TSB savings accounts

TSB is one of the oldest and biggest names in British banking. With 175 branches across the UK, as well as UK-based call centres, TSB may be a good option for those who like a face-to-face relationship with their bank.

TSB's top savings rate of 3.75% is available on one of its cash ISA accounts.

Easy access savings accounts

TSB's best easy access rate of 1.55% is significantly lower than today's market-best rate of 6%. Compare more instant and easy access accounts up to 6%

Cash ISAs

TSB's best cash ISA rate of 3.75% is significantly lower than today's market-best rate of 6%. Compare more ISAs up to 6%

Fixed-rate bonds

TSB's best fixed-rate bond rate of 3.55% is lower than today's market-best rate of 4.75%. Compare more fixed-rate bonds up to 4.75%

Business savings accounts

TSB's best business savings account rate of 3.3% is lower than today's market-best rate of 4.55%. Compare more business savings accounts up to 4.55%

What is TSB's best savings account with the highest interest rate?

The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.

Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts TSB offers, plus the highest interest rate currently available.

Savings account types include	Easy access, cash ISAs, fixed-rate bonds, business
Best easy access rate	1.55%
Best cash ISA rate	3.75%
Best fixed-rate bond rate	3.55%
Best business savings account rate	3.3%
Fixed bond terms	1 year - 3 years
Opening options	Branch, website, mobile app, telephone
FSCS protection

Other popular accounts

Didn’t find the account type you were looking for? Check our other guides:

• TSB current accounts
• TSB student and graduate accounts

How to open a TSB savings account

The process of opening a TSB savings account depends on the type of account. Fixed rate bonds, ISAs and instant access accounts can be opened online or in a branch. A Monthly Saver is available to existing TSB current account customers and can be opened online or in-branch if you book an appointment.

Depending on the account, you have the option to manage it online, in a branch, over the phone or in the TSB app.

How do I decide which account is for me?

Firstly, you need to decide what you’re looking for in a savings account. Are you looking for tax-free savings? Do you want to save a regular amount each month or just as and when you can? Or do you have a lump sum you’re happy to lock away for a year or more?

You need to work out what you need before comparing the different offers available for certain types of savings accounts. Once you’ve done that, it’s useful to look at:

• Interest rates
• Fees (If there are any.)
• Access to cash (If you need quick access, for instance.)

Is my money safe with TSB?

Should anything go wrong, all eligible deposits with TSB up to a total of £120,000 per person are guaranteed by the British government. This is what’s known as the Financial Services Compensation Scheme (FSCS), and is the same scheme that protects customers of most, if not all, the major banks and building societies in the UK.

What are the pros and cons of banking with TSB?

TSB and Finder Awards

TSB customer reviews

In our independent 2025 customer satisfaction survey, 83% of TSB’s users said they’d recommend its savings products to a friend.

The TSB app has a rating of 4.8 out of 5 from more than 522,000 reviews on the Apple App Store. On the Google Play Store, it has a score of 4.7 out of 5 from around 237,000 Android app users.

Over on Trustpilot, TSB scores 4.3 out of 5 from nearly 27,000 reviews.

These were checked in May 2025.

Customer service information for TSB

Email support
Telephone support
In-app or live chat
Contact form
Branch support

Our verdict

Whether you’re looking to save little and often or in big chunks, for yourself or for a child, TSB should have a savings account to suit. However, you should check out our other savings reviews first to see how TSB savings accounts weigh up against the competition in terms of benefits, rates and fees.

Frequently asked questions

• Is TSB safe?

  Deposits with TSB are covered by the Financial Services Compensation Scheme (FSCS). This covers customers for up to £120,000. In addition, it is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.