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Best credit card hotel promotions 2020

Reap the rewards of hotel promotions while using your credit card.

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Travelling can be an expensive undertaking, especially once you factor in flights, accommodation, shopping and eating. Any chance to cut costs is a welcome relief and securing a hotel discount through your credit card can be a great way to cut the cost of your trip.

Use this guide to find credit cards with hotel promotions in Singapore, learn how to maximise these deals and what to be aware of.

Compare the best credit cards with hotel promotions

Name Product Agoda Promotion Expedia Promotion Annual Fee
American Express True Cashback Card
Get up to 75% off + additional 6% off accommodations worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 31 Dec 2020.
Get an additional 10% off Expedia hotel bookings. T&Cs apply. Booking period ends 31 Dec 2020. Travel period ends 31 Mar 2021.
S$0 annual fee for the first 1 year and S$171.20 thereafter
Apply today and get a 3% Cashback bonus when you spend S$5,000 in the first six months.
American Express Singapore Airlines KrisFlyer Credit Card
Get up to 75% off + additional 6% off accommodations worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 31 Dec 2020.
Get an additional 10% off Expedia hotel bookings. T&Cs apply. Booking period ends 31 Dec 2020. Travel period ends 31 Mar 2021.
S$0 annual fee for the first 1 year and S$176.55 thereafter
Get up to 13,300 KrisFlyer miles with a minimum spend of S$3,000 in your first 3 months and an additional Acer Monitor KA242Y (valued at S$349) if you are new to American Express.
American Express Platinum Credit Card
Get up to 75% off + additional 6% off accommodations worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 31 Dec 2020.
Get an additional 10% off Expedia hotel bookings. T&Cs apply. Booking period ends 31 Dec 2020. Travel period ends 31 Mar 2021.
S$321 annual fee
Get S$150 Lazada Vouchers and a free 24" Samsung Monitor, plus a j5create JVCU100 USB Webcam when you spend S$5,000 in the first three months. T&Cs apply. Ends 30 November 2020
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Get up to 75% off + additional 6% off accommodations worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 31 Dec 2020.
Get an additional 10% off Expedia hotel bookings. T&Cs apply. Booking period ends 31 Dec 2020. Travel period ends 31 Mar 2021.
S$337.05 annual fee
Get free Bang & Olufsen Beoplay E8 2.0 earphones valued at S$399 when you spend S$5,000 within the first three months and an additional 10,000 KrisFlyer miles if you are new to American Express. T&Cs apply. Ends 30 Nov 2020
American Express CapitaCard
Get up to 75% off + additional 6% off accommodations worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 31 Dec 2020.
Get an additional 10% off Expedia hotel bookings. T&Cs apply. Booking period ends 31 Dec 2020. Travel period ends 31 Mar 2021.
S$0 annual fee for the first 1 year and S$171.20 thereafter
Receive Sennheiser CX350BT Wireless In -Ear Headphones (worth S$149) upon upon S$3,000 minimum spend within the first 3 months of card approval. Ends 30 November 2020.
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Name Product Agoda Promotion Expedia Promotion Annual Fee
Citi PremierMiles Card
Get up to 7 Citi Miles per dollar spent. T&Cs apply. Booking period till 31 January 2021. Stay period till 30 June 2021.
Get 10% off Expedia hotel bookings. Promo Code: CITIHOTEL10). T&Cs apply. Valid till 31 Dec 2020.

Get S$15 off on package booking with minimum spend of S$500. (Promo Code: CITIPKG15). T&Cs apply. Valid till 31 Dec 2020.
S$192.60 annual fee
Get 37,300 miles when you spend S$9,000 in the first 3 months. Annual fee applies. 31 October 2020.
Citi Cash Back Card
Get 18% off Agoda hotel and accommodations locally. T&Cs apply. Booking period till 31 October 2020. Stay period till 31 Dec 2021.
Get 10% off Expedia hotel bookings. Promo Code: CITIHOTEL10). T&Cs apply. Valid till 31 Dec 2020.

