Home Authors Chris Lilly
Chris Lilly

Chris Lilly

Group publisher

Chris Lilly is a personal finance expert and specialises in helping UK consumers untangle the features and costs of a range of financial products. Having started out with the Press Association, Chris initially joined Finder to focus on credit cards and personal loans.

Expertise

  • Loans & credit cards
  • Building credit
  • Financial health

Highlights

  • Author of over 500 articles on personal and business finance
  • Featured in leading publications including the Metro and Express
  • Interviewed key stakeholders in the lending industry, including Klarna’s senior commercial director, Russ Carroll, and Julia McColl, commercial director at Chetwood Financial

Education

  • Drawing & Applied Arts | University of the West of England
  • Foundation Diploma in Art & Design | Falmouth College of Arts

Featured Publications

Industry insights from Chris Lilly

We asked Chris to share some insights on what’s shaking up the world of personal finance.

Are Brits getting savvier about their credit records?

It’s becoming more common to take control of your credit – getting to know what’s in your credit file and tracking your score from month to month. Consumers don’t expect to have to pay for this privilege, and thankfully they don’t have to.

How is Open Banking reshaping consumer lending?

Open Banking means borrowers can connect their bank accounts to finance apps, which can make it easier to demonstrate that they’re responsible with their money and would be able to afford credit. It’s also allowed innovative lenders to proactively suggest cheaper lines of credit which would save consumers money compared with expensive alternatives like overdrafts.

What is the new face of short-term borrowing?

While Wonga and many of its peers were biting the dust, some innovative fintechs started exploring new ways to help consumers bridge financial shortfalls, without it costing an arm and a leg. Salary advance services like Neyber and Salary Finance are looking at unlocking earned wages (so you don’t always have to wait until the end of the month), buy now, pay later services are letting shoppers spread payments, and innovative credit line services like Creditspring help consumers prepare for a rainy day with a more insurance-like approach.

Featured videos

Latest articles by Chris Lilly

987 articles written by this author

What is a good credit score?

Find out the difference between a credit score and a credit report, plus the factors that can push your score up and down.

Chris Lilly 7 June 2021
What is a good credit score?

Sainsbury’s Bank Nectar Dual Offer Credit Card review 2021

Earn bonus Nectar points and enjoy long interest-free periods with this two-for-one card from Sainsbury’s Bank.

Chris Lilly 26 May 2021
Sainsbury’s Bank Nectar Dual Offer Credit Card review 2021

Best shares to buy now

View our list of the top 10 trending stocks today, and read our guide to choosing the best stocks.

Chris Lilly 4 May 2021
Best shares to buy now

Frequently asked questions about Finder Credit Score

Find answers to any questions about your credit score and report.

Chris Lilly 21 April 2021
Frequently asked questions about Finder Credit Score

Loans for small businesses affected by coronavirus

Learn about government support and alternative options for businesses needing finance to help deal with the impact of coronavirus.

Chris Lilly 6 April 2021
Loans for small businesses affected by coronavirus

Chwilówki w UK

Sprawdź koszty pożyczek na okres do 12 miesięcy od wielu popularnych pożyczkodawców i złóż wniosek online. Jasne informacje i porady odnośnie pożyczania.

Chris Lilly 26 February 2021
Chwilówki w UK

MBNA personal loans

Calculate the cost of an MBNA personal loan and see how much you can borrow today.

Chris Lilly 20 November 2020
MBNA personal loans

cahoot personal loans review 2021

If you need a lump sum to help you meet a big expense, cahoot could help with a competitive personal loan from £1,000 to £20,000. Find out how other lenders compare.

Chris Lilly 18 November 2020
cahoot personal loans review 2021

Debt consolidation loans

Overwhelmed with debt? Find out what consolidation options are available, including personal loans and balance transfer credit cards.

Chris Lilly 17 November 2020
Debt consolidation loans

Best second charge mortgages of July 2021

Second charge mortgages can allow borrowers to finance big projects, like home improvements. However they come with risk, so it's crucial to read-up, do your sums and work out what's right for your circumstances.

Chris Lilly 10 November 2020
Best second charge mortgages of July 2021
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