Diamond car insurance review

Diamond is targeted at women - but men can be customers, too. It offers cover from third party to comprehensive. Here's what you need to know.

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Diamond car insurance

As an insurer that targets women, Diamond is worth a look if you’re female, and also if you’re not. Insurers aren’t allowed by law to calculate premiums based on gender, but Diamond says data show that women have fewer expensive accidents than men which is why it targets them. If it has to make fewer big payouts than its rivals, it ought to follow that its costs – and its premiums – should be lower, too. Diamond says, however, that this doesn’t translate into generally lower premiums.

Some might find it a bit of a cliché that it emphasises its handbag and child seat cover (which are included under a comprehensive policy), rather than just personal possessions cover. But if you get a cheap quote and want those extras included, perhaps you’re willing to overlook that!

Diamond car insurance

Diamond Car Insurance

  • Insurance tailored to women
  • Courtesy car with comprehensive policy
  • Claims can be made online
  • 24hr emergency helpline

Compare Diamond policies

Updated October 15th, 2019
Name Product Courtesy car cover New for old car replacement Drive abroad in EU? Personal accident cover Multi-car discount Policy options
Up to 90 days
Young driver insurance
Up to 90 days
Young driver insurance
Up to 90 days
Young driver insurance

Compare up to 4 providers

Who is Diamond?

Diamond launched as an offshoot of Admiral in 1997, and has always specialised in creating insurance products tailored to women. While the law dictates that premiums can’t be calculated by gender, Diamond continues to market heavily to women.

What are Diamond’s levels of cover?

There are three levels of car insurance with Diamond:

Third party. This is the legal minimum for all road users in the UK. It only covers you for damage done to others’ cars if an accident is your fault.
Third party, fire and theft (TPFT). This covers others’ cars, as well as protecting your car in the event it gets stolen or damaged by fire.
Comprehensive. The highest level of insurance Diamond offers, it includes a lot more than the cover in TPFT, including personal injury, handbag cover and child seat cover.

Optional extras

You can get added extras on any level of cover, including:

  • Breakdown cover
  • Extra personal injury cover
  • Hire car cover
  • Motor legal protection.

What types of car insurance are available?

Diamond offers multi-car in addition to single car insurance.

What’s covered under my policy?

CoverThird party, fire and theftComprehensive
Fire and theft cover
Handbag cover
Courtesy car
Child seat coverUp to £300
Audio equipment coverUp to 15% of the car’s value
24hr roadside recovery helpline
Liability to others

What is my excess?

An excess is your contribution towards the cost of the claim. This amount will vary depending on the type of claim you are making, so check your policy for details before making a claim.

What is the claims process for Diamond?

You can call Diamond to make a claim on 0333 220 2037. Diamond’s claims hotline is open Monday – Friday, 8am – 9pm, Saturday 9am – 5pm and Sunday 10am – 4pm.

You can also claim online using an online claims form available on the Diamond website.

Frequently asked questions

Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don't answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid. The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
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