Compare top Citi business cards | finder.com

Compare top Citi business cards

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Citi offers strong business cards for loyal American Airlines and Costco customers.

Citi has pared down its business credit cards, offering just two products in this category. However, they’re strong contenders in their markets, and they’re fine picks if you can take advantage of their rewards.

Best Citi business cards

There are currently two Citi business cards: the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® and Costco Anywhere Visa® Business Card by Citi.

Updated January 20th, 2019
Name Product APR (Annual Percentage Rate) for Purchases Introductory Purchase APR Annual Fee
17.74% to 25.74% variable

N/A

$0 annual fee for the first year ($99 thereafter)
70,000 AAdvantage® miles after making $4,000 in purchases in first 4 months of account opening
17.24% variable

N/A

$0
Earn Costco cash rewards everywhere Visa® is accepted. Enjoy worldwide card acceptance when you shop.

Compare up to 4 providers

Best Citi business credit cards

Citibank offers just two business cards, but each product packs a punch. Consider applying if you’re a regular customer with American Airlines or Costco.

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Best for American Airlines flights: CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

70,000 AAdvantage® miles after making $4,000 in purchases in first 4 months of account opening

Promoted
Consider this card if you’re a regular American Airlines customer or if your business spends big on gas, car rentals and telecommunications purchases. Because you’ll earn accelerated rewards in more categories than just American Airlines purchases, the card can be worth picking up even if you don’t fly with the carrier often.

Best for small-business purchases: Costco Anywhere Visa® Business Card by Citi

Costco Anywhere Visa® Business Card

Earn Costco cash rewards everywhere Visa® is accepted. Enjoy worldwide card acceptance when you shop.

Promoted
This is a great cashback card if your business spends a lot on gas, dining and travel. As you might expect, it’s also a good option if you’re already a regular Costco customer.

Top 4% cash back credit cards

How to compare Citi business cards

When you’re deciding between Citi business cards, consider the rewards you’ll receive and whether you can take advantage of them.

With the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, you’ll want to earn 2x miles whenever you can. Check if your business spends in the accelerated-miles categories. If the answer is no, you might want another business credit card for travel.

Consider the Costco Anywhere Visa® Business Card by Citi if you’re already a Costco member, as you won’t need to pay an annual fee for it. It’s an excellent cashback card as long as you spend regularly on gas, dining, travel or Costco purchases.
Shell fleet card with no annual fee

Consider a top card from another brand

Ink Business Preferred℠ Credit Card

  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 annual fee
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Compare all business cards

Updated January 20th, 2019
Name Product APR (Annual Percentage Rate) for Purchases Introductory Purchase APR Annual Fee
17.99% to 22.99% variable

N/A

$95
80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
15.24% to 21.24% variable
0% for the first 12 months (then 15.24% to 21.24% variable)
$0
$500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening
15.49% to 21.49% variable
0% for the first 12 months (then 15.49% to 21.49% variable)
$0
$500 bonus cash back after you spend $3,000 in the first 3 months
None (Charge Card)

N/A

$0
The first corporate card for startups. No personal liability or security deposit needed, meaning your personal credit score won't be affected.
17.74% to 25.74% variable

N/A

$0 annual fee for the first year ($99 thereafter)
70,000 AAdvantage® miles after making $4,000 in purchases in first 4 months of account opening
None (Charge Card)

N/A

$450
Earn 75,000 Membership Rewards® bonus points by spending $10,000 on purchases for the first 50,000 points and then another $10,000 for the next 25,000 points on their new card in the first 3 months.

Compare up to 4 providers

Why choose a Citi business credit card?

  • Separate personal and business expenses. There can be many benefits to getting a business card, such as establishing business credit history, keeping your personal credit utilization low and acquiring employee cards.
  • You’re a regular customer with American Airlines or Costco. Citi’s business credit cards reward purchases with these brands.

Can a business card affect my personal credit?

Bottom line

Citi offers just two strong business credit cards if you can take advantage of their rewards. If you’re not sure if a Citi product is right for you, compare other business credit cards.

Frequently asked questions

Kevin Joey Chen

Kevin Chen is a world-travelin', copy-writin', Game of Thrones-watchin' credit cards writer for finder.com. When he's not crunching the numbers on bonus points and comparing APRs, you can find him flying around the world in search of the perfect beer.

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