Santander’s £180 switching offer has now ended. The information below is for reference only. For switching deals & sign-up bonus offers available now, make sure you check out our switching deals guide and sign-up bonus deals guide.
Santander is back with a new switching deal, and it’s one of the best bank switching offers around right now. From 1 April 2026, you can get £180 cash when you open an eligible Santander account and switch over using the Current Account Switch Service (CASS).
You can get a £180 cash welcome bonus if you successfully switch to one of Santander’s current accounts and meet the terms and conditions to qualify.
This includes moving to one of the following accounts: Everyday Current Account (read our review) the Edge Current Account (read our review), the Edge Up Current Account (read our review) or Edge Explorer account (read our review) through Finder.
If you opt for its Edge account, you get access to the Edge Saver at 6% AER for the first 12 months on balances up to £4,000. If you deposit the maximum amount, you would have £240 in interest after a year.
If you choose the Santander Edge account, you can also earn 1% cashback, up to £10 a month, a maximum of £120 in cashback over a year. However, the Edge account has a £3 monthly fee, but we’ve accounted for that £36 a year in our figures.
“That’s £504 in your first year, including welcome bonus, maximum savings interest and monthly cashback.”
The Edge Up Current Account and Edge Explorer Current Account have higher monthly fees of £5 and £17 respectively.
Only new Santander customers can get it and you need to switch and close an account from elsewhere, moving to your new Santander account using the switching service.
To qualify, you can’t have previously received a Santader switcher incentive or held a current account on 1 January 2025.
You can hold a maximum of 2 Santander Edge Up or Santander Edge accounts, one in your own name and one in joint names.
To get the £180 switching bonus, you’ll need to open a Santander Everyday Current account, Santander Edge Current Account, Santander Edge Up Current Account or Santander Edge Explorer Current Account using Finder’s exclusive link.
You’ll also need to pay in at least £1,500 and switch over at least 2 active household direct debits within 60 days of account opening. You can find the list of acceptable direct debits on the Santander website.
After 90 days, Santander will check that you’re eligible and met all the qualifying criteria and will pay the £180 into your account.
Santander may withdraw this offer at any time.
If this offer is not for you, we also have a guide displaying current banking switching deals on the market and also other banking offers such as refer-a-friend offers and more.
We currently don't have that product, but here are others to consider:
How we picked theseTo make comparing even easier we came up with the Finder Score. Fees, features and customer service across 20+ of the most popular banks are all weighted and scaled to produce a score out of 10. The higher the score the better the account – simple.
Read the full methodology
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