Get S$15 off on package booking with minimum spend of S$500. (Promo Code: CITIPKG15). T&Cs apply. Valid till 31 Dec 2020.
S$0 annual fee for the first 1 year and S$192.60 thereafter
Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.
Citibank SMRT Card
Get 18% off Agoda hotel and accommodations locally. T&Cs apply. Booking period till 31 October 2020. Stay period till 31 Dec 2021.
Get 10% off Expedia hotel bookings. Promo Code: CITIHOTEL10). T&Cs apply. Valid till 31 Dec 2020.

Get S$15 off on package booking with minimum spend of S$500. (Promo Code: CITIPKG15). T&Cs apply. Valid till 31 Dec 2020.
S$0 annual fee for the first 2 years and S$192.60 thereafter
Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.
Citi Rewards Credit Card
Get 18% off Agoda hotel and accommodations locally. T&Cs apply. Booking period till 31 October 2020. Stay period till 31 Dec 2021.
Get 10% off Expedia hotel bookings. Promo Code: CITIHOTEL10). T&Cs apply. Valid till 31 Dec 2020.

Get S$15 off on package booking with minimum spend of S$500. (Promo Code: CITIPKG15). T&Cs apply. Valid till 31 Dec 2020.
S$0 annual fee for the first 1 year and S$192.60 thereafter
Get 30,000 Citi Thank You points when you spend S$3,000 in the first 3 months. T&Cs apply. 31 December 2020
Citi Prestige Card
Get 18% off Agoda hotel and accommodations locally. T&Cs apply. Booking period till 31 October 2020. Stay period till 31 Dec 2021.
Get 10% off Expedia hotel bookings. Promo Code: CITIHOTEL10). T&Cs apply. Valid till 31 Dec 2020.

Get S$15 off on package booking with minimum spend of S$500. (Promo Code: CITIPKG15). T&Cs apply. Valid till 31 Dec 2020.
S$535 annual fee
Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. T&Cs apply. Ends 30 November 2020.
Citi Lazada Card
Get 18% off Agoda hotel and accommodations locally. T&Cs apply. Booking period till 31 October 2020. Stay period till 31 Dec 2021.
Get 10% off Expedia hotel bookings. Promo Code: CITIHOTEL10). T&Cs apply. Valid till 31 Dec 2020.

