Aviva Plus car insurance
- Three levels of cover available
- Uninsured driver promise
- Multi-cover discount
- Fee-free cancellation
With every comprehensive car insurance policy, Aviva says it guarantees protection against uninsured drivers, provides roadside vehicle repair or recovery, and covers you to drive someone else’s car. The UK’s largest insurance provider also promises to pass on exclusive discounts to customers buying car insurance online. Here’s what else you should know.
As the largest general insurance provider in the UK, Aviva offers an extensive range of financial products including car, van, motorbike, travel, pet, home and life insurance.
While Aviva has roots as far back as 1696 – in the “age of highwaymen” – it was essentially created when Norwich Union and CGU plc merged in 2000. Although known as CGNU after the merger, the name Aviva was adopted a short time later in 2002.
The Aviva Group is made up of several businesses, including Aviva Insurance Services UK Ltd and Aviva UK Digital Ltd, amongst others.
To be on UK roads, all drivers are legally required to have at least third party car insurance. Aviva doesn’t offer third party on its own, but it does offer two higher levels of cover.
If you are responsible for causing an accident, you’ll be protected for damage to other people’s vehicles or property. You’ll also have protection against any fire damage or theft of your car.
This is the highest level of cover on offer through Aviva and will provide the same protection as TPFT as well as insuring your vehicle against accidental damage and vandalism. It’s always worth checking the cost of comprehensive as it can be cheaper than third party or TPFT.
Aviva offers a range of additional protection to bolt onto your policy, including:
Any cover offered by Aviva is likely to become invalid if any of the following arises:
Check your policy for further details to confirm your cover is valid.
Your insurance excess is the amount of money you will need to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount. A compulsory excess amount might vary depending on the age of your car and your driving experience.
A voluntary excess is on top and is normally set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess – which should lower your premium.
You’ll find details about any compulsory or voluntary excesses in your policy document.
You should call the Aviva claims line on 0345 030 6925 to make a claim. This is a 24 hour claims line open seven days a week. Alternatively, you can make a claim online at www.aviva.co.uk/make-a-claim.
You will need to provide the following information:
It’s vital that you let your insurer know about an incident as soon as possible, even if it’s not your fault. Failure to do this could result in a rejected claim later on.
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