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Chris Lilly

Chris Lilly

Group publisher

Chris Lilly is a personal finance expert and specialises in helping UK consumers untangle the features and costs of a range of financial products. Having started out with the Press Association, Chris initially joined Finder to focus on credit cards and personal loans.

Expertise

  • Loans & credit cards
  • Building credit
  • Financial health

Highlights

  • Author of over 500 articles on personal and business finance
  • Featured in leading publications including the Metro and Express
  • Interviewed key stakeholders in the lending industry, including Klarna’s senior commercial director, Russ Carroll, and Julia McColl, commercial director at Chetwood Financial

Education

  • Drawing & Applied Arts | University of the West of England
  • Foundation Diploma in Art & Design | Falmouth College of Arts

Featured Publications

Industry insights from Chris Lilly

We asked Chris to share some insights on what’s shaking up the world of personal finance.

Are Brits getting savvier about their credit records?

It’s becoming more common to take control of your credit – getting to know what’s in your credit file and tracking your score from month to month. Consumers don’t expect to have to pay for this privilege, and thankfully they don’t have to.

How is Open Banking reshaping consumer lending?

Open Banking means borrowers can connect their bank accounts to finance apps, which can make it easier to demonstrate that they’re responsible with their money and would be able to afford credit. It’s also allowed innovative lenders to proactively suggest cheaper lines of credit which would save consumers money compared with expensive alternatives like overdrafts.

What is the new face of short-term borrowing?

While Wonga and many of its peers were biting the dust, some innovative fintechs started exploring new ways to help consumers bridge financial shortfalls, without it costing an arm and a leg. Salary advance services like Neyber and Salary Finance are looking at unlocking earned wages (so you don’t always have to wait until the end of the month), buy now, pay later services are letting shoppers spread payments, and innovative credit line services like Creditspring help consumers prepare for a rainy day with a more insurance-like approach.

Featured videos

Latest articles by Chris Lilly

961 articles written by this author

Ziglu review 2021

One of a small number of FCA-registered cryptoasset firms, Ziglu is a slick app to exchange cryptocurrencies and a louder-than-loud debit card.

Chris Lilly 15 October 2021
Ziglu review 2021

HSBC No Fee Balance Transfer Credit Card review 2021

Pros and consRepayment optionsHow to applyFrequently asked questions

Chris Lilly 12 October 2021
HSBC No Fee Balance Transfer Credit Card review 2021

Loans like Polar Credit

Polar Credit is the new short term lender on the block, offering an ongoing line of credit to cover unexpected shortfalls. Discover other companies like Polar Credit, offering innovative short term borrowing facilities.

Chris Lilly 8 October 2021
Loans like Polar Credit

Loans like Tappily

A list of lenders which, like Tappily, are shaking up the UK short term lending market with innovative credit lines, instalment loans and membership plans

Chris Lilly 8 October 2021
Loans like Tappily

Home COVID tests for travel

What is a home PCR? How much does it cost? How long does it take? We've answered these questions and more to help lift the fog surrounding self-swabs.

Chris Lilly 6 October 2021
Home COVID tests for travel

Compare unvaccinated travel tests

Unvaccinated travellers have to jump through a few more hoops when entering the UK, but this guide can help you keep costs to a minimum.

Chris Lilly 6 October 2021
Compare unvaccinated travel tests

Polar Credit review 2021

Following in the steps of Tappily and Drafty, Polar Credit is the line of credit service from the firm that brought you Cashasap.

Chris Lilly 5 October 2021
Polar Credit review 2021

Vanquis Bank Balance Transfer Credit Card review 2021

A rare 0% deal from bad credit specialist Vanquis.

Chris Lilly 24 September 2021
Vanquis Bank Balance Transfer Credit Card review 2021

Tesco Bank Clubcard Balance Transfer and Purchases Credit Card review 2021

Designed for those wanting to spread the cost of a large expenditure and cut interest on existing card debt.

Chris Lilly 24 September 2021
Tesco Bank Clubcard Balance Transfer and Purchases Credit Card review 2021

Santander Everyday Long Term Balance Transfer Credit Card review 2021

Clear your card debt faster and more cheaply with Santander's market-leading deal.

Chris Lilly 23 September 2021
Santander Everyday Long Term Balance Transfer Credit Card review 2021
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