Ford Mustang insurance rates
Shedding light on car insurance prices
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Introduced in 1965, the Ford Mustang is an iconic American muscle car that is currently in its sixth generation. The release of the Mustang spearheaded the “pony car” class of American muscle cars, affordable sports coupes by the likes of the Chevrolet Camaro and Dodge Challenger. Many people believe that muscle cars like the Mustang are expensive to insure, but that’s not always the case.
The average cost of auto insurance for a Ford Mustang is $166 a month — or $1,992 a year, roughly $500 above the national average. However, your actual cost may vary depending on your location, driving history, vehicle options and more. This is why it’s important to get quotes from multiple providers before purchasing coverage.
Allstate. Allstate is one of the highest-rated auto insurance providers in the country. It offers a wide range of customizable coverage options, rewards for safe drivers and a network of dedicated agents to help you find the right coverage.
Liberty Mutual. Liberty Mutual has been in business for over 100 years and is now the fourth largest property and casualty insurer in the country. It has coverage options for almost any situation and great perks like free roadside assistance.
Progressive. Progressive sets itself apart from its competition through an innovative approach to auto insurance. Its website is equipped with a suite of tools that allow customers to learn about insurance, compare policies and purchase coverage online.
Shopping for auto insurance can be tricky; many companies claim to have the best price, which isn’t always accurate since coverage often varies depending on location and provider. Coverage is mandatory in almost every state, so while you won’t be able to avoid it, you can get better auto insurance rates if you know what to look for.
Insurance providers calculate your premiums with respect to your chances of filing claims and the cost of paying them out. While your driving history and location can certainly influence the above factors, the vehicle you drive often has a much larger impact. This is because performance, safety features, theft rates and other elements can vary between make and model. Here’s how the Mustang’s characteristics could affect the price you pay for auto insurance.
You could save money on car insurance for your Ford Mustang if it comes equipped with these safety features.
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Ford Mustang:
The 2018 Ford Mustang has a 9.7/10 safety rating, according to U.S. News and J.D. Power. It also holds near-perfect scores in almost all categories from both the IIHS and NHTSA. All of these scores could help you save on auto insurance.
U.S. News and J.D. Power give the Mustang a 4/5 star reliability rating, which is above average for vehicles in its class. That said, the Mustang is a performance vehicle, so your experience may vary depending on how you drive yours.
The Mustang is a powerful muscle car that is designed for speed and performance. It’s generally considered a reliable vehicle, but driving it frequently or at high speeds will put more strain on the engine and other parts. While it won’t need a great deal of maintenance if it’s treated properly, routine service appointments can ensure that your Mustang performs as it should.
The Mustang comes with Ford’s three-year/36,000-mile new vehicle limited warranty and five-year/60,000 mile powertrain warranty. New vehicles also include five years/60,000 miles of corrosion protection and roadside assistance.
Ford offers a selection of extended service plans that can help protect your Mustang after the initial warranty expires. Available in multiple term lengths, these plans generally include OEM part replacements, rental car allowances, roadside assistance, service from licensed Ford technicians and more. Ford also offers two maintenance plans to cover recommended and scheduled servicing.
The Mustang is an affordable muscle car that offers an exciting driving experience wherever you decide to take it. Depending on your choice of model and build options, the Ford Mustang is capable of over 500 horsepower. That said, all Mustangs come equipped with great safety features and impressive crash test scores that may lead to auto insurance discounts. Compare your options to find out which provider has the best price for the coverage you need.
The Ford Mustang has been around since 1965 and is currently in its sixth generation. The sports car provides a range of strong engines and is known for its comfortable ride, luxurious cabin and good safety scores. The Ford Mustang was named on the Car and Driver Ten Best list for seven different years. In 2016, there were over 105,000 sales in the United States.
Insurance companies determine the insurance cost for a Ford Mustang based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Ford shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Ford Mustang shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
A 2017 Ford Mustang starts at a base price of $25,185. With the average insurance rate at $1,992 per year, the annual insurance cost–to–base car price ratio is 7.9%.
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