Get S$15 off on package booking with minimum spend of S$500. (Promo Code: CITIPKG15). T&Cs apply. Valid till 31 Dec 2020.
S$0 annual fee for the first 1 year and S$192.60 thereafter
Get S$150 Lazada Vouchers when you spend at least S$1,200. T&Cs apply. Ends 31 Dec 2020.
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Name Product Agoda Promotion Expedia Promotion Annual Fee
HSBC Revolution Credit Card
Get 7% off Agoda hotel bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 30 Jun 2021.
Get 10% off Expedia hotel bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Travel period ends 29 Feb 2021.
S$0 annual fee
New cardholders can choose from a Samsonite Prestige 69cm Spinner Exp luggage worth S$670 or S$150 cashback. Existing cardholders will get S$30 cashback. Minimum spend of S$800 within the qualifying spend period is required. T&Cs apply. Ends 31 Dec 2020.
HSBC Visa Platinum Credit Card
Get 7% off Agoda hotel bookings worldwide. T&Cs apply. Booking period ends 31 December 2020. Stay period ends 30 June 2021.
Get 10% off Expedia hotel bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Travel period ends 29 Feb 2021.
S$0 annual fee for the first 2 years and S$192.60 thereafter
New cardholders can receive a Samsonite Prestige 69cm Spinner Exp suitcase (worth S$670) or S$150 cashback, if a minimum of S$800 is spent using the card in the qualifying spend period. Receive an additional S$30 worth of Lazada vouchers when you apply online with MyInfo via SingPass.T&Cs apply. Ends 31 Dec 2020.
HSBC Advance Credit Card
Get 7% off Agoda hotel bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 30 Jun 2021.
Get 10% off Expedia hotel bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Travel period ends 29 Feb 2021.
S$0 annual fee for the first 1 year (permanently waived for HSBC Advance banking customers) and S$192.60 thereafter
New cardholders can choose between a Samsonite Prestige 69cm Spinner Exp luggage worth S$670 or S$150 cashback if minimum spend of S$800 within the qualifying spend period is made. Receive an additional S$30 worth of Lazada vouchers when you apply online with MyInfo via SingPass. T&Cs apply. Ends 31 Dec 2020.
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Name Product Agoda Promotion Expedia Promotion Annual Fee
Maybank Business Platinum Mastercard
Get 7% off Agoda accommodation bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 30 June 2021.
Get 10% off worldwide hotel bookings (Promo code: MBSG10EXP). Booking period ends 31 Dec 2020. Stay period ends 31 March 2021.
S$0 annual fee for the first 2 years and S$180 thereafter
Earn TREATS Points for every dollar spent and redeem them for vouchers, cash credits and air miles.
Maybank DUO Platinum Mastercard
Get 7% off Agoda accommodation bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 30 June 2021.
Get 10% off worldwide hotel bookings (Promo code: MBSG10EXP). Booking period ends 31 Dec 2020. Stay period ends 31 March 2021.
S$120 annual fee
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Dec 2020.
Maybank eVibes Card - The Student Card
Get 7% off Agoda accommodation bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 30 June 2021.
Get 10% off worldwide hotel bookings (Promo code: MBSG10EXP). Booking period ends 31 Dec 2020. Stay period ends 31 March 2021.
S$0 annual fee for the first 2 years and S$20 thereafter
Get an Adidas wristwatch worth S$120 when you use your card in the first month. First 500 successful applicants only.
Maybank Family & Friends Credit Card
Get 7% off Agoda accommodation bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 30 June 2021.
Get 10% off worldwide hotel bookings (Promo code: MBSG10EXP). Booking period ends 31 Dec 2020. Stay period ends 31 March 2021.
S$0 annual fee for the first 3 years and S$180 thereafter
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Dec 2020.
Maybank FC Barcelona Visa Signature Card
Get 7% off Agoda accommodation bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 30 June 2021.
Get 10% off worldwide hotel bookings (Promo code: MBSG10EXP). Booking period ends 31 Dec 2020. Stay period ends 31 March 2021.
S$120 annual fee
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Dec 2020.
Maybank Horizon Visa Signature Card
Get 7% off Agoda accommodation bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 30 June 2021.

