Top pick for
Overall

Updated . What changed?
Top pick for
Overall
Top pick for
Multiple vehicles
Top pick for
Customer service
Top pick for
Discounts
Roadside assistance | Optional extra |
---|---|
EU Coverage | Yes |
No claims protection | Optional |
Multi-car-discount | No |
Courtesy Car | Yes |
Claims Methods | Online or phone |
Personal Accident Protection | Yes, with comprehensive cover |
Roadside assistance | |
---|---|
EU Coverage | |
No claims protection | Yes, if eligible |
Multi-car-discount | |
Courtesy Car | |
Claims Methods | |
Personal Accident Protection |
Roadside assistance | Optional extra |
---|---|
EU Coverage | Yes |
No claims protection | Yes |
Multi-car-discount | Yes |
Courtesy Car | Optional extra |
Claims Methods | Online or phone |
Personal Accident Protection | Yes, with comprehensive cover |
Roadside assistance | Optional extra |
---|---|
EU Coverage | Yes |
No claims protection | Optional extra |
Multi-car-discount | Yes |
Courtesy Car | Optional extra |
Claims Methods | Online or phone |
Personal Accident Protection | Yes |
It’s not easy using price comparison websites to find the best deal for multiple cars. Your best bet is to use these websites to find the best prices for each vehicle individually. If the same insurer appears near the top of the price rankings for both vehicles, it’s worth investigating whether it offers a multi-car discount.
We have listed some of the most eye-catching multi-car insurance deals below.
Provider | Multi-car discount | Terms and conditions |
Aviva | 10% | Save 10% for every additional vehicle you add, registered at the same address. Discount doesn’t apply to optional add-ons. Up to a maximum of five vehicles. |
Direct Line | Individual to customer | Get a discount for every additional car you bring up to a maximum of 10 vehicles. With Direct Line’s multi-car discount, it helps you save money when you and your family have more than one car in the household. |
Admiral | Up to £252 saving | Insure multiple cars on one policy and get an Admiral MultiCar discount for every car you add. You’ll get an immediate discount when the policy starts and every car you add earns its own discount. You can add up to 20 vehicles. |
LV= | Up to 20% | Add up to 6 cars and 12 drivers on 1 policy. Plus, choose the cover level and specific optional extras you’d like for each car. |
MoreThan | 15% | 15%* discount for each additional car you insure with MoreThan. You can set different excess levels and earn a no claims bonus on each policy. Up to a maximum of six cars. |
Churchill | 15% for the first year | Able to insure all the cars in your household with Churchill up to a maximum of 10 vehicles. Introductory discount. 15% discount on each car with 5% the year after. |
AXA | 15% | If you already insure one car at your home address, you can apply for the multi-car insurance discount – a 15% discount on each quote – for all the other cars registered there, with each having a separate policy. |
The cost of multi-car insurance depends on two factors:
For simplicity’s sake, let’s say you were quoted £500 to insure a Ford Fiesta and £450 to cover a Fiat Uno. That’s £950 in total. But if the insurer offered a 10% multi-car discount, you could cover both vehicles for £855.
We asked policy holders to rate their satisfaction with their insurance company and whether they’d recommend it to a friend. We’ve shown both for each brand in the table below. Our independent survey of 750 insurance customers was carried out in December 2019.
Overall satisfaction | Customers who’d recommend | Issuer | Review | |
---|---|---|---|---|
★★★★★ | 91% | ![]() | The largest general insurer in the UK and our top prize winner, Aviva has three levels of comprehensive cover to choose from, as well as third party and third party, fire and theft cover. This might sound confusing, but customers in our survey praised the easy application process and good service. | View deals |
★★★★★ | 81% | ![]() | Saga offers specialist tailored cover for drivers over the age of 50, with a minimum age of 45 (you must have at least 1 named driver over the age of 50 on the policy to qualify). Customers reported friendly service and a good level of cover. | View deals |
★★★★★ | 75% | ![]() | While fewer Direct Line customers said they would recommend the service, the strength of its policies pushed its overall score up. Customers surveyed called the products on offer competitive and the service helpful. | View deals |
★★★★★ | 87% | ![]() | As Marmalade only offers cover to drivers up to the age of 30, it didn’t quite make our top 10. However, the service did very well in our survey, with customers calling it easy to use and praising the competitive prices. | View deals |
★★★★★ | 84% | ![]() | Sheilas’ Wheels started life as a female-only car insurance provider, but now offers cover to both men and women, with a focus on benefits to appeal to women and parents. The service was said to be helpful and efficient by customers. | View deals |
★★★★★ | 83% | ![]() | Most people would be aware of Churchill, largely because of its nodding dog. Love or hate those ads, customers called the service provided by Churchill reliable and helpful. Some were impressed by the claim handling process. | View deals |
★★★★★ | 82% | ![]() | As well as standard car insurance, LV= also offers cover for electric and classic cars. Its comprehensive cover includes windshield damage and replacement locks and was considered good value by customers in our survey. | View deals |
★★★★★ | 77% | ![]() | Hastings Direct’s two main cover options are Direct and Premier. The company also offers Essential comprehensive cover, as well as third party and third party, fire and theft, but there’s not a lot of information available on those. | View deals |
★★★★★ | 76% | ![]() | As one of the most well-known insurers in the UK, Admiral offers a range of cover options, including a combined home and car policy, multi-car cover and temporary car insurance. Customers praised the good value cover and helpful staff. | View deals |
★★★★★ | 76% | ![]() | The company formerly known as Age UK, Age Co is another over-50s specialist. Like Saga, it also offers cover to younger drivers, but its policies are tailored to those with more experience – in life and on the road. | View deals |
★★★★★ | 77% | ![]() | Swinton offers three levels of comprehensive cover, as well as third party, fire and theft. All comprehensive options offer decent benefits and the company also caters for young drivers, convicted drivers and those looking for short-term cover. | View deals |
★★★★★ | 73% | ![]() | The largest supermarket chain in UK, Tesco also provides solid car insurance policies. You can choose the Black Box policy for young drivers (17–35) or the standard cover for drivers over 21, which customers reported to be good value. | View deals |
★★★★★ | 72% | ![]() | Axa’s comprehensive cover comes with a lifetime guarantee on repairs, a courtesy car and protection from uninsured drivers. The company’s claim handling service was said to be quick and efficient by customers in our survey. | View deals |
★★★★★ | 71% | ![]() | Known mostly as a posh department store, John Lewis also provides a range of financial products. Its comprehensive policy comes with a load of benefits, including misfuelling and vehicle ID theft cover as standard. | View deals |
★★★★★ | 69% | ![]() | A staple of the British roads, The AA offers third party, fire and theft cover and a benefit-laden comprehensive cover. AA members get extra perks and customers called the company’s car insurance cover reasonably priced with good service. | View deals |
★★★★★ | 65% | ![]() | Diamond is another insurer targeting women drivers. Like Sheilas’ Wheels, it covers men as well, but has benefits such as handbag and child seat cover, which it believes will appeal to women (who are considered lower risk drivers). | View deals |
★★★★★ | 64% | ![]() | More Than’s comprehensive cover includes windscreen cover and replacement locks. The company also offers a third party, fire and theft policy, as well as cover for young drivers and a decent multi-car discount. | View deals |
Saving time on expense reports and streamlining your cash flow are just a couple of the many perks you could enjoy with a business credit card. Compare interest rates and check your eligibility today.
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