Our verdict
Like many car insurers, NFU Mutual offers 3 levels of cover: third-party, third-party fire and theft, and comprehensive. Both its comprehensive and third-party, fire and theft policies are rated the full 5 out of 5 stars by Defaqto. Standard benefits of both policies include breakdown cover, a courtesy car and personal accident cover. These are all sometimes optional extras on car insurance policies.Whilst the website could be easier to navigate around, what is available are details about the cover levels as well as how to make a claim. If you need a little more cover, NFU Mutual has several optional extras that can be bolted onto your policy.
You can only buy NFU insurance directly – it's not on price comparison sites. It's worth checking options on price comparison sites too, though, to make sure you get the best deal for you.
Best for: High-quality cover
- 24/7 claims line
- No admin fees for amending your policy
- RAC Mutual assist breakdown cover included with all car insurance policies
- NFU Mutual website a little difficult to navigate around
- Some wannabe customers report being turned down for cover due to their postcode or job