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Chris Lilly

Chris Lilly

Head of publishing

Chris Lilly is a personal finance expert and specialises in helping UK consumers untangle the features and costs of a range of financial products. Having started out with the Press Association, Chris initially joined Finder to focus on credit cards and personal loans.

Expertise

  • Loans & credit cards
  • Building credit
  • Financial health

Experience

  • Author of over 500 articles on personal and business finance
  • Featured in leading publications including the Metro and Express
  • Interviewed key stakeholders in the lending industry, including Klarna’s senior commercial director, Russ Carroll, and Julia McColl, commercial director at Chetwood Financial

Education

  • Drawing & Applied Arts | University of the West of England
  • Foundation Diploma in Art & Design | Falmouth College of Arts

Featured publications

Industry insights from Chris Lilly

We asked Chris to share some insights on what’s shaking up the world of personal finance.

Are Brits getting savvier about their credit records?

It’s becoming more common to take control of your credit – getting to know what’s in your credit file and tracking your score from month to month. Consumers don’t expect to have to pay for this privilege, and thankfully they don’t have to.

How is Open Banking reshaping consumer lending?

Open Banking means borrowers can connect their bank accounts to finance apps, which can make it easier to demonstrate that they’re responsible with their money and would be able to afford credit. It’s also allowed innovative lenders to proactively suggest cheaper lines of credit which would save consumers money compared with expensive alternatives like overdrafts.

What is the new face of short-term borrowing?

While Wonga and many of its peers were biting the dust, some innovative fintechs started exploring new ways to help consumers bridge financial shortfalls, without it costing an arm and a leg. Salary advance services like Neyber and Salary Finance are looking at unlocking earned wages (so you don’t always have to wait until the end of the month), buy now, pay later services are letting shoppers spread payments, and innovative credit line services like Creditspring help consumers prepare for a rainy day with a more insurance-like approach.

Featured videos

Latest articles by Chris Lilly

610 articles written by this author

American Express interest calculator

Work out how much your Amex is costing you in interest and how long it would take to clear your balance.

Chris Lilly 28 May 2024
American Express interest calculator

Best credit cards to use abroad for 2024

Pick a card with 0% foreign fees and save big. We've rated 20+ cards for spending abroad and listed our top 5.

Chris Lilly 26 May 2024
Best credit cards to use abroad for 2024

Cost of living in the UK: Calculator to compare cities

Compare the cost of living in cities around the UK and discover the salary you would need to rent a 1-bedroom flat in each location.

Chris Lilly 21 May 2024
Cost of living in the UK: Calculator to compare cities

Tax on savings interest calculator UK

Our personal savings allowance calculator will show you whether you need to pay tax on your savings - and how much.

Chris Lilly 8 May 2024
Tax on savings interest calculator UK

Mortgage rate change calculator: How much will my mortgage go up?

Use our mortgage rate change calculator to work out how much your mortgage payments will go up if the interest rate changes.

Chris Lilly 25 April 2024
Mortgage rate change calculator: How much will my mortgage go up?

Working from home and hybrid working statistics

Our research found that 38% of Brits work from home at least some of the time. We look at who is working from home and how working from home affects productivity.

Chris Lilly 18 July 2023
Working from home and hybrid working statistics

Best savings account for £50,000

Wondering what to do with £50,000 savings? Earn up to 5.1% with easy access or 5.22% in a fixed-rate bond.

Chris Lilly 18 April 2023
Best savings account for £50,000

Best savings account for £20,000

Wondering what to do with £20,000 savings? Earn up to 6.25% with easy access, 5.1% tax-free or 5.22% in a fixed-rate bond.

Chris Lilly 18 April 2023
Best savings account for £20,000

Best savings account for £10,000

Wondering what to do with £10,000 savings? Earn up to 6.25% with easy access, 5.1% tax-free or 5.5% in a fixed-rate bond.

Chris Lilly 18 April 2023
Best savings account for £10,000

Compare these 5-year fixed rate cash ISAs

Find all you need to know about 5-year fixed-rate cash ISAs and scan live rates.

Chris Lilly 17 March 2023
Compare these 5-year fixed rate cash ISAs
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