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You may have gotten tagged for parking in the wrong spot, but you don’t have to worry about one ticket affecting insurance. However, not paying for your tickets could affect your credit score or result in legal consequences.
Parking tickets don’t directly hurt your car insurance rates because insurers look at driving-related factors like moving violations, license suspensions or points on your driving record. However, if you avoid paying the ticket for a long time and get your license suspended, you can expect higher premiums.
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Most of the time, your parking ticket won’t affect your rates at all. But if you’ve racked up several, you could get higher rates for several worst-case scenarios:
Whether or not your parking ticket spiraled into higher insurance rates, you can lower your premium in several ways:
You don’t need to do anything with insurance if you just received one parking ticket and paid on time. But if multiple unpaid tickets get listed on your credit or driving record as a suspension, you might need to follow a few steps:
Since a parking ticket isn’t a moving violation, you shouldn’t see any effects on your driving record or insurance. However, forgetting to pay multiple tickets over a long time could tag you with multiple consequences.
The best way to avoid high rates is to simply pay your tickets on time and shop multiple providers for the best value.
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