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Skoda Octavia insurance group and cost

Compare car insurance costs for your Skoda Octavia based on your age and location.

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The Skoda Octavia is a reliable family car that has been produced by the Czech manufacturer since 1996. It’s Skoda best-selling vehicle of all time, as many motorists consider the vehicle to provide great value for money. In this guide, you’ll learn the key facts of insuring a Skoda Octavia.

Skoda Octavia insurance groups and cost by driver’s age

Skoda Octavia models range from insurance groups 12 to 29, so although the cost of your car insurance falls on the cheaper end of the scale, the difference in price between insurance groups might vary quite a bit. Factors such as your car’s engine size and performance, your car’s safety features and the market value all play a part in determining which insurance group the specific model is placed.

For example, a 30-year-old driver in an average postcode could pay around £704 for cover on a Skoda Octavia 1.2 TSI S 5d (insurance group 13) or around £701 for a Skoda Octavia 2.0 TDI CR Elegance 5d, which falls in insurance group 20.

You can find the insurance group, and likely cost of your insurance quote, of your Skoda Octavia model in the table below.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.2 TSI S 5d 13 £2,145 £704 £690 £651 Get Quote
1.2 TSI S 5d DSG 13 £2,145 £704 £690 £651 Get Quote
1.6 TDI CR S 5d 13 £2,145 £704 £690 £651 Get Quote
1.6 TDI CR S 5d DSG 13 £2,145 £704 £690 £651 Get Quote
1.2 TSI (110bhp) S 5d 14 £2,234 £712 £696 £666 Get Quote
1.2 TSI (110bhp) S 5d DSG 14 £2,234 £712 £696 £666 Get Quote
1.6 TDI CR (110bhp) S 5d 14 £2,234 £712 £696 £666 Get Quote
1.6 TDI CR (110bhp) S 5d DSG 14 £2,234 £712 £696 £666 Get Quote
S 1.0 TSI 115PS (03/17 on) 5d 14 £2,234 £712 £696 £666 Get Quote
S 1.0 TSI 115PS 5d 14 £2,234 £712 £696 £666 Get Quote
S 1.0 TSI 115PS DSG auto 5d 14 £2,234 £712 £696 £666 Get Quote
S 1.6 TDI 115PS (03/17 on) 5d 14 £2,234 £712 £696 £666 Get Quote
S 1.0 TSI 115PS DSG auto (03/17 on) 5d 15 £1,787 £674 £655 £592 Get Quote
S 1.6 TDI 115PS DSG auto (03/17 on) 5d 15 £1,787 £674 £655 £592 Get Quote
1.2 TSI SE 5d 13 £2,145 £704 £690 £651 Get Quote
1.2 TSI SE 5d DSG 13 £2,145 £704 £690 £651 Get Quote
1.6 TDI CR SE 5d 13 £2,145 £704 £690 £651 Get Quote
1.6 TDI CR SE 5d DSG 13 £2,145 £704 £690 £651 Get Quote
1.2 TSI (110bhp) SE 5d 14 £2,234 £712 £696 £666 Get Quote
1.2 TSI (110bhp) SE 5d DSG 14 £2,234 £712 £696 £666 Get Quote
1.6 TDI CR (110bhp) SE 5d 14 £2,234 £712 £696 £666 Get Quote
1.6 TDI CR (110bhp) SE 5d DSG 14 £2,234 £712 £696 £666 Get Quote
SE 1.0 TSI 115PS (03/17 on) 5d 14 £2,234 £712 £696 £666 Get Quote
SE 1.0 TSI 115PS 5d 14 £2,234 £712 £696 £666 Get Quote
SE 1.0 TSI 115PS DSG auto 5d 14 £2,234 £712 £696 £666 Get Quote
SE 1.6 TDI 115PS (03/17 on) 5d 14 £2,234 £712 £696 £666 Get Quote
SE 1.0 TSI 115PS DSG auto (03/17 on) 5d 15 £1,787 £674 £655 £592 Get Quote
SE 1.6 TDI 115PS DSG auto (03/17 on) 5d 15 £1,787 £674 £655 £592 Get Quote
1.4 TSI SE 5d 18 £1,513 £613 £577 £524 Get Quote
