Investec current accounts review
If you’re looking for a private bank account with exclusive benefits, find out whether Investec’s current accounts could suit you.

Financial firm Investec offers a range of exclusive financial products for high net worth individuals. To qualify you will need to meet strict eligibility criteria.
To make comparing even easier we came up with the Finder Score. Fees, features and customer service across 20+ of the most popular banks are all weighted and scaled to produce a score out of 10. The higher the score the better the account – simple.
Read the full methodologyInvestec has 2 private bank accounts and both require that you have a minimum annual salary of £300,000 and a net worth of £3 million.
This account pays interest on balances up to £250,000, offers a flexible arranged overdraft facility and won’t charge you for sending or receiving money from in or outside the UK. You’ll have your own dedicated private banker to help manage your individual banking needs and exclusive access to Private Bank Deposit accounts. The account also offers unlimited lounge access for you and a guest at 1,200 airport lounges and global family travel insurance. There are no fees for using your debit card abroad in certain countries. The account has a £500 annual fee.
With this account you can talk to a team of specialists 24/7 for all your banking needs, get emergency assistance whether you’re home or abroad, and access online and mobile banking. There are also no fees for using your debit card abroad in certain countries. The account has a £10 monthly fee.
To open an Investec account you will need to fill in an online form and provide details including your name, phone number, email address, profession and total income. A private banker will then get in touch with you to discuss your requirements and establish a private banking service designed to suit your needs.
You will need to supply proof of ID, such as a passport or driving licence, and proof of address, such as utility bill or mortgage statement.
Yes, if you bank with Investec, eligible deposits will be protected under the Financial Services Compensation Scheme (FSCS). This means up to £85,000 per person per financial institution is protected in the event the bank goes bust.
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If you earn enough and you’re looking for an exclusive bank account with benefits tailored to you, the accounts on offer from Investec could be well worth considering.
However, if you don’t qualify or you’re after a more straightforward account with no monthly or annual fees, you’ll need to look elsewhere.
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