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Chris Lilly

Chris Lilly

Head of publishing

Chris Lilly is a personal finance expert and specialises in helping UK consumers untangle the features and costs of a range of financial products. Having started out with the Press Association, Chris initially joined Finder to focus on credit cards and personal loans.

Expertise

  • Loans & credit cards
  • Building credit
  • Financial health

Experience

  • Author of over 500 articles on personal and business finance
  • Featured in leading publications including the Metro and Express
  • Interviewed key stakeholders in the lending industry, including Klarna’s senior commercial director, Russ Carroll, and Julia McColl, commercial director at Chetwood Financial

Education

  • Drawing & Applied Arts | University of the West of England
  • Foundation Diploma in Art & Design | Falmouth College of Arts

Featured publications

Industry insights from Chris Lilly

We asked Chris to share some insights on what’s shaking up the world of personal finance.

Are Brits getting savvier about their credit records?

It’s becoming more common to take control of your credit – getting to know what’s in your credit file and tracking your score from month to month. Consumers don’t expect to have to pay for this privilege, and thankfully they don’t have to.

How is Open Banking reshaping consumer lending?

Open Banking means borrowers can connect their bank accounts to finance apps, which can make it easier to demonstrate that they’re responsible with their money and would be able to afford credit. It’s also allowed innovative lenders to proactively suggest cheaper lines of credit which would save consumers money compared with expensive alternatives like overdrafts.

What is the new face of short-term borrowing?

While Wonga and many of its peers were biting the dust, some innovative fintechs started exploring new ways to help consumers bridge financial shortfalls, without it costing an arm and a leg. Salary advance services like Neyber and Salary Finance are looking at unlocking earned wages (so you don’t always have to wait until the end of the month), buy now, pay later services are letting shoppers spread payments, and innovative credit line services like Creditspring help consumers prepare for a rainy day with a more insurance-like approach.

Featured videos

Latest articles by Chris Lilly

612 articles written by this author

Working from home and hybrid working statistics

Our research found that 38% of Brits work from home at least some of the time. We look at who is working from home and how working from home affects productivity.

Chris Lilly 18 July 2023
Working from home and hybrid working statistics

Best savings account for £50,000

Wondering what to do with £50,000 savings? Earn up to 5.11% with easy access or 5.28% in a fixed-rate bond.

Chris Lilly 18 April 2023
Best savings account for £50,000

Best savings account for £20,000

Wondering what to do with £20,000 savings? Earn up to 6.25% with easy access, 5.25% tax-free or 5.28% in a fixed-rate bond.

Chris Lilly 18 April 2023
Best savings account for £20,000

Best savings account for £10,000

Wondering what to do with £10,000 savings? Earn up to 6.25% with easy access, 5.25% tax-free or 5.28% in a fixed-rate bond.

Chris Lilly 18 April 2023
Best savings account for £10,000

Compare 5-year fixed rate cash ISAs

Find all you need to know about 5-year fixed-rate cash ISAs and scan live rates.

Chris Lilly 17 March 2023
Compare 5-year fixed rate cash ISAs

3-year fixed rate cash ISAs

Find all you need to know about 3-year fixed-rate cash ISAs and scan live rates.

Chris Lilly 17 March 2023
3-year fixed rate cash ISAs

Gift card rewards terms & conditions

Also review our terms for our RAC breakdown reward.How does the Gift Card Rewards process work?When you click on a promoted provider advertised on our website, we are in effect, acting as an affiliate of the provider’s by sending them visitors and potential customers. In return for this, the providers via their affiliate platform pay […]

Chris Lilly 3 March 2023
Gift card rewards terms & conditions

Fixed-rate bond calculator

See what you could earn monthly, annually or at bond maturity with our fixed-rate bond calculator integrated with live bond rates.

Chris Lilly 15 February 2023
Fixed-rate bond calculator

Atlantic Money transfers review

Atlantic Money aims to disrupt disruptors like Revolut and Wise by offering international transfers at interbank rates with a single flat fee.

Chris Lilly 27 July 2022
Atlantic Money transfers review

Revolut international transfer fee calculator and review

Revolut has made a name for itself as a favourite for frequent travellers by offering great currency services. Stick within the "fair usage" limit for your plan and the pricing can be hard to beat.

Chris Lilly 20 July 2022
Revolut international transfer fee calculator and review
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