Compare car loans in Ohio

Dealerships offer the ability to shop and buy on the same day. But walking in with a car loan from a lender could help you score a better deal.

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Compare car loans available in Ohio

Select your credit score range and Ohio from the table to see online lenders and connection services that offer auto loans in your state.

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Name	Product	Filter Values	Minimum credit score	APR	Loan term	Requirements
Carvana			No minimum credit score	3.9% to 27.9%	Varies	18+ years old, annual income of $4,000+, no active bankruptcies	Get pre-qualified for used car financing and receive competitive, personalized rates.	See your rate More Info	Compare	loading Fetching your data…
car.Loan.com Car Loans			300	Varies by network lender	Varies by lender	Must be a US citizen with a current US address and employed full-time or have guaranteed fixed income.	Apply with a simple online application to get paired with a local auto lender. No credit and bad credit accepted.	See your rate More Info	Compare	loading Fetching your data…
CarsDirect auto loans				Varies by network lender	Varies by network lender	Must provide proof of income, proof of residence, and proof of insurance.	Save time and effort with this lending service specializing in beginner-friendly or subprime car loan.	See your rate More Info	Compare	loading Fetching your data…
Auto Credit Express Car Loans			300	Varies	Varies	Must be employed full-time or have guaranteed fixed income of at least $1,500/month and be a current resident of the US or Canada.	Get connected with an auto lender near you, even if you have bad credit.	See your rate More Info	Compare	loading Fetching your data…
Monevo Auto Loans			500	3.99% to 35.99%	3 months to 12 years	Credit score of 500+, legal US resident and ages 18+.	Quickly compare multiple online lenders with competitive rates depending on your credit.	See your rate More Info	Compare	loading Fetching your data…
LendingTree			Good to excellent credit	Starting at 3.09%	Varies by lender	18+ years old, good to excellent credit, US citizen	Compare multiple financing options for auto refinance, new car purchase, used car purchase and lease buy out.	See your rate More Info	Compare	loading Fetching your data…
myAutoloan.com Car Loans			550	1.79% to 27%		550+ credit score, no open bankruptcies, $24,000+ annual income, US citizen or permanent resident, 18+ years old	Get up to four offers in minutes through one simple application. Multiple financing types available including new cars, used cars and refinancing.	See your rate More Info	Compare	loading Fetching your data…

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Getting approved for an auto loan in Ohio

Ohio doesn't have any specific laws or regulations in place for auto loans. When you apply for a loan, your lender will evaluate your finances and credit score to determine how much you qualify for.

If you're approved for financing, you can use it to purchase a new or used vehicle — although some lenders only work with specific dealerships. If you aren't approved, your lender should give you a reason why your application was rejected.

Banks and credit unions in Ohio that offer auto loans

There are a wide variety of local banks and credit unions that offer auto loans to residents of Ohio — in addition to two national banks based in the state.

Bottom line

Ohio doesn't have any laws regulating car loans or the fees attached to them, so it's up to you to fully vet any potential offers. To see national options and learn more about the borrowing process, read our guide to car loans.