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Matthew Boyle

Matthew Boyle

Publisher

Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing and has commissioned over 600 guides helping UK consumers and small business owners make better financial decisions.

Matthew holds a BSc in European Business from the University of Hertfordshire and in his spare time loves to walk around Norfolk enjoying the local wildlife.

Expertise

  • Helping first-time buyers apply for a mortgage
  • Comparing bank accounts and highlighting useful features
  • Publishing easy-to-understand guides

Highlights

  • Published over 600 articles on personal finance
  • Featured in leading trade publications and national press including The Telegraph, The Mirror, The Daily Express and more
  • On the judging panel for Finder’s Banking Innovation Awards

Education

  • BSc (Hons) European Business | University of Hertfordshire

Featured Publications

Industry insights from Matthew Boyle

We asked Matthew to share his expertise by answering a few questions about the mortgage and banking industry in 2021.

What tips can you give to first-time buyers for getting approved for a mortgage?

Preparation is everything. For most people, getting their first mortgage is the biggest financial decision of their lives. Do your research to know any obstacles you may face, learn about what type of mortgage you want, and what fees there are. Mortgage brokers can help by providing specialist advice, for a fee. It’s smart to have a back-up plan, too. First-time buyers often find themselves being declined for a mortgage for their dream property through circumstances that can be hard to foresee. This can be disheartening but unfortunately is sometimes part of the process of getting on the property ladder.

How has the pandemic affected the mortgage industry?

Tighter lending criteria, an economic slowdown and general uncertainty among UK consumers have led to some difficult times for would-be buyers. While Brits have had some help from temporarily reduced rates in stamp duty, and lenders offering mortgage holidays, it’s still tough times for many, and house prices have risen hugely in some areas. I believe it’s far from over - the ramifications of the pandemic on mortgages and home-buying will be felt for a long time yet.

Do you think a cashless society is possible?

This transformation is well underway, speeded hugely by the pandemic. The technology in the industry is being developed at an incredible rate and initiatives like Open Banking allow users to manage nearly all aspects of their bank account and spend their money from their mobile phone. As banks continue to close branches and ATMs across the UK, more people will avoid using cash.

Featured videos

Latest articles by Matthew Boyle

623 articles written by this author

Turkish Bank business bank account comparison and review

In this review, you'll discover the main pros and cons of the business current accounts available from Turkish Bank.

Matthew Boyle 14 July 2021
Turkish Bank business bank account comparison and review

Best business bank accounts for 2021

Want to avoid fees or integrate with your bookkeeping software? Here's our pick of the top business current accounts.

Matthew Boyle 9 July 2021
Best business bank accounts for 2021

Best business bank accounts for 2021

Want to avoid fees or integrate with your bookkeeping software? Here's our pick of the top business current accounts.

Matthew Boyle 8 July 2021
Best business bank accounts for 2021

Best business bank accounts for 2021

Want to avoid fees or integrate with your bookkeeping software? Here's our pick of the top business current accounts.

Matthew Boyle 8 July 2021
Best business bank accounts for 2021

What is a company formation?

Discover the essential steps of a company formation and the pros and cons of this process.

Matthew Boyle 22 April 2021
What is a company formation?

How to reserve a company name

Discover how to reserve a company name and what this means for your business

Matthew Boyle 22 April 2021
How to reserve a company name

How to set up a holding company

Discover what a holding company is, how to set one up and whether it's worth doing.

Matthew Boyle 22 April 2021
How to set up a holding company

How to set up a limited company

Discover what a limited company is, how to set one up and whether you should bother doing it at all.

Matthew Boyle 22 April 2021
How to set up a limited company

Compare business bank accounts UK 2021

Discover what business bank accounts offer and how to compare them to find the best account for you.

Matthew Boyle 22 April 2021
Compare business bank accounts UK 2021

Current accounts with cashback UK 2021

Learn how current accounts with cashback work, whether they're right for you and how to find the best current account.

Matthew Boyle 16 April 2021
Current accounts with cashback UK 2021
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