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finder.com’s rating: 3.5 / 5.0
★★★★★
Included free
Roadside assistance
New car protection
Accident forgiveness
| States served | All 50 states |
|---|---|
| Roadside assistance | Included free |
| Pay schedule | monthly, custom |
| Claims methods | online, phone |
| New car protection | Yes |
| Accident forgiveness | No |
| Anti-theft device discount | Yes |
|---|---|
| Bundling discount | Yes |
| Defensive driving discount | Yes |
| Good student discount | No |
| Loyalty discount | No |
| Homeowner discount | Yes |
| Military discount | No |
| Safety device discount | Yes |
| Special employment discount | No |
| Usage-based discount | No |
| Other discounts | Distant students – 23 or younger, 100+ miles away from home |
| Rideshare coverage | Yes |
|---|---|
| SR-22 coverage |
Yes |
| Temporary & short term coverage | Yes |
Review by
Jing Jun Ma is an innovations expert at Finder. With a decade of experience in digital marketing and programming, Jing is a tech and data guy. He wrangles data to make it useful for consumers facing a decision.
Starting from humble beginnings, Farmers has grown into a Fortune 500 company that covers more than 10 million households with a wide range of coverage. This provider stands out for competitive rates and coverage, including several discounts and special programs that make it an attractive option for nearly anyone.
However, the inability to purchase coverage online and inconsistent rate structure could mean there are better options if these are your top priorities.
Farmers insurance boasts an impressive selection of optional extras, making it a great choice for those looking for comprehensive coverage. Its policies are available in all 50 states through a network of almost 50,000 independent agents, providing both convenience and personalized service.
Depending on your state, policy, driving record, and a number of other factors, you may be eligible for some of the many discounts on Farmers auto insurance:
Farmers offers a handful of special programs to provide peace of mind on and off the road. From extended coverage to an informative learning center, here’s a taste of what’s available.
Are you comparing Farmers or State Farm with Goosehead or Elephant? How long has the company been around? Will they still be around in 15 years? What kind of reputation do they have? None at all? That should be a red flag! Be positive ALL coverage matches when comparing quotes.
Farmers Insurance has been accredited on the official BBB website since 1951 and boasts an impressive A+ rating to match. It also holds a composite score of 3.85 out of a possible 5 stars. However, despite the official ratings, there are almost 700 customer complaints filed on the BBB website. Customers mention payment issues, trouble canceling coverage and denied claims, among many other complaints.
Keep in mind that many customers won’t bother to post positive reviews online, which is often why there are so many more negative reviews. You should always do your research and speak with actual customers to get a better idea of what to expect from a provider.
Unfortunately, you won’t be able to purchase coverage online. You’ll need to get a quote and then speak with an agent to actually purchase a policy. Here’s how to get started:
There are a number of ways you can get in touch with Farmers Insurance, but first, you’ll need to visit the “Contact Us” page.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
Our insurance team analyzes car insurance providers to help you choose the best car insurance for you. We rank insurers from one to five stars based on key factors including customer satisfaction, policy options, price, billing, claims, and support. We create these rankings to help you narrow down an insurance provider that best suits your budget and coverage needs.
