???? Hot tip: How to always get a high interest rate
A lot of high interest savings accounts offer special bonus introductory rates for a fixed amount of time, such as the first six months to a year only. This is a way for the bank to entice you to open an account.
So you could open an account to get the high rate, then after the introductory period ends you can move your savings into another account with a different bank to take advantage of its high introductory rate. Rinse and repeat to ensure you’re always getting a high rate. Just remember, these offers are for new customers only so you can only open each account and get the high rate once.