1.4 TSI SE 5d DSG 18 £1,513 £613 £577 £524 Get Quote
SE 1.4 TSI 150PS (03/17 on) 5d 19 £1,933 £706 £695 £654 Get Quote
SE 1.4 TSI 150PS DSG auto (03/17 on) 5d 19 £1,933 £706 £695 £654 Get Quote
SE 1.5 TSI 150PS ACT 5d 19 £1,933 £706 £695 £654 Get Quote
SE 1.5 TSI 150PS ACT DSG auto 5d 19 £1,933 £706 £695 £654 Get Quote
1.4 TSI (150bhp) SE 5d 20 £2,275 £701 £679 £638 Get Quote
1.4 TSI (150bhp) SE 5d DSG 20 £2,275 £701 £679 £638 Get Quote
2.0 TDI CR SE 5d 21 £2,825 £722 £695 £676 Get Quote
2.0 TDI CR SE 5d DSG 21 £2,825 £722 £695 £676 Get Quote
2.0 TDI CR SE DSG 5d 21 £2,825 £722 £695 £676 Get Quote
SE 2.0 TDI 150PS (03/17 on) 5d 21 £2,825 £722 £695 £676 Get Quote
1.6 TDI CR GreenLine III 5d 15 £1,787 £674 £655 £592 Get Quote
SE Drive 1.0 TSI 115PS 5d 12 £2,077 £688 £681 £603 Get Quote
SE Drive 1.0 TSI 115PS DSG auto 5d 15 £1,787 £674 £655 £592 Get Quote
SE Drive 1.6 TDI 115PS 5d 15 £1,787 £674 £655 £592 Get Quote
SE Drive 1.6 TDI 115PS DSG auto 5d 15 £1,787 £674 £655 £592 Get Quote
SE Drive 1.5 TSI ACT 150PS 5d 20 £2,275 £701 £679 £638 Get Quote
SE Drive 1.5 TSI ACT 150PS DSG auto 5d 20 £2,275 £701 £679 £638 Get Quote
SE Drive 2.0 TDI SCR 150PS 5d 21 £2,825 £722 £695 £676 Get Quote
SE Technology 1.0 TSI 115PS DSG auto 5d 12 £2,077 £688 £681 £603 Get Quote
SE Technology 1.6 TDI 115PS (03/17 on) 5d 12 £2,077 £688 £681 £603 Get Quote
SE Technology 1.6 TDI 115PS DSG auto (03/17 on) 5d 12 £2,077 £688 £681 £603 Get Quote
SE Technology 1.6 TDI 110PS 5d 14 £2,234 £712 £696 £666 Get Quote
SE Technology 1.6 TDI 110PS DSG auto 5d 14 £2,234 £712 £696 £666 Get Quote
SE Technology 1.0 TSI 115PS 5d 15 £1,787 £674 £655 £592 Get Quote
SE Technology 1.6 TDI 110PS GreenLine III 5d 16 £1,578 £646 £621 £540 Get Quote
SE Technology 1.4 TSI 150PS 5d 17 £2,199 £659 £653 £579 Get Quote
SE Technology 1.5 TSI 150PS 5d 17 £2,199 £659 £653 £579 Get Quote
2.0 TDI CR SE Technology DSG 5d 18 £1,513 £613 £577 £524 Get Quote
SE Technology 2.0 TDI 150PS (03/17 on) 5d 18 £1,513 £613 £577 £524 Get Quote
SE Technology 2.0 TDI 150PS 5d 21 £2,825 £722 £695 £676 Get Quote
1.6 TDI CR Black Edition 5d 14 £2,234 £712 £696 £666 Get Quote
1.6 TDI CR Black Edition 5d DSG 14 £2,234 £712 £696 £666 Get Quote
2.0 TDI CR Black Edition 5d 20 £2,275 £701 £679 £638 Get Quote
2.0 TDI CR Black Edition 5d DSG 20 £2,275 £701 £679 £638 Get Quote
SportLine 2.0 TDI SCR 150PS DSG auto 5d 19 £1,933 £706 £695 £654 Get Quote
SportLine 1.5 TSI ACT 150PS 5d 20 £2,275 £701 £679 £638 Get Quote
SportLine 1.5 TSI ACT 150PS DSG auto 5d 20 £2,275 £701 £679 £638 Get Quote
SportLine 2.0 TDI SCR 150PS 5d 22 £3,437 £777 £754 £692 Get Quote
1.6 TDI CR (110bhp) SE Business 5d 14 £2,234 £712 £696 £666 Get Quote
1.6 TDI CR (110bhp) SE Business 5d DSG 14 £2,234 £712 £696 £666 Get Quote
1.6 TDI CR SE Business 5d 14 £2,234 £712 £696 £666 Get Quote
1.6 TDI CR SE Business 5d DSG 14 £2,234 £712 £696 £666 Get Quote
1.6 TDI CR SE Business GreenLine III 5d 15 £1,787 £674 £655 £592 Get Quote
2.0 TDI CR SE Business 5d 21 £2,825 £722 £695 £676 Get Quote
2.0 TDI CR SE Business 5d DSG 21 £2,825 £722 £695 £676 Get Quote
SE Sport 1.6 TDI 110PS 5d 15 £1,787 £674 £655 £592 Get Quote
