
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Updated
Car insurance quick facts
In at fault states, the driver who caused the accident pays for damages.
Company | Direct premiums written (billions) | Market share |
---|---|---|
State Farm | $329,897 | 25.9% |
Erie | $192,215 | 15.1% |
Nationwide | $138,806 | 10.9% |
Geico | $137,516 | 10.8% |
Allstate | $96,977 | 7.6% |
Progressive | $96,503 | 7.6% |
Liberty Mutual | $55,740 | 4.4% |
USAA | $51,801 | 4.1% |
Hartford | $34,061 | 2.7% |
Westfield | $30,942 | 2.4% |
West Virginia came in slightly above the $1,300 national average for auto insurance costs compared to other states in 2017, with most drivers paying about $1,350 annually. Drivers in the most expensive state in the country — Michigan — tend to pay more than $2,300 a year for the same level of coverage.
While a state average is a good guideline for what you’ll pay, your costs also depend on where you live, your age and driving record, among other things. The more risk you present to the insurer, the higher you’ll pay for your premium.
Of West Virginia’s largest cities, Morgantown has the cheapest rates and Princeton has the most expensive car insurance rates. Princeton drivers could face rates 2 times more than Morgantown drivers.
Company | Annual car insurance rate |
---|---|
Allstate | $1950 |
Metromile | $1225 |
Progressive | $2179 |
Geico | $2283 |
StateFarm | $1425 |
Company | Annual car insurance rate |
---|---|
Allstate | $2126 |
Metromile | $1146 |
Progressive | $2376 |
Geico | $2408 |
StateFarm | $1529 |
Company | Annual car insurance rate |
---|---|
Allstate | $2126 |
Metromile | $1188 |
Progressive | $2475 |
Geico | $2221 |
StateFarm | $1461 |
Company | Annual car insurance rate |
---|---|
Allstate | $2084 |
Metromile | $1110 |
Progressive | $2406 |
Geico | $2879 |
StateFarm | $1611 |
Company | Annual car insurance rate |
---|---|
Allstate | $2158 |
Metromile | $1223 |
Progressive | $2273 |
Geico | $2408 |
StateFarm | $1559 |
To legally drive in West Virginia, you’ll need insurance that includes at least:
In addition to liability coverage, you must carry the same minimums for uninsured or underinsured motorist coverage.
No, West Virginia is one of the few states that doesn’t require an SR-22 if you’re a current resident. If you move to West Virginia from another state that required you to file an SR-22, you probably need to continue meeting your SR-22 insurance requirements while in West Virginia.
Compare car insurance companies near you.
Your information is secure.
The right car insurance policy can help protect you, your vehicle and other motorists on the road. And in the state of West Virginia, you’re legally required to maintain coverage if you want to drive. Compare the laws and requirements in your state to find the best value on your car insurance coverage.
This insurer has four dental plans to choose from — compare costs and features now.
You can pay for car insurance in Bitcoin, even if your insurer doesn’t accept it yet.
Find unusually low face values for a whole life policy, ideal for supplemental insurance.
Compare premiums, deductibles and coinsurance for every Medicare plan in 2021.
Get pet insurance that reimburses 100% of your vet bills or a separate wellness plan.
A poor driving record may result in higher rates on your life insurance, with some insurers turning you away altogether.
Preliminary data on fatal accidents and driving behavior could explain why drivers haven’t seen higher insurance refunds.
Learn how insurance companies use identifying info from your VIN to set rates.
Send unlimited messages to your therapist for $260 a month with this app.
Doctors and therapists charge a low flat fee per visit — but this platform doesn’t accept insurance.