Shedding light on car insurance prices
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Many people believe that muscle cars like the Mustang are expensive to insure, but that’s not always the case. The average cost of auto insurance for a Ford Mustang is $166 a month or $1,992 a year, roughly $500 above the national average. However, your actual cost may vary depending on your location, driving history, vehicle options and more.
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Introduced in 1965, the Ford Mustang is an iconic American muscle car that is currently in its sixth generation. The release of the Mustang spearheaded the “pony car” class of American muscle cars, affordable sports coupes by the likes of the Chevrolet Camaro and Dodge Challenger. Sports cars have different insurance needs than other cars, so it pays to compare the right coverage for your model.
| Year | Progressive | Geico | State Farm | Average |
|---|---|---|---|---|
| 2009 | $210 | $217 | $154 | $194 |
| 2010 | $211 | $207 | $166 | $195 |
| 2011 | $213 | $207 | $170 | $197 |
| 2012 | $212 | $207 | $199 | $206 |
| 2013 | $211 | $207 | $199 | $206 |
| 2014 | $211 | $207 | $205 | $208 |
| 2015 | $210 | $371 | $203 | $261 |
| 2016 | $388 | $382 | $210 | $327 |
| 2017 | $346 | $390 | $246 | $327 |
| 2018 | $346 | $315 | $241 | $301 |
| 2019 | $346 | $318 | $250 | $305 |
Learn how the Mustang’s characteristics could affect the price you pay for auto insurance.
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You could save money on car insurance for your Ford Mustang if it comes equipped with these safety features.
The 2018 Ford Mustang has a 9.7/10 safety rating, according to U.S. News and J.D. Power. It also holds near-perfect scores in almost all categories from both the IIHS and NHTSA. All of these scores could help you save on auto insurance. U.S. News and J.D. Power give the Mustang a 4/5 star reliability rating, which is above average for vehicles in its class.
The Ford Mustang has been around since 1965 and is currently in its sixth generation. The sports car provides a range of strong engines and is known for its comfortable ride, luxurious cabin and good safety scores. The Ford Mustang was named on the Car and Driver Ten Best list for seven different years. In 2016, there were over 105,000 sales in the United States.
The Mustang is a powerful muscle car designed for speed and performance. It’s generally considered a reliable vehicle, but driving it frequently or at high speeds will put more strain on the engine and other parts. While it won’t need a great deal of maintenance if it’s treated properly, routine service appointments can ensure that your Mustang performs as it should.
The Mustang comes with Ford’s three-year/36,000-mile new vehicle limited warranty and five-year/60,000 mile powertrain warranty. New vehicles also include five years/60,000 miles of corrosion protection and roadside assistance.
Ford offers a selection of extended service plans that can help protect your Mustang after the initial warranty expires. Available in multiple term lengths, these plans generally include OEM part replacements, rental car allowances, roadside assistance, service from licensed Ford technicians and more. Ford also offers two maintenance plans to cover recommended and scheduled servicing.
A 2017 Ford Mustang starts at a base price of $25,185. With the average insurance rate at $1,992 per year, the annual insurance cost–to–base car price ratio is 7.9%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| C-Max | $238 | $36,620 |
| Edge | $173 | $25,905 |
| Escape | $178 | $22,405 |
| Expedition | $172 | $20,000 |
| Explorer | $171 | $55,450 |
| F-150 | $157 | $16,975 |
| F-250 | $167 | $23,100 |
| F-350 | $245 | $30,745 |
| F-450 | $166 | $27,500 |
| Fiesta | $180 | $13,660 |
| Flex | $171 | $30,025 |
| Focus | $238 | $16,775 |
| Fusion | $178 | $22,610 |
| GT | $245 | $450,000 |
| Mustang | $166 | $25,185 |
| Taurus | $173 | $27,345 |
| Transit Connect | $172 | $23,010 |
| EcoSport | $130 | $20,990 |
Explore the rest of Ford’s lineup or find out what other vehicles different manufacturers may have to offer.
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The Mustang is an affordable muscle car that offers an exciting driving experience wherever you decide to take it. Depending on your choice of model and build options, the Ford Mustang is capable of over 500 horsepower. That said, all Mustangs come equipped with great safety features and impressive crash test scores that may lead to auto insurance discounts. Compare your options to find out which provider has the best price for the coverage you need.
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