Diamond Car Insurance
- Insurance tailored to women
- Courtesy car with comprehensive policy
- Claims can be made online
- 24hr emergency helpline
As an insurer that targets women, Diamond is worth a look if you’re female, and also if you’re not. Insurers aren’t allowed by law to calculate premiums based on gender, but Diamond says data show that women have fewer expensive accidents than men which is why it targets them. If it has to make fewer big payouts than its rivals, it ought to follow that its costs – and its premiums – should be lower, too. Diamond says, however, that this doesn’t translate into generally lower premiums.
Some might find it a bit of a cliché that it emphasises its handbag and child seat cover (which are included under a comprehensive policy), rather than just personal possessions cover. But if you get a cheap quote and want those extras included, perhaps you’re willing to overlook that!
Diamond launched as an offshoot of Admiral in 1997, and has always specialised in creating insurance products tailored to women. While the law dictates that premiums can’t be calculated by gender, Diamond continues to market heavily to women.
There are three levels of car insurance with Diamond:
You can get added extras on any level of cover, including:
Diamond offers multi-car in addition to single car insurance.
|Cover||Third party, fire and theft||Comprehensive|
|Fire and theft cover||✓||✓|
|Child seat cover||–||Up to £300|
|Audio equipment cover||–||Up to 15% of the car’s value|
|24hr roadside recovery helpline||–||✓|
|Liability to others||✓||✓|
An excess is your contribution towards the cost of the claim. This amount will vary depending on the type of claim you are making, so check your policy for details before making a claim.
You can call Diamond to make a claim on 0333 220 2037. Diamond’s claims hotline is open Monday – Friday, 8am – 9pm, Saturday 9am – 5pm and Sunday 10am – 4pm.
You can also claim online using an online claims form available on the Diamond website.
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