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Matthew Boyle

Matthew Boyle

Publisher

Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing and has commissioned over 600 guides helping UK consumers and small business owners make better financial decisions.

Matthew holds a BSc in European Business from the University of Hertfordshire and in his spare time loves to walk around Norfolk enjoying the local wildlife.

Expertise

  • Helping first-time buyers apply for a mortgage
  • Comparing bank accounts and highlighting useful features
  • Publishing easy-to-understand guides

Experience

  • Published over 600 articles on personal finance
  • Featured in leading trade publications and national press including The Times, The Telegraph, The Mirror, The Daily Express and more
  • On the judging panel for Finder’s Banking Innovation Awards

Education

  • BSc (Hons) European Business | University of Hertfordshire

Featured publications

Industry insights from Matthew Boyle

We asked Matthew to share his expertise by answering a few questions about the mortgage and banking industry in 2021.

What tips can you give to first-time buyers for getting approved for a mortgage?

Preparation is everything. For most people, getting their first mortgage is the biggest financial decision of their lives. Do your research to know any obstacles you may face, learn about what type of mortgage you want, and what fees there are. Mortgage brokers can help by providing specialist advice, for a fee. It’s smart to have a back-up plan, too. First-time buyers often find themselves being declined for a mortgage for their dream property through circumstances that can be hard to foresee. This can be disheartening but unfortunately is sometimes part of the process of getting on the property ladder.

How has the pandemic affected the mortgage industry?

Tighter lending criteria, an economic slowdown and general uncertainty among UK consumers have led to some difficult times for would-be buyers. While Brits have had some help from temporarily reduced rates in stamp duty, and lenders offering mortgage holidays, it’s still tough times for many, and house prices have risen hugely in some areas. I believe it’s far from over - the ramifications of the pandemic on mortgages and home-buying will be felt for a long time yet.

Do you think a cashless society is possible?

This transformation is well underway, speeded hugely by the pandemic. The technology in the industry is being developed at an incredible rate and initiatives like Open Banking allow users to manage nearly all aspects of their bank account and spend their money from their mobile phone. As banks continue to close branches and ATMs across the UK, more people will avoid using cash.

Featured videos

Latest articles by Matthew Boyle

306 articles written by this author

Best bank cards for kids: Debit and prepaid cards

Support your child's financial knowledge and teach them important real-life money skills in a safe and controlled way with a kids' debit card.

Matthew Boyle 24 May 2024
Best bank cards for kids: Debit and prepaid cards

Business failure statistics UK

We look at business survival rates, how the chance of business failure varies between industries and some of the reasons businesses stop trading.

Matthew Boyle 16 May 2024
Business failure statistics UK

Tax on savings interest calculator UK

Our personal savings allowance calculator will show you whether you need to pay tax on your savings - and how much.

Chris Lilly & Matthew Boyle 8 May 2024
Tax on savings interest calculator UK

Kroo vs Monzo: Which is the best?

We take a closer look at 2 of the digital banking brands leading the way in the UK. Compare Kroo and Monzo in our side by side guide.

Matthew Boyle 19 April 2024
Kroo vs Monzo: Which is the best?

What is a good salary in London?

According to the latest figures, a single person living in London would need a gross salary of £37,000 to be financially stable.

Matthew Boyle 5 April 2024
What is a good salary in London?

Send money overseas with a great rate and low fees

Learn about the best options for sending money overseas.

Matthew Boyle 20 March 2024
Send money overseas with a great rate and low fees

Inflation around the world: Global inflation tracker and map

Global inflation tracker: check out our map with the most recent inflation data for 180 countries around the world.

Matthew Boyle 2 February 2024
Inflation around the world: Global inflation tracker and map

Financial stress and mental health statistics UK

7 in 10 Brits (70%) have experienced financial stress, so we look at the latest statistics to see the impact money has on our mental health.

Matthew Boyle 15 November 2023
Financial stress and mental health statistics UK

What is the average energy bill in the UK?

We look at the average energy bill in the UK by household size and the latest statistics on energy bill payments in the UK.

Matthew Boyle 16 October 2023
What is the average energy bill in the UK?

The cheapest countries to study in Europe in 2023

Costs to study in Europe, when including tuition fees, rent and living costs, vary, but here are the cheapest countries for students.

Matthew Boyle 21 September 2023
The cheapest countries to study in Europe in 2023
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