Royal Bank of Scotland savings accounts
Royal Bank of Scotland offers a broad range of savings accounts with interest rates up to 6.17%.

Royal Bank of Scotland, commonly known as RBS, is one of the UK’s leading high street banks with around 700 branches throughout Scotland, England and Wales. Its high street presence makes it a good choice if you want to manage your savings accounts in branch. There are a wide array of savings options from ISAs to regular savings accounts.
Royal Bank of Scotland's top savings rate of 6.17% is available on its regular savings account.
We currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseThe best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Royal Bank of Scotland offers, plus the highest interest rate currently available.
Savings account types include | Easy access, cash ISAs, fixed-rate bonds, regular savers, business |
---|---|
Best easy access rate | 1.4% |
Best cash ISA rate | 3.75% |
Best fixed-rate bond rate | 4% |
Best regular saver rate | 6.17% |
Best business savings account rate | 3.49% |
Fixed bond terms | 1 year 1 month - 2 years 1 month |
Opening options | Branch, website, mobile app, telephone |
FSCS protection |
Didn’t find the account type you were looking for? Check our other guides:
RBS offers a ‘Switch Guarantee‘, which simply means it will make the switchover as painless as possible. If you visit a branch they will be able to help you with:
They aim to have this all done within 7 working days.
You need to work out what it is you need from your savings account. Are you looking to put a bit of money away each month? Do you want to put some money away and restrict access to it? Are you hoping to maximise interest?
You need to work out what you need before comparing the different offers available for certain types of savings account. Once you’ve done that, useful guidelines to compare include:
When you are looking for a new home for your savings think about the type of account you need. Royal Bank of Scotland offers higher interest rates on its fixed rate accounts, so if you don’t need instant access to your cash consider one of these accounts to boost your return.”
Yes, it offers both. Here are some of the basic features:
Email support | |
---|---|
Telephone support | |
In-app or live chat | |
Contact form | |
Branch support |
As one of the biggest high street banks in the UK, RBS offers a broad range of savings accounts. Whether you want easy access to your savings, to protect your money from the taxman with an ISA, or establish good savings habits with a regular saver, RBS has a suitable account.
However, its interest rates often lag behind the best buys so make sure you shop around before making a final decision.
Don’t forget to check our best savings reviews, to make sure RBS is right for you and see how it weighs up against other savings providers.
We look at the definition of compound interest, what it concretely means and how you can use it to grow your savings more quickly.
Learn how offshore savings accounts work, which taxes you need to pay and how to score the best deal.
Check out the savings accounts on offer from HSBC. We walk you through the various types of account, and explain which one might be best for you or your kids.
Whatever you’re saving for, find the right Halifax savings account for you. Our detailed guide walks you through which of Halifax’s savings accounts is for you.
Learn about the savings options at Tesco Bank, from ISAs to fixed rate savings. We highlight Tesco Bank savings accounts’ features and pros and cons.
Our guide to Santander’s savings accounts. From ISAs to regular savings, from fixed-term to junior saving accounts, Santander might have the option for you.
Yorkshire Building Society offers a range of savings accounts. If you’re looking to save, see our guide for more.
Nationwide’s savings account options explained. Whether you’re happy to tie up your money or need instant access, we’ve covered the options.
Read about the Post Office and the savings accounts they offer. Find out more about the services Post Office Money provide, and see if they are right for you.
Whatever you’re saving for, big or small, Barclays Bank offers a full range of savings accounts. Our guide takes you through the full range.