Anna Serio - finder US
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Anna Serio

Anna Serio is a staff writer untangling everything you need to know about personal loans, including student, car and business loans. She spent five years living in Beirut, where she was a news editor for The Daily Star and hung out with a lot of cats. She loves to eat, travel and save money.

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Hey Vj, Thanks for your question! You likely won't be able to get a business loan from an American lender unless your business is located in the US. If you happen to be living abroad and have a US-based business, then you might qualify for some business loans — though should still double-check to make sure you're eligible. If your business is based outside of the US, your might want to look consider local options instead, especially if you have a business partner that's a citizen of the country where you currently live. Hope this helps! Anna

Commented on Compare personal loans for American expats

Hi Juli, Thanks for your question! You might want to check with General Security to get the most up-to-date information for your specific situation (it sometimes varies depending on your nationality). However, you can generally get a work permit as long as you're still legally in Lebanon, regardless of how many times you've renewed it. Hope this helps! Anna

Commented on Here’s how to get a visa in Lebanon

Hi Jeff, Thanks for your question! It's possible to get a loan if you receive regular benefits from the VA. You might want to visit our page on loans for people on a pension to get more details on how that works. Hope this helps! Anna

Commented on Loans you can actually get without a bank account

Hi Manoj, Thanks for your comment! Your options for getting a work visa in Lebanon depend on your nationality. In some cases, you might be able to stay in Lebanon on a tourist visa for three months while your look for a job and then have your visa transferred to a work visa. Otherwise, you might need to find a job first and have an employer sponsor you. You might want to reach out to general security yourself to find out what your choices are. Good luck! Anna

Commented on Here’s how to get a visa in Lebanon

Hi Murilo, Thanks for your question! It's possible to get a personal loan without a Social Security number — many lenders also accept a tax ID number instead of an SSN. And some like LendingClub, SoFi and Stilt offer loans to nonresidents on valid work or student visas. I hope this helps! Best, Anna

Commented on Compare financing options for weight loss surgery

Hi Susan, Thanks for your question! Unfortunately there's no way to track your visa online. The best way to check on your visa's status is to visit in person. And even that can take at least a few hours. If you need to speed up your application, you can pay to have it expedited. This typically takes at least three days and costs around LL105,000. You can get started by visiting the main general security building and explaining your situation. Hope this helps! Anna

Commented on Here’s how to get a visa in Lebanon

Hi Karen, Thanks for your question! Crowdfunding should be an option for your vape pen batteries — typically businesses that directly grow or distribute cannabis are the ones that have difficulty getting funded. You might also want to check out our cannabis business financing guide if you're interested in learning about more ways to get capital. If your batteries aren't specifically for cannabis products, you might also be able to use other crowdfunding sites — though you might want to reach out first to make sure it's kosher. Hope this helps, Anna

Commented on Compare three top cannabis crowdfunding sites

Hi George, Thanks for your question! Crowdfunding is a popular choice for authors to cover publishing costs, as is promising a copy of the book in exchange for donations. But since only around 40% of these types of projects meet their fundraising goals, it might be worth investing some time (and possibly money) into making sure that your campaign has the widest reach. Also keep in mind that this is a US-based site, so some of the platforms we discuss in this article might not be available in other countries. Hope this was helpful, Anna

Commented on How crowdfunding works for businesses

Hi Javier, Thanks for your comment! Since your organization is nonprofit, it might have trouble raising funds through one of these three crowdfunding platforms — they're equity-based. This means most investors will want some kind of return on the money they put into your business. Your best bet might be to apply for grants from local cannabis-friendly foundations or other organizations. Hope this is helpful, Anna

Commented on Compare three top cannabis crowdfunding sites

Hi Mary, Thanks for your question! It depends on how you go about it and how long General Security takes to process your application. It took me around six months to process my work visa since I entered on a tourist visa and had to change my status after I found a job. I've heard of it taking as long as a year, however. If you already have a job lined up, you might want ask your future employer what the current procedure is, since the rules often change. Keep in mind that General Security doesn't always have your visa ready when they say it will be, so it's difficult to predict how long it'll take. The good news is that you can pay to have your application expedited if you need to travel. This typically costs around LL100,000. I hope this helps! Anna

Commented on Here’s how to get a visa in Lebanon

Hi Laura, Thanks for your question! It's not uncommon for online lenders to ask for your bank account and routing number, since they need that to send your funds with a bank-to-bank transfer. If you're not comfortable providing this to an connection service, you might want to apply through a direct lender (you can find some on our personal loans guide). Hope this helps! Anna

Commented on TakeLend personal loan connection service review

Hi Yolanda, Thanks for your question! You might want to check out our debit card loans page to learn more about how they work and start comparing lenders. Best, Anna

Commented on Loans you can actually get without a bank account

Hi Sheree, Thank you for your question! With a debit card loan, typically your funds come loaded on a debit card that your lender provides — so there's no need to purchase one beforehand. To learn more about how debit card loans work, you might want to check out our debit card loans guide. Thanks! Anna

Commented on Loans you can actually get without a bank account

Hi Patsy, Thanks for reaching out to finder.com! Unfortunately your options are very limited if you don't have income. Are you collecting Social Security, a pension or other government benefits? If so, you might be in luck because some lenders consider those as income. If not, you might want to check out auto title loans if you own a car, visit a pawn shop or see if you can qualify for a signature loan. These can all be highly expensive, however, and aren't a great choice unless you absolutely don't have any other option. Best, Anna

Commented on Tax refund loans: Too good to be true?

Hi Sara, Thanks for your comment! Stilt might ask you for information that allows it connect to your bank account if you're not a US citizen and have limited credit history. It uses this information to access read-only bank statements to get a better idea of your financial behavior. Allowing it to connect with your bank could potentially help you qualify for a larger loan and more competitive rates if you don't have a strong credit history. This shouldn't involve sharing your username and password, however, and it doesn't give Stilt permission to withdraw funds from your account or make any other changes. If you think you've been asked for your login credentials, reach out to Stilt's customer service line for clarification. If you're still not comfortable with sharing the information Stilt requires, you might want to check out our personal loans guide for general information on loans, or our nonresidents loan guide for information on getting a loan without a green card. Thanks, Anna

Commented on Stilt personal loans for nonresidents review

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