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We pulled Dodge Charger car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Dodge Charger is $212.10 a month — or $2,545.17 yearly. However, your actual costs depend on your driving history, vehicle model and year, ZIP plus other factors. And some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose.
| Model Year | Progressive | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2011 Dodge Charger | $123.74 | $112.14 | $188.17 | $209.18 | $158.31 |
| 2016 Dodge Charger | $145.75 | $129.83 | $226.21 | $226.90 | $182.17 |
| 2021 Dodge Charger | $168.75 | $172.65 | $263.26 | $243.73 | $212.10 |
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
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Your auto insurance premiums are largely influenced by your chances of filing claims and the cost to pay them out. Since vehicle performance, theft rates, safety features and other details can vary between makes and models, insurance providers rely on your choice of vehicle when calculating your rates. Here’s how the Dodge Charger measures up.
You should have no trouble finding coverage for your Charger from major insurance companies, so compare multiple quotes to get the best price on the coverage you need. What to consider while shopping around:
Each Dodge Charger comes equipped with safety and driver assistance features, so include these features to qualify for available discounts.
According to U.S. News and J.D. Power, the 2018 Dodge Charger holds an 8.9/10 for safety. This rating is backed by near-perfect ratings in almost every category from the IIHS and a 5/5-star safety rating from the NHTSA.
In 2019, Chrysler recalled specific 2019 models for incompatible front wheel and brake packages that could result in sudden tire pressure loss and increase the risk of a crash.
In terms of reliability, the Charger gets a 2/5 star rating from U.S. News and JD Power, which is below average for other vehicles in its category. Previous years seem to have slightly better ratings, but not by much.
While the Charger is designed for performance, it’s the only four-door muscle car in production. This configuration makes it a great option for families or anyone that values the convenience of a sedan with the power of a muscle car.
The higher-end models may require regular maintenance if they’re driven aggressively, but the entry-level versions should be fine with routine oil changes and other recommended service appointments. Here’s what to expect.
The Charger comes with a standard three-year/36,000-mile limited warranty and five-year/60,000-mile powertrain warranty. New vehicles also include five years of corrosion protection and roadside assistance.
Dodge doesn’t offer an extended warranty for the Charger but there are two vehicle protection plans available through its parent company, Mopar. Terms are available up to eight years/125,000 miles and covers parts, rental allowances and more. The Charger is rated below average for reliability, so these protection plans can provide peace of mind after the initial warranty runs out.
Originally released in 1966, there have been seven generations of the Dodge Charger to date. Although the first models of the Charger were produced as a two-door coupe, the modern version is a sedan, the only four-door muscle car currently in production.
The large car is known for its spacious interior, sporty handling, strong V8 engine and low base price. Despite its understated design, the Charger can have up to 700 horsepower, which could make it expensive to insure.
While the Charger is the only four-door muscle car currently in production, you may be able to find similar options by shopping around. Explore other manufacturers or find out what else Dodge has to offer.
Starting at just under $30,000, the Dodge Charger offers a balance between convenience and power. While the entry-level Charger SXT comes with about 300 horsepower, there are a number of models and options that have the potential to put out over 700.
Despite its power, every model comes equipped with great safety and driver assistance features that may be eligible for auto insurance discounts. With that being said, there are a number of factors that can influence the cost of insurance, which is why it’s important to compare your options to find the best price for the coverage you need.
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