Our verdict
If a choice of cover options is what you're after, Hastings Direct is well worth a look. It offers 3 levels of comprehensive cover (Hastings Essential, Hastings Direct and Hastings Premier), third-party, fire and theft cover, a telematics or "black box" policy, and multi-car cover.However, its website could be more user-friendly to make it easier for customers to understand what is and isn’t included in their policy, and it doesn't make it obvious at first glance that third-party, fire and theft is an option. It only offers third-party insurance to existing customers, not new ones.
Get started by visiting Hastings Direct’s website and sign up for a policy. If you have read this review and decided that Hastings Direct car insurance is not for you, you can also compare other car insurance policies on the market.
Best for: A wide choice of cover options
- Windscreen and personal belongings cover included as standard in the Direct and Premier comprehensive policies.
- Hastings Direct has multi-car and ""black box"" cover options and cover is available to new and young drivers.
- The claims line is open 24/7.
- It doesn't offer third-party only cover
- There isn’t a lot of information about its third-party fire and theft policy available prior to quote stage.
- The Hastings Direct website could be easier to navigate.