Cash ISAs
Barclays savings rates
Barclays Bank offers a broad range of savings accounts with interest rates up to 4.61%.
One of the big four banks, Barclays is a trusted place to put your savings with a host of accounts to choose from. It's known for offering decent interest rates, but these are sometimes reserved for existing customers only. Barclays Bank's top savings rate of 3.85% is available on one of its cash ISA accounts.
Cash ISAs
Table: sorted by interest rate
Barclays Bank's best cash ISA rate of 3.85% is lower than today's market-best rate of 5%.
1 - 5 of 11
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseFixed-rate bonds
Table: sorted by interest rate
Barclays Bank's best fixed-rate bond rate of 3.8% is lower than today's market-best rate of 5%.
1 - 5 of 6
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseBusiness savings accounts
Table: sorted by interest rate
Barclays Bank's best business savings account rate of 1.26% is significantly lower than today's market-best rate of 4.55%.
1 - 1 of 1
Compare other products
We currently don't have that product, but here are others to consider:
How we picked these
What is Barclays's best savings account with the highest interest rate?
The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Barclays offers, plus the highest interest rate currently available.
| Savings account types include | Cash isas, fixed-rate bonds, business |
|---|---|
| Best cash ISA rate | 3.85% |
| Best fixed-rate bond rate | 3.8% |
| Best business savings account rate | 1.26% |
| Fixed bond terms | 1 year - 1 year 6 months |
| Opening options | Branch, website, mobile app, telephone |
| FSCS protection |
Other popular accounts
Barclays has all bases covered. Didn’t find the account type you were looking for? Check our other guides:
How do I decide which account is for me?
You need to work out what it is you need from your savings account. Are you looking to put a bit of money away each month? Do you want to put some money away and restrict access to it? Are you hoping to maximise interest?
You need to work out what you need before comparing the different offers available for certain types of savings account. Once you’ve done that, useful guidelines to compare include:
- Interest rates. Obviously we all want the highest rates possible on our savings. You can also weigh up whether to go for a fixed- or variable-rate product.
- Access to cash. If your circumstances are likely to change, you might want to retain easy access to your savings. If things are pretty stable, you could lock some away for a set period in return for a better rate.
- Eligibility. Some Barclays savings accounts require that you’re already a banking customer.
What is Barclays Blue Rewards?
The Barclays Blue Rewards scheme is a paid-for-add-on which can give you access to members-only savings accounts. These accounts include the Blue Rewards Saver and Rainy Day Saver, which pay higher rates of interest compared to other Barclays’ savings accounts.
To benefit from the rewards, you’ll need to have a Barclays current account and agree to pay the membership fee of £5 a month. You’ll also need to pay at least £800 into your current account each month and register for the Barclays app or online banking.
Learn more about Barclays Blue Rewards and what other benefits it can offer in our guide.
Barclays savings account for over 50s
Barclays doesn’t offer savings accounts specifically for over 50s. However, over 50s are eligible to apply for all its savings products.
For those with a lump sum, looking to supplement pension income, a fixed-rate bond paying monthly interest away to a nominated account may appeal. The downsides of this are that your lump sum is effectively locked away for a set period, and by syphoning away the interest, it won’t benefit from compounding.
Does Barclays offer online or mobile banking?
Yep, it offers both. Here are some of the basic features:
Online banking
- Check balances. For any type of account.
- Transfer money between accounts. In a matter of seconds.
- Pay bills and people. All within the online portal.
Mobile banking
- All of those features. On the go.
- Send money to others using just a phone number. Formerly the ridiculously-named “Pingit”, “PayM” allows Barclays customers to transfer to friends without faff.
Barclays customer reviews
In our independent 2025 customer satisfaction survey, 77% of Barclays’ users said they’d recommend the brand to a friend.
The Barclays app has a rating of 4.8 out of 5 from over 1.8 million reviews on the App Store. On Google Play, the app has a score of 4.6 from over 550,000 Android app users (April 2025).
Barclays is well known and often people choose it because of this. It offers a range of savings accounts and extras such as Barclays Blue Rewards for £5 a month – which if you’re using the discounts offered could be beneficial. However, if it’s interest you’re after, there are better accounts on the market.”
What are the benefits and drawbacks of banking with Barclays?
Barclays is a British multinational banking and financial services company headquartered in London.
The benefits
- Online and mobile banking. The Barclays app makes it simple to keep an eye on your finances.
- Flexibility. Barclays does offer a wide range of accounts for any sort of financial need.
The drawbacks
- Better rates elsewhere?You might be able to squeeze a slightly better rate from other providers. (Depending on your needs!)
Customer service information for Barclays
| Email support | |
|---|---|
| Telephone support | |
| In-app or live chat | |
| Contact form | |
| Branch support |
Our verdict
From cash ISAs to children’s savings, Barclays certainly has the range. But it’s a shame that some accounts are for existing customers only.
However, as with any financial decision, do your research beforehand to check you’ll be getting the best rates and flexibility that you’re looking for.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
FREE interest rate alerts
Sign up to receive the latest deals, expert tips, and a chance to win £400! (T&Cs)
Error placeholder Click here to sign in
All user-submitted reviews must meet our review guidelines. These set out our standards and expectations, including that the review is from by a genuine user of the relevant product or service and that it is honest, authentic and respectful. We explicitly prohibit fake or otherwise misleading reviews and we check all submissions, but we make no guarantee as to the authenticity of any published review or reviewer. Some reviews may be submitted (regardless of sentiment) in exchange for entry into any competition(s) for which we are the promoter.
0 of 0 reviews
More resources on Finder
More guides on Finder
-
Working from home statistics: How many people work from home?
Our research found that 41% of Brits work from home at least some of the time as of March 2025. We look at who is working from home and how working from home affects productivity.
-
What is the average savings interest rate in the UK?
High inflation could be making your savings accounts lose value in “real terms”. We look at historical savings versus inflation rates.
-
Savings statistics: Average UK savings in 2025
Our 2025 savings statistics show the average person in the UK has £16,067 in savings but 1 in 6 Brits (16%) have no savings at all.
-
Chase Saver account review
Discover more about the Chase Saver account, including how the boosted rate works and whether it’s worth it.
-
Emergency fund: What it is and how to build one
This type of savings account can save you from a lot of financial stress and anxiety.
-
Paying tax on interest from a savings account
If you earn interest from a savings account, you need to pay tax on that interest at the same rate as the rest of your annual taxable income.
-
easyMoney Innovative Finance ISA review
Discover the most noteworthy qualities of easyMoney compared to other Innovative Finance ISA providers.
-
My Community Finance savings account review
In this guide, you’ll learn about the pros and cons of the savings accounts available from My Community Finance.
-
Compare the best ISA rates for over-50s UK 2025
If you’re over 50 looking for the best ISA rates, this guide will provide all the information you need
-
Nationwide savings account rates compared
Nationwide’s savings account options explained. Whether you’re happy to tie up your money or need instant access, we’ve covered the options.