Santander savings accounts
Santander offers a broad range of savings accounts with interest rates up to 6%.

No prizes for guessing which Spanish city was the birthplace of the bank Santander. Since its entry into the UK market in 2004, Banco Santander has acquired 3 former British building societies and formed the retail and commercial giant that stands today. Santander's top savings rate of 6% is available on its easy access account.
We currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseThe best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Santander offers, plus the highest interest rate currently available.
Savings account types include | Easy access, cash ISAs, fixed-rate bonds, regular savers, business |
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Best easy access rate | 6% |
Best cash ISA rate | 4.1% |
Best fixed-rate bond rate | 4.15% |
Best regular saver rate | 5% |
Best business savings account rate | 4.15% |
Fixed bond terms | 1 year - 3 years |
Opening options | Branch, website, mobile app, post, telephone |
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Didn’t find the account type you were looking for? Check our other guides:
Firstly, you need to decide what you’re looking for in a savings account. How often are you planning to withdraw your money? How much money can you afford to save each month?
Typically fixed-rate bonds give you better interest rates. So, if you’re looking to put away a lump sum to mature, then these might be what you’re looking for.
Easy-access or instant-access accounts, on the other hand, give customers more flexibility. So if you’re saving on a budget, or you’re trying to store up cash for a big spend in a few months time (a wedding perhaps), then these might be for you.
Work out what you need before comparing the different offers available for certain types of savings accounts. Once you’ve done that, it’s useful to look at:
Yes. It offers both physical and digital banking services. You can open most of its savings accounts and ISAs by going online, on your mobile, or heading in branch.
However, you can’t manage all types of account online or in the app. Fixed-rate cash ISAs, for instance, are “view only” in online and mobile banking.
In our independent 2025 customer satisfaction survey, 67% of Santander’s users said they’d recommend the brand to a friend.
The app has a rating of 4.8 out of 5 from more than 1.3 million reviews on the App Store. On Google Play, Santander has a score of 4.6 from more than 292,000 Android app users (updated April 2025).
Email support | |
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Telephone support | |
In-app or live chat | |
Contact form | |
Branch support |
Whether you’re looking to save little and often or in big chunks, for yourself or for a child, Santander’s plethora of savings accounts means you shouldn’t have a problem finding one to suit. Just to be sure to check out the market’s current top offers first to see how Santander savings accounts weigh up against the competition in terms of benefits, rates and fees.
Our Finder Awards celebrate brands that truly stand out in their field, creating innovative personal finance products and providing outstanding service to their customers. Santander is one of these brands and was named our 2025 Premium Bank Account Provider of the Year Award winner!
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