Royal Bank of Scotland savings accounts
Royal Bank of Scotland offers a broad range of savings accounts with interest rates up to 6.17%.
![Royal Bank of Scotland Royal Bank of Scotland](https://www.finder.com/niche-builder/64186d56a1471.png)
Royal Bank of Scotland, commonly known as RBS, is one of the UK’s leading high street banks with around 700 branches throughout Scotland, England and Wales. Its high street presence makes it a good choice if you want to manage your savings accounts in branch. There are a wide array of savings options from ISAs to regular savings accounts.
Royal Bank of Scotland's top savings rate of 6.17% is available on its regular savings account.
The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Royal Bank of Scotland offers, plus the highest interest rate currently available.
Savings account types include | Easy access, cash ISAs, fixed-rate bonds, regular savers, business |
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Best easy access rate | 1.75% |
Best cash ISA rate | 4.45% |
Best fixed-rate bond rate | 4.45% |
Best regular saver rate | 6.17% |
Best business savings account rate | 3.75% |
Fixed bond terms | 1 year 2 months - 2 years 2 months |
Opening options | Branch, website, mobile app, telephone |
FSCS protection |
Didn’t find the account type you were looking for? Check our other guides:
RBS offers a ‘Switch Guarantee‘, which simply means it will make the switchover as painless as possible. If you visit a branch they will be able to help you with:
They aim to have this all done within 7 working days.
You need to work out what it is you need from your bank account. Are you looking to put a bit of money away each month? Do you want to put some money away and restrict access to it? Are you after rewards or hoping to maximise interest?
You need to work out what you need before comparing the different offers available for certain types of bank account. Once you’ve done that, useful guidelines to compare include:
When you are looking for a new home for your savings think about the type of account you need. Royal Bank of Scotland offers higher interest rates on its fixed rate accounts, so if you don’t need instant access to your cash consider one of these accounts to boost your return.”
Yep, it offers both. Here are some of the basic features:
Email support | |
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Telephone support | |
In-app or live chat | |
Contact form | |
Branch support |
As one of the biggest high street banks in the UK RBS offers a broad range of savings accounts. Whether you want easy access to your savings, to protect your money from the taxman with an ISA or start good habits with a regular saver RBS has a suitable account.
However, its interest rates often lag behind the best buys so make sure you shop around before making a final decision.
Don’t forget to check our best savings reviews, to make sure RBS is right for you and see how it weighs up against other savings providers.
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