SE Sport 1.6 TDI 110PS DSG auto 5d 15 £1,787 £674 £655 £592 Get Quote
SE Sport 1.4 TSI 150PS 5d 20 £2,275 £701 £679 £638 Get Quote
SE Sport 1.4 TSI 150PS DSG auto 5d 20 £2,275 £701 £679 £638 Get Quote
1.6 TDI CR Elegance 5d 14 £2,234 £712 £696 £666 Get Quote
1.6 TDI CR Elegance 5d DSG 14 £2,234 £712 £696 £666 Get Quote
1.4 TSI Elegance 5d 19 £1,933 £706 £695 £654 Get Quote
1.4 TSI Elegance 5d DSG 19 £1,933 £706 £695 £654 Get Quote
2.0 TDI CR Elegance 5d 20 £2,275 £701 £679 £638 Get Quote
2.0 TDI CR Elegance 5d DSG 20 £2,275 £701 £679 £638 Get Quote
SE L 1.6 TDI 115PS (03/17 on) 5d 13 £2,145 £704 £690 £651 Get Quote
SE L 1.6 TDI 115PS DSG auto (03/17 on) 5d 13 £2,145 £704 £690 £651 Get Quote
1.6 TDI CR (110bhp) SE L 5d 15 £1,787 £674 £655 £592 Get Quote
1.6 TDI CR (110bhp) SE L 5d DSG 15 £1,787 £674 £655 £592 Get Quote
SE L 1.4 TSI 150PS (03/17 on) 5d 18 £1,513 £613 £577 £524 Get Quote
SE L 1.4 TSI 150PS DSG auto (03/17 on) 5d 18 £1,513 £613 £577 £524 Get Quote
SE L 1.5 TSI 150PS ACT 5d 18 £1,513 £613 £577 £524 Get Quote
SE L 1.5 TSI 150PS ACT DSG auto 5d 18 £1,513 £613 £577 £524 Get Quote
SE L 2.0 TDI 150PS DSG auto (01/17 on) 5d 18 £1,513 £613 £577 £524 Get Quote
SE L 2.0 TDI SCR 150PS DSG auto 5d 18 £1,513 £613 £577 £524 Get Quote
SE L 2.0 TDI 150PS (03/17 on) 5d 19 £1,933 £706 £695 £654 Get Quote
1.4 TSI (150bhp) SE L 5d 20 £2,275 £701 £679 £638 Get Quote
1.4 TSI (150bhp) SE L 5d DSG 20 £2,275 £701 £679 £638 Get Quote
2.0 TDI CR SE L 5d 21 £2,825 £722 £695 £676 Get Quote
2.0 TDI CR SE L 5d DSG 21 £2,825 £722 £695 £676 Get Quote
SE L 2.0 TSI 190PS DSG auto 5d 21 £2,825 £722 £695 £676 Get Quote
Laurin & Klement 2.0 TDI 150PS DSG auto (03/17 on) 5d 19 £1,933 £706 £695 £654 Get Quote
Laurin & Klement 2.0 TDI 150PS (03/17 on) 5d 20 £2,275 £701 £679 £638 Get Quote
Laurin & Klement 2.0 TDI SCR 150PS DSG auto 5d 20 £2,275 £701 £679 £638 Get Quote
2.0 TDI CR Laurin + Klement 5d 22 £3,437 £777 £754 £692 Get Quote
2.0 TDI CR Laurin + Klement 5d DSG 22 £3,437 £777 £754 £692 Get Quote
Laurin & Klement 2.0 TSI 190PS DSG auto 5d 22 £3,437 £777 £754 £692 Get Quote
1.8 TSI Laurin + Klement 5d 25 £2,732 £679 £662 £619 Get Quote
1.8 TSI Laurin + Klement 5d DSG 25 £2,732 £679 £662 £619 Get Quote
2.0 TDI CR vRS 4x4 DSG [7 speed] [Black Pack] 5d 24 £3,912 £815 £739 £691 Get Quote
vRS 2.0 TDI 184PS 4x4 DSG auto (03/17 on) 5d 25 £2,732 £679 £662 £619 Get Quote
vRS 2.0 TDI 184PS (03/17 on) 5d 26 £2,392 £585 £556 £510 Get Quote
vRS 2.0 TDI 184PS DSG auto (03/17 on) 5d 26 £2,392 £585 £556 £510 Get Quote
vRS 2.0 TDI SCR 184PS DSG auto 5d 26 £2,392 £585 £556 £510 Get Quote
vRS 2.0 TSI 230PS (03/17 on) 5d 28 £3,250 £743 £715 £680 Get Quote
vRS 2.0 TSI 230PS DSG auto (03/17 on) 5d 28 £3,250 £743 £715 £680 Get Quote
vRS 2.0 TSI 245PS 5d 29 £3,242 £680 £685 £625 Get Quote
vRS 2.0 TSI 245PS DSG auto 5d 29 £3,242 £680 £685 £625 Get Quote
vRS 245 2.0 TSI 245PS 5d 29 £3,242 £680 £685 £625 Get Quote
vRS 245 2.0 TSI 245PS DSG auto 5d 29 £3,242 £680 £685 £625 Get Quote
vRS Challenge 2.0 TSI 245PS 5d 24 £3,912 £815 £739 £691 Get Quote
vRS Challenge 2.0 TSI 245PS DSG auto 5d 27 £5,261 £831 £803 £733 Get Quote

