Jeep Wrangler insurance rates
Shedding light on car insurance prices
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The iconic Jeep Wrangler began production in 1986 and is currently in its fourth generation, which is called the JL. Available as a two or four-door convertible SUV, the 2018 Wrangler is safer, more comfortable and more efficient than its predecessors. Keep reading to find out how these factors might affect the cost of insurance.
The average cost of auto insurance for a Jeep Wrangler is $154 per month, or $1,848 a year. This estimate is roughly $500 higher than the national average, which could be due to a handful of different variables. The cost of auto insurance is influenced by vehicle, driver and location-specific factors, which is why it’s important to get quotes that will accurately reflect your situation.
Allstate. Though Allstate’s rates can be a bit higher than its competition, the service is well worth the price. This provider offers a selection of customizable coverage options, rewards for safe drivers and one on one service from your own dedicated agent.
Esurance. Esurance was founded in 1999 and has since grown to become one of the most popular providers in the country. It sells coverage directly to customers through its efficient online platform and convenient mobile app.
Nationwide. Best known for its slogan, “Nationwide is on your side”, Nationwide is among the nation’s top 10 auto insurance providers. Home to the Plenti Rewards Program and On Your Side auto repair network, this provider strives to make auto insurance more convenient.
Shopping for auto insurance can be a hassle; many providers use confusing language and every one claims to have the best price. But at the end of the day, coverage can provide peace of mind on and off the road, not to mention that it’s mandatory in almost every state. So while you probably won’t be able to avoid purchasing coverage, you can make the process easier if you know what to look for. Here’s how to compare insurance for the Jeep Wrangler.
Insurance providers determine the insurance cost for your vehicle based on safety ratings, theft rates, replacement costs, damage susceptibility and other factors. While your location and driving history can influence your rates, the vehicle you drive has a much greater effect on the variables above, your make and model play an integral role in the price you pay for insurance. Here’s how the Jeep Wrangler’s characteristics might affect the cost of coverage.
You could save money on car insurance for your Jeep Wrangler if it comes equipped with these safety features.
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Jeep Wrangler:
While the 2018 Wrangler doesn’t have official safety ratings yet, the 2017 model gets a 5.7/10 from U.S. News and J.D. Power. On top of that, the IIHS gives it below average ratings in almost every category.
According to U.S. News and J.D. Power, the 2018 Wrangler gets an underwhelming 2.5/5 star reliability rating, which is worse than most vehicles in its class.
The Jeep Wrangler is an all-terrain vehicle that can hold its own almost anywhere you take it. It’s built to last and should require little maintenance if driven under normal conditions. However, it does have a high average repair cost, which you may want to keep in mind if you’re planning on taking it off road frequently. Regardless, it’s important that you adhere to a basic maintenance schedule that includes things like oil changes and inspections.
The Wrangler is backed by Jeep’s 3-year/36,000-mile limited warranty and 5-year/60,000-mile powertrain warranty, which covers issues due to defective parts and service. On top of that, the Wrangler also comes with 5 years of corrosion protection and 5 years/60,000 miles of roadside assistance. Unlike other similar vehicles, Jeep does not provide a complimentary maintenance plan.
Although Jeep doesn’t offer an official extended warranty for the Wrangler, its parent company, Mopar, does. It has two vehicle protection plans that are available in multiple terms and provide up to eight years/125,000 miles of additional protection. These plans include rental allowances, OEM part replacements, work from certified technicians and more. Considering that the Wrangler has high average repair costs and a low reliability rating, the vehicle protection plans might be a good idea.
The Jeep Wrangler has been around since 1986 and is currently in its third generation. The compact SUV is known for its excellent off-road capabilities and strong V6 engine. In 2015, there were over 202,000 sales in the United States.
Insurance companies consider a number of factors when calculating your premiums, which is why rates can change based on a driver’s history and location. Jeep shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Jeep Wrangler shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
A 2017 Jeep Wrangler starts at a base price of $23,995. With the average insurance rate at $1,848 per year, the annual insurance cost–to–base car price ratio is 7.7%.
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While there aren’t many other vehicles like the Wrangler, you can find out what else Jeep has to offer or explore other manufacturers to see what’s out there.
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The Jeep Wrangler is an iconic off road vehicle that’s been around since 1974. While its rugged design can handle almost anything you put it through, average repair costs are high, especially under heavy use. It holds below-average reliability and safety ratings which could increase the cost of insurance, but Mopar’s vehicle protection plans may be able to help. In any case, it’s important that you have the right coverage for your Wrangler, so you should compare your options to find out which provider offers the best value.
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