RBS current accounts for May 2021
Earn cashback on your bills and access a wide range of perks with RBS current accounts.
The rewards come in return for a monthly fee, but if you’re the person who pays the bills in your household, they can still make a pretty good deal.
Compare RBS current accounts
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Types of current accounts from RBS
RBS has a full range of current accounts and a particularly extensive offer when it comes to rewards.
Reward and incentive accounts
You can choose among three different RBS rewards accounts that offer cashback on your bills and other perks in return for a monthly fee. Compare reward accounts on our dedicated page if you’d rather go for a fee-free account instead.
Learn more about reward and incentive accounts
Student accounts usually come with great perks, so it’s always a good idea to compare them and make sure you get what you like best. RBS’ student account benefits include a conspicuous overdraft feature and the option to choose between an Amazon Prime membership, a National Express coachcard or a tastecard with discounts on your meals.
Learn more about student accounts
Your children can get an RBS account when they’re as young as 11 – it will help them get an early start at managing their money and also give them a nice little interest rate on their pocket money.
Learn more about children’s accounts
The benefits of banking with RBS
- Perks. Perks and rewards are kind of RBS’ specialty – available options include cashback on your bills, travel insurance, mobile phone insurance and car insurance (breakdown cover).
- Multiple ways to bank. Whether you’d rather do it all online and never visit a branch in your life, or manage your finances in person or on the phone, RBS has got you covered.
- Mobile banking app. RBS has a clean app that allows you to see all your accounts in one place, including the ones you have with other banks.
- Global acceptance. If you bank with RBS you’ll get either a Visa or a Mastercard, so you really don’t have to worry about card acceptance, no matter where you are in the world.
- Round the clock assistance. If you lose your card, or if it’s stolen, you can call RBS 24/7 to get assistance.
Opening an account with RBS
To open an account with RBS, you’ll have to provide the following information:
You can open an RBS account online or by visiting a branch.
Why should I compare current accounts anyway?
In one way or the other, you use your current account every day, often multiple times a day. When you buy your morning coffee, when you plan a holiday, when you pay the rent, when it’s finally payday… the list is endless. It’s a basic financial product, but it’s a very important one, so you should really find something that’s tailored to your needs.
Also, competition between banks is quite harsh these days, because current accounts are the most basic way they acquire new customers. They often try to attract them with nice rewards or conspicuous switching incentives, so it’s really worth taking a look at what’s around.
RBS doesn’t include interest or switching incentives with its current accounts, but it does offer more unique rewards, such as cashback on bills. Take a closer look at the rewards that are available. Maybe they will be more beneficial than more traditional benefits.
Frequently asked questions
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
The customer satisfaction score (“You say”) is based on a survey of 1,941 customers carried out in December 2020.
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