Home Authors Matthew Boyle
Matthew Boyle

Matthew Boyle

Publisher

Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing and has commissioned over 600 guides helping UK consumers and small business owners make better financial decisions.

Matthew holds a BSc in European Business from the University of Hertfordshire and in his spare time loves to walk around Norfolk enjoying the local wildlife.

Expertise

  • Helping first-time buyers apply for a mortgage
  • Comparing bank accounts and highlighting useful features
  • Publishing easy-to-understand guides

Highlights

  • Published over 600 articles on personal finance
  • Featured in leading trade publications and national press including The Times, The Telegraph, The Mirror, The Daily Express and more
  • On the judging panel for Finder’s Banking Innovation Awards

Education

  • BSc (Hons) European Business | University of Hertfordshire

Featured Publications

Industry insights from Matthew Boyle

We asked Matthew to share his expertise by answering a few questions about the mortgage and banking industry in 2021.

What tips can you give to first-time buyers for getting approved for a mortgage?

Preparation is everything. For most people, getting their first mortgage is the biggest financial decision of their lives. Do your research to know any obstacles you may face, learn about what type of mortgage you want, and what fees there are. Mortgage brokers can help by providing specialist advice, for a fee. It’s smart to have a back-up plan, too. First-time buyers often find themselves being declined for a mortgage for their dream property through circumstances that can be hard to foresee. This can be disheartening but unfortunately is sometimes part of the process of getting on the property ladder.

How has the pandemic affected the mortgage industry?

Tighter lending criteria, an economic slowdown and general uncertainty among UK consumers have led to some difficult times for would-be buyers. While Brits have had some help from temporarily reduced rates in stamp duty, and lenders offering mortgage holidays, it’s still tough times for many, and house prices have risen hugely in some areas. I believe it’s far from over - the ramifications of the pandemic on mortgages and home-buying will be felt for a long time yet.

Do you think a cashless society is possible?

This transformation is well underway, speeded hugely by the pandemic. The technology in the industry is being developed at an incredible rate and initiatives like Open Banking allow users to manage nearly all aspects of their bank account and spend their money from their mobile phone. As banks continue to close branches and ATMs across the UK, more people will avoid using cash.

Featured videos

Latest articles by Matthew Boyle

481 articles written by this author

Business banking statistics

4 in 10 (43%) of UK business account holders have never switched banks and do not intend to switch in 2022.

Matthew Boyle 27 September 2022
Business banking statistics

Compare current accounts

If you don't feel like you're getting much from your bank account, switching has never been easier! Banks and building societies offer up cash and vouchers when you switch, and will handle the boring bits for you.

Matthew Boyle 15 September 2022
Compare current accounts

Compare savings accounts

If you don't feel like you're getting much from your savings account or want to open a new one, switching or opening has never been easier!

Matthew Boyle 15 September 2022
Compare savings accounts

Cost-of-living sacrifices

We have looked into what Brits are planning to sacrifice in order to keep their savings and finances afloat amid a cost of living crisis.

Matthew Boyle 24 August 2022
Cost-of-living sacrifices

Best student bank account in the UK 2022

Free railcards, perks and interest-free overdrafts - banks will do anything to make young students their customers. Use our guide to help you open the right account today.

Matthew Boyle 10 August 2022
Best student bank account in the UK 2022

View travel money locations: A to Z listing

An A to Z listing of countries to travel to.

Matthew Boyle 28 July 2022
View travel money locations: A to Z listing

Compare student bank accounts

Free railcards, perks and interest-free overdrafts - banks will do anything to make young students their customers. Use our guide to help you open the right account today.

Matthew Boyle 19 July 2022
Compare student bank accounts

Social media statistics

We did some research into the biggest social networks and found some pretty impressive stats.

Matthew Boyle 13 July 2022
Social media statistics

Historical inflation rate vs savings account rates

Savings accounts would have lost the average saver over £1,012 in real terms over the last 5 years as inflation soars to 9.1% in 2022.

Matthew Boyle 4 July 2022
Historical inflation rate vs savings account rates

Kids banking statistics

Three in five (61%) children in the UK aged between 10 and 15 use an app to manage their money.

Matthew Boyle 21 April 2022
Kids banking statistics
Go to site