Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Stripe Corporate Card review

A rewards charge card for fast-growing businesses.

  • Get this card if you want a rewards card with no personal guarantee.
  • Pick something else if you want to carry a balance.
  • Apply with any credit score.
No reviews yet. Write a review

Up to 2%

Cash back

$0

Annual fee

580

Recommended credit score

Details

Annual fee$0
Welcome offer$50,000 in free payment processing after spending your first $5,000
Rewards2% cash back on your top two categories and 1.5% cash back on everything else
Purchase APRN/A
Balance transfer APRN/A
Minimum Credit Score580
IssuerVisa
Avatar

Review by


Kliment Dukovski is a cryptocurrency and investments writer who has written over 700 articles to help readers find and compare the best financial options. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange and stock market trading.

Expert review

The Stripe Corporate Card is designed for the fast-growing online business that wants to streamline its finances. You get many perks with this card, including real-time expense reporting, spending controls and rewards on purchases.

You can also apply for the card without a personal guarantee. The downside? You can’t carry a balance.

How to apply for the Stripe Corporate Card

The Stripe Corporate Card is in a beta testing phase, so you can only get the card by invitation. Here’s how you can request an invitation:

  1. Visit the Stripe Corporate Card website and click Request invite.
  2. Login to your Stripe account or fill out the form with some basic business information, such as the number of employees and annual revenue.
  3. Click Request invite.

If you’re invited to apply, you will receive an email with additional information.

What credit score do I need?

Stripe determines eligibility based on payment volume, your history on Stripe and your bank account history.

Card benefits

  • Cash back. Earn 2% cash back on two categories where you spend most every month. Everything else you buy earns 1.5% cash back. There’s no activation required for the 2% categories, cash back is automatically calculated and credited to your account.
  • Partner benefits. Enjoy multiple benefits from partners, including:
    • $5,000 Amazon Web Services (AWS) credit
    • Three months Shopify basic subscription
    • $150 Google Ads credit
    • $436 Zendesk credit per month for your first year
    • 50% cash back on up to $5,000 for Notion
    • 50% off for six months for Expensify
  • No credit check. You don’t need a personal guarantee for the card and your personal credit won’t be affected regardless of the application outcome.
  • Growing credit limit. Stripe determines your credit limit based on your bank account history and payment volume. As your company grows, your credit line will grow as well.
  • No fees and interest. You won’t pay an annual fee, foreign transaction fees or late payment fees with this card. Also, you won’t accrue interest since you can’t carry a balance.
  • Integration with finance software. Integrate your card reporting with your accounting and management software, including Quickbooks and Expensify.

What to watch out for

  • Can’t carry a balance. Your balance will be automatically debited from your bank account two days after you receive your credit card statement. This means you can’t carry your balance by paying interest.

Compare business credit cards

1 - 3 of 13
Name Product Rewards Purchase APR Annual fee
Corpay Mastercard®
1.5% on qualifying spend
N/A
$0
The card and payment platform that lets you earn up to 1.5% on all qualifying expenses when you pay your business bills through Corpay One.
Capital on Tap Business Credit Card
1.5% cashback on all purchases
24.99% variable
$0
Earn 1.5% back on all purchases and invest in your business.
Ramp Visa® Commercial Card
1.5% cashback on all purchases
N/A
$0
Replace expense reports with unlimited virtual and physical cards. Automate your accounting, lower your bills, and earn 1.5% cash back on everything.
loading

Compare up to 4 providers

Bottom line

If you’re running an online business and you want a rewards credit card to streamline your business purchases, the Stripe Corporate Card is worth considering.

But if you’re looking for a more traditional business credit card where you can carry your balance, compare other business credit card options.

Frequently asked questions

Ask an expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our finder.com Terms of Use and Privacy and Cookies Policy.
Go to site