Earn 3.2 Air Miles (equivalent to 8 TREAT Points) per dollar spent on eligible Agoda hotel bookings. T&Cs apply. Booking period ends 31 December 2020. Stay period ends 30 Jun 2021.
Get 10% off worldwide hotel bookings (Promo code: MBSG10EXP). Booking period ends 31 Dec 2020. Stay period ends 31 March 2021.
S$0 annual fee for the first 3 years and S$180 thereafter
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Dec 2020.
Maybank Manchester United Platinum Visa Card
Get 7% off Agoda accommodation bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 30 June 2021.
Get 10% off worldwide hotel bookings (Promo code: MBSG10EXP). Booking period ends 31 Dec 2020. Stay period ends 31 March 2021.
S$0 annual fee for the first 2 years and S$80 thereafter
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Dec 2020.
Maybank Platinum Visa Card
Get 7% off Agoda accommodation bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 30 June 2021.
Get 10% off worldwide hotel bookings (Promo code: MBSG10EXP). Booking period ends 31 Dec 2020. Stay period ends 31 March 2021.
S$0 annual fee for the first 3 years and S$80 thereafter
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Dec 2020.
Maybank Visa Infinite Credit Card
Get 7% off Agoda accommodation bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 30 June 2021.
Get 10% off worldwide hotel bookings (Promo code: MBSG10EXP). Booking period ends 31 Dec 2020. Stay period ends 31 March 2021.
S$0 annual fee for the first 1 year and S$600 thereafter
Get complimentary enrolment to Maybank's Rewards Infinite Programme and gain access to VIP perks as you earn up to 5X reward points that never expire.
Maybank World Mastercard
Get 7% off Agoda accommodation bookings worldwide. T&Cs apply. Booking period ends 31 Dec 2020. Stay period ends 30 June 2021.
Get 10% off worldwide hotel bookings (Promo code: MBSG10EXP). Booking period ends 31 Dec 2020. Stay period ends 31 March 2021.
S$0 annual fee for the first 1 year and S$240 thereafter
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Dec 2020.
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Name Product Agoda Promotion Expedia Promotion Annual Fee
Standard Chartered Unlimited Cashback Credit Card
Get 7% off accommodation worldwide. T&Cs apply. Offer ends 31 December 2020. Stay period ends 30 June 2021.
Get 10% off Expedia hotel bookings. T&Cs apply. Redemption period ends 31 Dec 2020.
S$0 annual fee for the first 2 years and S$192.60 thereafter
Apply today and receive up to S$80 cashback and a bonus 5% cashback. T&Cs apply. Ends 31 December 2020.
Standard Chartered Rewards+ Credit Card
Get 7% off accommodation worldwide. T&Cs apply. Offer ends 31 December 2020. Stay period ends 30 June 2021.
Get 10% off Expedia hotel bookings. T&Cs apply. Redemption period ends 31 Dec 2020.
S$0 annual fee for the first 2 years and S$192.60 thereafter
Apply today and enjoy a range of perks including 1-for-1 movie tickets with Cathay Cineplexes. Plus, complimentary travel medical insurance.
Standard Chartered Spree Credit Card
Get 7% off accommodation worldwide. T&Cs apply. Offer ends 31 December 2020. Stay period ends 30 June 2021.
Get 10% off Expedia hotel bookings. T&Cs apply. Redemption period ends 31 Dec 2020.
S$0 annual fee for the first 2 years and S$192.60 thereafter
Enjoy up to 3% cashback on all online spend in foreign currency and all vPost spend. Plus, up to 30% off on postal services and lots more.
Standard Chartered NUS Alumni Platinum Credit Card
Get 7% off accommodation worldwide. T&Cs apply. Offer ends 31 December 2020. Stay period ends 30 June 2021.
Get 10% off Expedia hotel bookings. T&Cs apply. Redemption period ends 31 Dec 2020.
S$0 annual fee for the first 2 years and S$192.60 thereafter
Apply today and receive up to S$80 cashback and 5% bonus cashback. T&Cs apply. Ends 31 December 2020.
Standard Chartered Priority Banking Visa Infinite Credit Card
Get 7% off accommodation worldwide. T&Cs apply. Offer ends 31 December 2020. Stay period ends 30 June 2021.
Get 10% off Expedia hotel bookings. T&Cs apply. Redemption period ends 31 Dec 2020.
S$321 annual fee
Apply today and receive up to S$80 cashback. T&Cs apply. Ends 31 December 2020.
Standard Chartered Prudential Visa Signature Card
Get 7% off accommodation worldwide. T&Cs apply. Offer ends 31 December 2020. Stay period ends 30 June 2021.
Get 10% off Expedia hotel bookings. T&Cs apply. Redemption period ends 31 Dec 2020.
S$0 annual fee for the first 2 years and S$192.60 thereafter
Apply today and receive up to S$80 cashback and 5% bonus cashback. T&Cs apply. Ends 31 December 2020.
Standard Chartered Prudential Platinum Credit Card
Get 7% off accommodation worldwide. T&Cs apply. Offer ends 31 December 2020. Stay period ends 30 June 2021.
Get 10% off Expedia hotel bookings. T&Cs apply. Redemption period ends 31 Dec 2020.
S$0 annual fee for the first 2 years and S$192.60 thereafter
Apply today and receive up to S$80 cashback and 5% bonus cashback. T&Cs apply. Ends 31 December 2020.
Standard Chartered Visa Infinite Credit Card
Get 7% off accommodation worldwide. T&Cs apply. Ends 31 Dec 2020.
Get 10% off Expedia hotel bookings. T&Cs apply. Redemption period ends 31 Dec 2020.
S$588.50 annual fee
Earn 35,000 bonus miles in the form of 87,500 points when you apply online. Ends 31 December 2020.
Standard Chartered Platinum Visa Credit Card
Get 7% off accommodation worldwide. T&Cs apply. Offer ends 31 December 2020. Stay period ends 30 June 2021.
Get 10% off Expedia hotel bookings. T&Cs apply. Redemption period ends 31 Dec 2020.
S$0 annual fee for the first 2 years and S$192.60 thereafter
Earn 1 Rewards point for every S$1 charged to your card.
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What’s the difference between a travel promotion and a hotel promotion?

