How to send money to Poland

Need to send money from Hong Kong to Poland? Here’s how you can do it safely, conveniently and cheaply.

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Money transfers can be troublesome, especially when you aren’t sure where to go to send money to Poland. Instead of visiting different banks to see if they exchange Hong Kong dollars for Polish zloty, you may want to focus on comparing your options with money transfer companies. These can keep things quick and cheap so you can spend less time figuring out how to send money and more time doing other important tasks.

Compare international money transfer services to Poland

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1 Within an hour HKD 10.00 0.511 PLN
2,550
提供現金提取、銀行戶口之間轉賬與及Airtime匯款選擇的網上匯款服務,。 An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
USD 10 1 - 2 days HKD 55.00 0.513 PLN
2,537
以透明的匯率,低收費及低最低金額的網上服務作匯款。 Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
USD 100 1 day HKD 15.00 0.505 PLN
2,519
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用45種貨幣匯款。 Send money in 45 currencies.
Go to site Show details
USD 5 1 - 2 days HKD 25.00 0.508 PLN
2,527
新客戶可享有首三個月無限次免手續費匯款。New customers get 3 months of unlimited free transfers.
可用15+種貨幣匯款,享有超越銀行的匯率以及快速轉賬時間。 Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How do international money transfers work?

International money transfers allow you to send money to a recipient in a different country, generally by providing funds to a bank or independent money transfer company. You have plenty of delivery methods, too. Bank-to-bank transfers, cash pick-up and deposits are all possible. All you need to do is find the right company with a good exchange rate and low fees and complete a few simple forms. Then your recipient should get their cash within a few days.

Banks versus money transfer companies/services

While banks can easily send international wire transfers, they’ll charge high fees and offer unattractive exchange rates. Money transfer companies, on the other hand, focus solely on moving money internationally. This allows them to offer better exchange rates and lower fees than you would get from a bank, making it a more affordable way to send money to Poland.

Options for sending money to Poland from Hong Kong

  • Money transfer companies with cash pick-up options. Providers like Western Union allow your recipient to pick up the funds you send at agent locations across Poland.
  • Bank transfers. Most major banks will allow you to send an international wire transfer to Poland.
  • Online money transfer providers. Send money to any Polish bank account from the convenience of your own home.
  • PayPal. PayPal may be better known for allowing you to pay for online shopping purchases but it’s also able to send international money transfers.
  • Cheques. Sending an international cheque is a slow but effective transfer method.

How to send money to Poland

If you’ve decided to go with a money transfer company, follow these steps to make the process quick and painless.

  1. Compare your money transfer options in the table above.
  2. Click “Go to site” and register with the provider.
  3. Start a transaction, enter your recipient’s information and how much you want to send.
  4. Pay for your transfer and save your receipt or tracking number.

You can use your tracking number to keep an eye on the progress of your transfer and report any problems if they come up.

Foreign exchange rates explained

Both money transfer companies and banks use exchange rate to determine how much one country’s currency is worth when converted to the currency of another currency.Keep in mind that this amount changes daily, so you’ll want to stay on top of trends if you plan on frequently sending money to Poland.


Emergency cash transfers in Poland

If you need to send money to Poland in a hurry, be wary of the fees and exchange rate that apply to your transaction. You’ll usually be charged a premium for sending an urgent transfer. Closely check the full cost of your transaction, and don’t be afraid to take a little extra time to compare your options. It could save your money and get more zloty in your recipient’s pocket when they need it most.

Tips for picking up cash in Poland

Whenever you pick up the funds from a cash transfer, make sure that you follow a few simple safety precautions to prevent yourself from becoming a victim of theft.

  • Avoid any high-crime areas.
  • Take a friend along for assistance and security.
  • Stay aware of your personal security at all times.
  • Deposit large sums into your bank account instead of carrying them around.

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