Barclays savings rates
Barclays Bank offers a broad range of savings accounts with interest rates up to 4.61%.

One of the big four banks, Barclays is a trusted place to put your savings with a host of accounts to choose from. It's known for offering decent interest rates, but these are sometimes reserved for existing customers only. Barclays Bank's top savings rate of 4.61% is available on one of its easy access accounts.
We currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseThe best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Barclays offers, plus the highest interest rate currently available.
Savings account types include | Easy access, cash ISAs, fixed-rate bonds, business |
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Best easy access rate | 4.61% |
Best cash ISA rate | 4.05% |
Best fixed-rate bond rate | 4.05% |
Best business savings account rate | 1.26% |
Fixed bond terms | 1 year - 1 year 6 months |
Opening options | Branch, website, mobile app, telephone |
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Barclays has all bases covered. Didn’t find the account type you were looking for? Check our other guides:
You need to work out what it is you need from your savings account. Are you looking to put a bit of money away each month? Do you want to put some money away and restrict access to it? Are you hoping to maximise interest?
You need to work out what you need before comparing the different offers available for certain types of savings account. Once you’ve done that, useful guidelines to compare include:
The Barclays Blue Rewards scheme is a paid-for-add-on which can give you access to members-only savings accounts. These accounts include the Blue Rewards Saver and Rainy Day Saver, which pay higher rates of interest compared to other Barclays’ savings accounts.
To benefit from the rewards, you’ll need to have a Barclays current account and agree to pay the membership fee of £5 a month. You’ll also need to pay at least £800 into your current account each month and register for the Barclays app or online banking.
Learn more about Barclays Blue Rewards and what other benefits it can offer in our guide.
Barclays doesn’t offer savings accounts specifically for over 50s. However, over 50s are eligible to apply for all its savings products.
For those with a lump sum, looking to supplement pension income, a fixed-rate bond paying monthly interest away to a nominated account may appeal. The downsides of this are that your lump sum is effectively locked away for a set period, and by syphoning away the interest, it won’t benefit from compounding.
Yep, it offers both. Here are some of the basic features:
In our independent 2025 customer satisfaction survey, 77% of Barclays’ users said they’d recommend the brand to a friend.
The Barclays app has a rating of 4.8 out of 5 from over 1.8 million reviews on the App Store. On Google Play, the app has a score of 4.6 from over 550,000 Android app users (April 2025).
Barclays is well known and often people choose it because of this. It offers a range of savings accounts and extras such as Barclays Blue Rewards for £5 a month – which if you’re using the discounts offered could be beneficial. However, if it’s interest you’re after, there are better accounts on the market.”
Barclays is a British multinational banking and financial services company headquartered in London.
Email support | |
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Telephone support | |
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Branch support |
From cash ISAs to children’s savings, Barclays certainly has the range. But it’s a shame that some accounts are for existing customers only.
However, as with any financial decision, do your research beforehand to check you’ll be getting the best rates and flexibility that you’re looking for.
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