Average insurance cost for a Skoda Octavia

To provide you with an idea of how much it may cost you to insure your Skoda Octavia, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Skoda Octavia with a comprehensive policy for the monthly price of £83.41, or an annual sum of £912.23.

Average cost of insurance for a Skoda Octavia by location

The table above shows the average cost of Skoda Octavia insurance based on insurance groups and driver age. However, numerous other factors affect the cost of your car insurance – one of the biggest being your address.

To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Skoda Octavia SE L 1.5 TSI 150PS ACT 5d.

  • Expensive: £942 (London SE1)
  • Average: £613 (Newcastle NE1)
  • Cheap: £589 (Galashiels TD1)

Which factors affect my Skoda Octavia insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

  • Engine type and capacity. As a general rule of thumb, the bigger the size of the engine, the more it will cost to insure. An average 30-year-old may pay £704 for the 1.2-litre Skoda Octavia 1.2 TSI S 5d, but could pay around £722 for the 2.0-litre Skoda Octavia 2.0 TDI CR SE 5d. In this example, it’s an extra £66 to insure a vehicle that is 0.8l bigger in engine size.
  • Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,190 for insurance for a Skoda Octavia SE Technology 1.0 TSI 115PS DSG auto 5d, while the same 30-year-old in Newcastle may only pay £688. In this example, the driver who lives in a London post code is quoted an extra £136 due to the area being deemed a higher risk.
  • Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £4,245 for the Skoda Octavia 1.6 TDI CR Black Edition 5d, while the average 40-year-old Londoner will only pay £845.

Other factors that influence the cost of your insurance include the following:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security and any extra anti-theft precautions
  • Annual miles driven
  • Your driving history and activity
  • No claims discount

Skoda Octavia facts and trivia

The Skoda Octavia passed the 5 million sales mark in 2016. At that time, this vehicle accounted for around 40% of the total Skodas manufactured.

The bottom line

There is little to dislike about Skoda’s flagship vehicle. Skoda has made notable improvements to the newer editions of this car, which can drive insurance costs up slightly. However, the tips in this guide should be able to help you keep your premiums more affordable.

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Written by

Danny Butler

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full profile

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