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Chris Lilly

Chris Lilly

Group publisher

Chris Lilly is a personal finance expert and specialises in helping UK consumers untangle the features and costs of a range of financial products. Having started out with the Press Association, Chris initially joined Finder to focus on credit cards and personal loans.

Expertise

  • Loans & credit cards
  • Building credit
  • Financial health

Highlights

  • Author of over 500 articles on personal and business finance
  • Featured in leading publications including the Metro and Express
  • Interviewed key stakeholders in the lending industry, including Klarna’s senior commercial director, Russ Carroll, and Julia McColl, commercial director at Chetwood Financial

Education

  • Drawing & Applied Arts | University of the West of England
  • Foundation Diploma in Art & Design | Falmouth College of Arts

Featured Publications

Industry insights from Chris Lilly

We asked Chris to share some insights on what’s shaking up the world of personal finance.

Are Brits getting savvier about their credit records?

It’s becoming more common to take control of your credit – getting to know what’s in your credit file and tracking your score from month to month. Consumers don’t expect to have to pay for this privilege, and thankfully they don’t have to.

How is Open Banking reshaping consumer lending?

Open Banking means borrowers can connect their bank accounts to finance apps, which can make it easier to demonstrate that they’re responsible with their money and would be able to afford credit. It’s also allowed innovative lenders to proactively suggest cheaper lines of credit which would save consumers money compared with expensive alternatives like overdrafts.

What is the new face of short-term borrowing?

While Wonga and many of its peers were biting the dust, some innovative fintechs started exploring new ways to help consumers bridge financial shortfalls, without it costing an arm and a leg. Salary advance services like Neyber and Salary Finance are looking at unlocking earned wages (so you don’t always have to wait until the end of the month), buy now, pay later services are letting shoppers spread payments, and innovative credit line services like Creditspring help consumers prepare for a rainy day with a more insurance-like approach.

Featured videos

Latest articles by Chris Lilly

946 articles written by this author

Apps like Ria

Find iPhone and Android alternatives to the popular Ria app for overseas transfers.

Chris Lilly 30 August 2022
Apps like Ria

Apps like Xoom

Find alternatives to PayPal's Xoom and compare costs on your next overseas transfer.

Chris Lilly 26 August 2022
Apps like Xoom

Apps like Remitly

US-based Remitly has become a popular choice for overseas transfers, but other services may be able to support a wider range of currencies.

Chris Lilly 18 August 2022
Apps like Remitly

Apps like WorldRemit

WorldRemit is a trusted go-to for sending money overseas from the UK. But it does have some unusual limitations, such as not supporting transfers within the EU.

Chris Lilly 16 August 2022
Apps like WorldRemit

Apps like Moneygram

Moneygram is a trusted service for sending money overseas. But depending on how much you're sending and where you're sending it, Moneygram can often be beaten on price.

Chris Lilly 16 August 2022
Apps like Moneygram

Atlantic Money transfers review

Atlantic Money aims to disrupt disruptors like Revolut and Wise by offering international transfers at interbank rates with a single flat fee.

Chris Lilly 27 July 2022
Atlantic Money transfers review

Revolut international transfer fee calculator and review

Revolut has made a name for itself as a favourite for frequent travellers by offering great currency services. Stick within the "fair usage" limit for your plan and the pricing can be hard to beat.

Chris Lilly 20 July 2022
Revolut international transfer fee calculator and review

Halifax international transfer fees calculator and review

Halifax offers different ways to send money overseas to friends and family. Check the exchange rates, fees and features in our review, and compare your options.

Chris Lilly 18 July 2022
Halifax international transfer fees calculator and review

Uphold debit card review 2022

Spend crypto, national currencies and commodities wherever Mastercard is accepted and earn "cryptoback" (like cashback but with crypto) along the way.

Chris Lilly 14 June 2022
Uphold debit card review 2022

Where to order lateral flow home test kits for COVID-19 online (not for travel)

Need to quickly test yourself for COVID-19 at home? These are the online stores where you can buy packs of home testing kits.

Chris Lilly 11 January 2022
Where to order lateral flow home test kits for COVID-19 online (not for travel)
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