Weatherbys current accounts review
Weatherbys offers current accounts for both private individuals and racehorse owners. Find out more in our review.

There are 2 parts to Weatherbys, the Private Bank and the Racing Bank. Weatherbys Private Bank offers banking services to private individuals, while Weatherbys Racing Bank provides racehorse owners and bloodstock industry professionals with bank accounts specifically designed for racing transactions.
To make comparing even easier we came up with the Finder Score. Fees, features and customer service across 20+ of the most popular banks are all weighted and scaled to produce a score out of 10. The higher the score the better the account – simple.
Read the full methodologyWhether you’re after an account from Weatherbys Private Bank or Weatherbys Racing Bank, here’s what you can choose from:
Weatherbys Private Bank current accounts can be operated online or via the mobile app. The accounts come with a debit card that can be used to make purchases in person or online, at home or abroad. There are no foreign transaction charges for using your card for withdrawing cash or making payments overseas. Your dedicated Private Banker and assistant will always be on hand to help you with any queries and you can operate accounts in most currencies.
The main account has a £75 monthly fee, but this is waived if you have a combined balance of more than £300,000 in borrowing, deposits or investments with Weatherbys. For more detailed information about the private accounts on offer, you will need to make an enquiry.
This is a simple bank account for UK resident sole or joint racehorse owners looking to separate their racing finances from their day-to-day banking. The account offers 5 free racing transactions per month and a 10% discount on Weatherbys VAT Return Service. There is a £5 monthly account fee, and if you pay a further £10 a month, you’ll have access to the Racing Payment Service to help pay invoices.
This account is designed for groups of owners (such as syndicates, clubs and partnerships) who are looking for a simple bank account to help them keep track of their racing finances. Again, the account offers 5 free racing transactions per month and a 10% discount on Weatherbys VAT Return Service. The account has a £15 monthly fee, with charges for additional racing transactions. For an additional £10 a month you can also access the Racing Payment Service.
An account available to sole or joint owners, bloodstock professionals and companies, plus owners who live outside the UK. It offers a more personalised service with a dedicated relationship manager, a debit card and an optional overdraft facility. Additional benefits include 20% off the Weatherbys VAT Return Service, and full use of the Weatherbys Racing Payment Service. The account also offers 10 free racing transactions per month and has a £30 per month fee.
To open a Private Bank or Racing Bank current account you can fill in a form online, contact the bank by phone or you can visit one of its main banking offices in London, Wellingborough and Edinburgh.
To qualify, you’ll usually need an income of at least £300,000 a year or assets worth than £5 million.
Yes, Weatherbys is regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). Eligible deposits are protected up to £85,000 per person under the Financial Services Compensation Scheme. This means you’ll be able to get your money back if the bank ever went bust.
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Weatherbys’ current accounts are tailored towards racehorse owners or those looking for a private bank. If that’s what you are after, the current accounts available certainly have a lot to offer. But if not, you’ll need to look elsewhere.
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