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Matthew Boyle

Matthew Boyle

Publisher

Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing and has commissioned over 600 guides helping UK consumers and small business owners make better financial decisions.

Matthew holds a BSc in European Business from the University of Hertfordshire and in his spare time loves to walk around Norfolk enjoying the local wildlife.

Expertise

  • Helping first-time buyers apply for a mortgage
  • Comparing bank accounts and highlighting useful features
  • Publishing easy-to-understand guides

Experience

  • Published over 600 articles on personal finance
  • Featured in leading trade publications and national press including The Times, The Telegraph, The Mirror, The Daily Express and more
  • On the judging panel for Finder’s Banking Innovation Awards

Education

  • BSc (Hons) European Business | University of Hertfordshire

Featured publications

Industry insights from Matthew Boyle

We asked Matthew to share his expertise by answering a few questions about the mortgage and banking industry in 2021.

What tips can you give to first-time buyers for getting approved for a mortgage?

Preparation is everything. For most people, getting their first mortgage is the biggest financial decision of their lives. Do your research to know any obstacles you may face, learn about what type of mortgage you want, and what fees there are. Mortgage brokers can help by providing specialist advice, for a fee. It’s smart to have a back-up plan, too. First-time buyers often find themselves being declined for a mortgage for their dream property through circumstances that can be hard to foresee. This can be disheartening but unfortunately is sometimes part of the process of getting on the property ladder.

How has the pandemic affected the mortgage industry?

Tighter lending criteria, an economic slowdown and general uncertainty among UK consumers have led to some difficult times for would-be buyers. While Brits have had some help from temporarily reduced rates in stamp duty, and lenders offering mortgage holidays, it’s still tough times for many, and house prices have risen hugely in some areas. I believe it’s far from over - the ramifications of the pandemic on mortgages and home-buying will be felt for a long time yet.

Do you think a cashless society is possible?

This transformation is well underway, speeded hugely by the pandemic. The technology in the industry is being developed at an incredible rate and initiatives like Open Banking allow users to manage nearly all aspects of their bank account and spend their money from their mobile phone. As banks continue to close branches and ATMs across the UK, more people will avoid using cash.

Featured videos

Latest articles by Matthew Boyle

323 articles written by this author

Inflation around the world: Global inflation tracker and map

Global inflation tracker: check out our map with the most recent inflation data for 180 countries around the world.

Matthew Boyle 2 February 2024
Inflation around the world: Global inflation tracker and map

Financial stress and mental health statistics UK

7 in 10 Brits (70%) have experienced financial stress, so we look at the latest statistics to see the impact money has on our mental health.

Matthew Boyle 15 November 2023
Financial stress and mental health statistics UK

What is the average energy bill in the UK?

We look at the average energy bill in the UK by household size and the latest statistics on energy bill payments in the UK.

Matthew Boyle 16 October 2023
What is the average energy bill in the UK?

The cheapest countries to study in Europe in 2023

Costs to study in Europe, when including tuition fees, rent and living costs, vary, but here are the cheapest countries for students.

Matthew Boyle 21 September 2023
The cheapest countries to study in Europe in 2023

How much does it cost to raise a child in the UK?

Having children can add great joy to your life, but it’s also undeniably expensive. So, what is the average cost of raising a child in the UK?

Matthew Boyle 14 September 2023
How much does it cost to raise a child in the UK?

Cost of living statistics UK: 2024

We looked into what Brits are planning to sacrifice to keep their savings and finances afloat amid a cost of living crisis.

Matthew Boyle 1 September 2023
Cost of living statistics UK: 2024

Best bank accounts for expats in the UK

Expats living in the UK can usually open a UK bank account as long as they meet the bank’s criteria.

Matthew Boyle 18 August 2023
Best bank accounts for expats in the UK

Digital wallet statistics: Usage and market size

We look at digital wallet usage in the UK and globally, as well as the market size compared to other payment methods.

Matthew Boyle 27 July 2023
Digital wallet statistics: Usage and market size

What is the average savings interest rate in the UK?

High inflation could be making your savings accounts lose value in "real terms". We look at historical savings versus inflation rates.

Matthew Boyle 17 July 2023
What is the average savings interest rate in the UK?

Savings statistics 2024: Average savings in the UK

Our 2024 savings statistics show the average person in the UK has £11,185 in savings but 1 in 6 Brits (16%) have no savings at all.

Matthew Boyle 17 July 2023
Savings statistics 2024: Average savings in the UK
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