Diamond car insurance review

Diamond offers car insurance cover from third party to comprehensive, with some extra benefits for women, like handbag cover (though men are welcome too).

3.5 ★★★★★ (171 reviews) Write a review

Our verdict

Diamond provides a reasonable car insurance option. While anyone can take out a Diamond policy, its main target market is women. Since laws prohibiting gender-based pricing in insurance were introduced it can't charge women less than men in the same circumstance. So instead it focuses on perks that women in particular might appreciate, such as handbag cover and child seat cover.

It offers the 3 usual levels of cover: comprehensive, third-party, fire and theft, and third party. There’s also an option for multi-car insurance, which can get you a discount if more than one driver in a household insures under the same policy. Optional extras available with all levels of cover include breakdown cover, personal injury cover, hire car cover, and motor legal protection.

If you decide that Diamond isn't right for you – or even if it's still in the running – don't forget to compare quotes from other providers to get the right deal for you.
  • Handbag and child seat cover included as standard with a comprehensive policy
  • 24hr roadside recovery helpline with a comprehensive policy
  • Courtesy car included as standard with a comprehensive policy
  • No 24-hour claim line
  • Not among the top providers for customer service
Diamond car insurance
Finder score

Car insurance from Diamond is targeted at women (though men can apply too), with handbag and child seat cover included as standard with its comprehensive policy. We’ve reviewed what else is covered, how easy it is to claim and what other customers think of the service. It’s part of the Admiral Group.

Compare Diamond policies

Name Product Courtesy car cover New car replacement EU Cover Personal accident cover Multi-car discount Link
Diamond Comprehensive
Diamond Third party, fire and theft
Diamond Third party

Who is Diamond?

Diamond launched as an offshoot of Admiral in 1997, and has always specialised in creating insurance products tailored to women. While the law dictates that premiums can’t be calculated by gender, Diamond continues to market heavily to women.

Who underwrites Diamond car insurance?

Diamond’s car insurance is underwritten by Admiral.

What are Diamond’s levels of cover?

There are 3 levels of car insurance with Diamond:

Third party. This is the legal minimum for all road users in the UK. It only covers you for damage done to others’ cars if an accident is your fault.
Third party, fire and theft (TPFT). This covers others’ cars, as well as protecting your car in the event it gets stolen or damaged by fire.
Comprehensive. The highest level of insurance Diamond offers, it includes a lot more than the cover in TPFT, including personal injury, handbag cover and child seat cover.
Optional extras

You can get added extras on any level of cover, including:

  • Breakdown cover
  • Extra personal injury cover
  • Hire car cover
  • Motor legal protection.

What types of car insurance are available?

Diamond offers multi car in addition to single car insurance.

What’s covered under my policy?

Product NameDiamond Third party, fire and theftDiamond Comprehensive
Damage to your car
Fire and theft
Personal accident cover
Liabilities to third parties
Using the car abroad
Permanently fitted audio equipment

What is my excess?

An excess is your contribution towards the cost of the claim. This amount will vary depending on the type of claim you are making, so check your policy for details before making a claim.

What is the claims process for Diamond?

You can call Diamond to make a claim on 0333 220 2037. Diamond’s claims hotline is open Monday – Friday, 8am – 6pm, Saturday 9am – 5pm and Sunday 10am – 4pm.

You can also claim online using an online claims form available on the Diamond website.

Diamond car insurance customer reviews

Customers who took part in Finder’s 2024 customer satisfaction survey were mostly positive about Diamond.

One customer said: “Very helpful when I was involved in an accident.”

On the reviews platform Trustpilot, Diamond gets just 1.8 out of 5, based on around 500 reviews, with several customers citing high renewal quotes (last updated: February 2024).

Get started by visiting Diamond’s website and sign up for a policy. If you have read this review and decided that Diamond car insurance is not for you, you can also compare other car insurance policies on the market.

Frequently asked questions

Car insurance scores

★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor

Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.

To find out more, read our full methodology.

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
*10% of customers who provided a best alternative price saved 39% between January and June 2021. (Based on 592 Diamond customers).

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