Skipton Building Society savings accounts & rates: Any good?
Can it put a skip in your step? Skipton Building Society offers a broad range of savings accounts with interest rates up to 6.5%.

Skipton has been providing for UK customers since 1853, growing to become one of the UK’s largest building societies.
Skipton Building Society offers a range of products targeted at those saving for their future and potential home ownership, including savings, mortgages, retirement, insurance, and legacy-based services.
Skipton Building Society's top savings rate of 6.5% is available on one of its regular savings accounts.
We currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseThe best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Skipton Building Society offers, plus the highest interest rate currently available.
Savings account types include | Easy access, cash ISAs, fixed-rate bonds, notice accounts, regular savers, business |
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Best easy access rate | 4.15% |
Best cash ISA rate | 3.8% |
Best fixed-rate bond rate | 3.8% |
Best notice account rate | 3.35% |
Best regular saver rate | 6.5% |
Best business savings account rate | 2.9% |
Fixed bond terms | 1 year - 5 years |
Notice account periods available | 120 days |
Opening options | Branch, website, mobile app, post, telephone |
FSCS protection |
You need to work out what it is you need from your savings account. Are you looking to put a bit of money away each month? Do you want to put some money away and restrict access to it? Are you hoping to maximise interest?
You need to work out what you need before comparing the different offers available for certain types of savings account. Once you’ve done that, useful guidelines to compare include:
Yes. Skipton offers both internet banking and an app, which can be dowloaded from both the Apple Store and the Google Play Store.
When you open an account you’ll be given a Customer ID along with your password and memorable details, to log into your account. Here are some of the basic features of Skipton’s online banking service:
A building society is a financial institution owned by its members. They offer banking, and related financial services including mortgages and savings.
Whereas banks are normally listed on the stock market and run for their shareholders, building societies aren’t. Because they don’t have shareholders to pay, building societies have historically claimed to offer better interest and cheaper mortgage rates than banks.
Email support | |
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Telephone support | |
In-app or live chat | |
Contact form | |
Branch support |
Whether you want to lock away your money for a fixed amount of time, or need to be able to access it whenever required, Skipton Building Society offers a range of savings accounts. Don’t forget to check out our top savings rates first, though, to see how they weigh up against the competition in terms of rates, fees and perks.
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