How to send money to Sweden

Find the lowest fees and best exchange rates so you can send money to Sweden without breaking the bank.


Fact checked

If you need to get money to someone in Sweden, take your time to search for the best exchange rates and the lowest fees. By doing this, you could get more krona to your recipient and save some money for yourself. And since there are plenty of options out there, you have the ability to make a choice that gets you the best deal.

Compare international money transfers to Sweden

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
NZD 250 1 day NZD 0.00 5.948 SEK
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
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GBP 2,500 Same day NZD 0.00 5.948 SEK
Central FX’s dedicated private client team will guide you through the money transfer process from first call to final payment. Go to site Show details
NZD 1 Within an hour NZD 3.99 5.984 SEK
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
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NZD 0 Same day NZD 0.00 5.978 SEK
Send money in more than 60 currencies. Fee-free international money transfers with a global brand. Go to site Show details
AUD 250 1 - 2 days NZD 15.00 5.948 SEK
A higher exchange rate applies to non-finder customers. Send money in 45 currencies. No fee if you transfer over AUD$10,000. Go to site Show details
NZD 250 1 day NZD 0.00 5.948 SEK
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply. Go to site Show details
NZD 2,000 2 days NZD 0.00 5.948 SEK
Exclusive offer: $0 transfer fee and discounted exchange rates for all Finder customers.
A higher exchange rate applies to non-finder customers. Send money in more than 60 currencies.
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NZD 1 1 - 2 days NZD 35.00 6.008 SEK
Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
NZD 5 1 - 2 days EUR 3.00 5.972 SEK
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
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Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Banks versus money transfer companies

Despite only being used in Sweden, the krona is one of the top traded currencies in the world. This means your bank will likely be able to make a money transfer to Sweden, but at what cost? Banks are known for their high fees, slow processing times and poor exchange rates. If you want to get a good deal, a bank might not be your best choice.

Instead, a money transfer company may prove to be a better option. With a number of companies offering low fees, quick transfers and good exchange rates, you have a lot to choose from. If you aren’t familiar with them, it’s certainly an option you should look into.

How to compare transfer companies when sending money to Sweden

  • Exchange rates. When comparing exchange rates between companies, see which one gets closest to market value. The closer it is, the better deal you’re getting.
  • Fees. The amount you’ll pay per transfer depends on a few different factors, so compare the fees between different companies and your bank to see which keeps your costs low.
  • Transfer methods. Companies offer one or more of the following methods: online transfers, phone transfers, in-branch transfers and mobile app transfers.
  • Turnaround time. Compare transaction processing times and see which companies send quicker transfers without charging higher fees.
  • Minimum transfers. Check the fine print to see if any minimum transfer limits apply. If you only need to send a small amount, you don’t want to have to pay a big fee because of it.
  • Pickup methods. Will your recipient be able to visit a transfer branch and collect the cash you send or will the money be sent straight to their bank account? Choose the option your recipient prefers.

Foreign exchange rates explained

Exchange rate is used to determine how much one currency is worth when traded for another currency. A strong currency will yield more when it’s exchanged for a weak currency, which gives the New Zealand dollar an edge. But since most exchange rates are flexible, the exact number can change from moment to moment.

Today’s exchange rate NZD to SEK

How to send money to Sweden

Every money transfer service will be different, but in general, you can follow these steps to keep the process quick and easy.

  1. Choose a provider from the table above.
  2. Click Go to site to create an account.
  3. Start a transfer and enter information about your recipient.
  4. Select the amount you want to send, pay for your transfer and save your tracking number.

Same-day cash transfers to Sweden

There are a few services that offer same-day transfers to Sweden. Some even keep fees low and exchange rates near market value, which saves you money and gets your recipient more cash. However, you’ll need to keep an eye out — not every service comes cheap, so compare your options carefully and choose one that won’t break the bank.

Tips for picking up cash in Sweden

If you or a recipient is picking up cash, follow these steps to help minimize the risk of theft.

  • Don’t pick up cash if you don’t feel safe or if you aren’t at an authorized agent location.
  • Don’t let any strangers see that you have a large sum of money.
  • Don’t carry the cash on your person for any longer than you need to.
  • Deposit the money with your bank or in a secure hotel safe as soon as possible.

Bottom line

Money transfers to Sweden are common. This means you have plenty of options, and since you have plenty of options, you’ll need to be on the lookout for a good deal. Carefully consider each money transfer service and read our guide on the process to keep your research quick so you can get your recipient the money they need.

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