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We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Jeep Wrangler is $142.94 — or $1,715.28 a year. However, your actual costs depend on your driving history, vehicle model and year, ZIP plus other factors. And some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose.
| Model Year | Progressive | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2011 Jeep Wrangler | $99.74 | $83.36 | $136.82 | $220.48 | $135.10 |
| 2016 Jeep Wrangler | $100.24 | $94.02 | $153.77 | $167.82 | $128.96 |
| 2021 Jeep Wrangler | $112.74 | $106.06 | $204.48 | $148.48 | $142.94 |
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
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Shopping for auto insurance is a necessary evil of vehicle ownership — many providers use confusing language and every one claims to have the best price. But at the end of the day, coverage can provide peace of mind on and off the road, not to mention that it’s mandatory in almost every state.
So while you probably won’t be able to avoid purchasing coverage, you can make the process easier if you know what to look for. Here’s how to compare insurance for the Jeep Wrangler.
Most insurance companies can offer coverage for your Wrangler, so it’s a matter of finding the best policy and price for your situation. Insurers determine the insurance cost for your vehicle based on safety ratings, theft rates, replacement costs and damage susceptibility.
The Wrangler is designed to perform well on and off the road, and it comes equipped with features that can prevent accidents or lessen the blows. Those features include:
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Jeep Wrangler:
The iconic Jeep Wrangler began production in 1986 and is currently in its fourth generation, which is called the JL. Available as a two or four-door convertible SUV, the 2018 Wrangler is safer, more comfortable and more efficient than its predecessors.
While the 2018 Wrangler doesn’t have official safety ratings yet, the 2017 model gets a 5.7/10 from U.S. News and J.D. Power. On top of that, the IIHS gives it below average ratings in almost every category.
According to US News and JD Power, the 2018 Wrangler gets an underwhelming 2.5/5 star reliability rating, which is worse than most vehicles in its class.
The Jeep Wrangler is an all-terrain vehicle that can hold its own almost anywhere you take it. It’s built to last and should require little maintenance if driven under normal conditions.
However, it does have a high average repair cost, which you may want to keep in mind if you’re planning on taking it off road frequently. Regardless, it’s important that you adhere to a basic maintenance schedule that includes things like oil changes and inspections.
The Wrangler is backed by Jeep’s 3-year/36,000-mile limited warranty and five-year/60,000-mile powertrain warranty, which covers issues due to defective parts and service. On top of that, the Wrangler also comes with five years of corrosion protection and five years/60,000 miles of roadside assistance. Unlike other similar vehicles, Jeep does not provide a complimentary maintenance plan.
Although Jeep doesn’t offer an official extended warranty for the Wrangler, its parent company, Mopar, does. It has two vehicle protection plans that are available in multiple terms and provide up to eight years/125,000 miles of additional protection.
These plans include rental allowances, OEM part replacements, work from certified technicians and more. Considering that the Wrangler has high average repair costs and a low reliability rating, the vehicle protection plans might be a good idea.
While there aren’t many other vehicles like the Wrangler, you can find out what else Jeep has to offer or explore other manufacturers to see what’s out there.
The Jeep Wrangler is an iconic off-road vehicle that’s been around since 1974. While its rugged design can handle almost anything you put it through, average repair costs are high, especially under heavy use.
It holds below-average reliability and safety ratings which could increase the cost of insurance, but Mopar’s vehicle protection plans may be able to help. In any case, it’s important that you have the right coverage for your Wrangler, so you should compare your options to find out which provider offers the best value.
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