  • Minimum income. S$30,000
  • Residential status. Singaporean citizens, permanent residents and foreigners with a valid employment pass.
  • Credit history. Applicants must have a good credit rating.

Required documents

Ensure that you have the following information ready when you apply:

  • Personal details. Personal details including your name, email address, contact number, residential address and NRIC or passport.
  • Family and education background. Your marital status, the number of dependants and education level.
  • Employment details. Your employer or company, office address, length of employment and business industry.
    Supporting documents

    Frequently asked questions

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