Put simply, hotel promotions are a type of travel promotion. They focus solely on accommodation and are typically calculated as a discount on your reservation. Hotel promotions offer flexibility as they allow you to choose your own accommodation.

These promotions are separate to travel packages, which allow you to pay one price for an entire holiday experience. Travel promotions can include offers on flights, shuttle services, vehicle hires and sightseeing experiences, as well as hotels. These are more rigid, as you’re often restricted to the accommodation set out in the terms of the deal.

What to look out for

  • Booking dates. Promotions may only be available if you make a booking by a certain date or in a certain time frame. This period could be an introductory offer, only available when you sign up for a new card. If you’re planning a holiday and hoping to secure a discount on hotel bookings, be sure to double-check the expiry date of the promotion.
  • Stay dates. Stay dates are different from booking dates. Stay dates are the days you’ll actually be in the hotel. Some hotels don’t accept promotions for certain times of the year, such as peak season and public holidays. Make sure you check your promotion for any blackout dates.
  • Minimum spend. Some credit cards require you to reach a minimum spend requirement before a promotion becomes available. You’ll often find minimum spend requirements in the terms and conditions of a credit card. Don’t push yourself to spend extra just to secure a hotel promotion. Promotions are most valuable when you would be spending the money anyway.
  • The credit card. It’s best not to choose a credit card solely for a promotion. While promotions and rewards are often beneficial, the most important credit card features are the rates, fees and compatibility with your financial situation. Hotel promotions can be a great way to distinguish between two similar credit cards, but shouldn’t be the motivating factor behind any application.

How to apply for a credit card promotion

First, you’ll need to apply for a credit card that offers a hotel promotion. Credit card applications vary from bank to bank, but there are some general rules of thumb. Typically you’ll need to:

  • Be 21 years of age or older. Unless applying for a student card, where the minimum age tends to be 18.
  • Prove your identity. You’ll need a passport or NRIC card and possibly proof of your address. Some credit cards are only available for Singaporean nationals and permanent residents. There are some cards that allow foreigners to apply, as long as they meet certain eligibility criteria.
  • Meet the minimum income requirements. These vary from card to card. Some basic rewards cards have lower requirements, around the S$30,000 mark. Air miles credit cards and those offering more-comprehensive rewards schemes can have much higher income requirements (and typically higher annual fees).

Most hotel promotions are presented as a coupon code you apply at the payment step of the booking process. Promotions tend only to be valid if you pay for the hotel booking using the credit card offering the promotion.

Bottom line

The right credit card can help you save money on your accommodation, allowing you the freedom to use more of your holiday budget elsewhere. If you’re ready to save on hotel bookings, start comparing credit cards with hotel promotions now.

Frequently asked questions

Can I use multiple hotel promotions at once?

Most credit card promotions can’t be used in conjunction with other offers. It’s best to read the terms and conditions of your credit card and its promotions, to confirm this is the case for you. There are times when you’ll be able to use multiple promotions, but these tend to be seasonal offerings that must be used with a specific other promotion.

Can I book more than one room with a credit card promotion?

You can, but discounts are typically applied to the first room only. This means you’ll end up paying the regular price for any extra rooms. If your promotion code is reusable, it may be worthwhile completing two separate transactions so you get a discount on both rooms.

How can I find if a hotel has any blackout dates?

You’ll have to call the hotel, check its website or see if the dates are listed in the terms and conditions of the booking website you’re using. The easiest option is to call ahead so you can be certain whether your promotion is valid for the dates you wish to stay.

Do I have to pay on my credit card to take advantage of hotel promotions?

Yes, you’ll have to make your booking with the same credit card that’s offering your chosen hotel promotion.

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