Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Book now, pay later hotels

Secure your accommodation without tapping into your travel fund.

Posted

Fact checked
woman opening a window in a hotel

Book now, pay later hotel reservations can be super handy when you spot a great deal but need a little extra time to come up with the money. Just keep in mind that if you choose a financing option like Affirm, you’ll have to pay interest on the balance.

Reserve now pay later hotels

expedia

1. Expedia

After selecting the rooms you’d like to book, click Monthly Payments at checkout to pay monthly installments through Affirm. Choose between paying the balance in full over three, six or 12 months. You can typically only use Affirm for nonrefundable bookings.

  • If you choose a Pay Now hotel room, you could use Affirm as a payment method at checkout.
expedia

2. Orbitz

When you book a hotel room with a free cancellation policy, you’ll enter your credit card details but won’t be charged until check-in. Keep in mind that these rooms might be more expensive overall than nonrefundable reservations.

  • If you choose a Pay Now hotel room, you could use Affirm as a payment method at checkout.
expedia

3. Booking.com

With most reservations on Booking.com, you can choose to pay upon check-in rather than online. Eligible properties display a note that says No prepayment needed. We also love that there aren’t any booking fees.

    expedia

    4. Hotels.com

    When you find a room and click Let’s book, Hotels.com gives you the option to pay online or pay at the hotel. Generally, the prices are the same — though you won’t be able to redeem any Hotels.com Rewards if you choose to pay at the property.

      expedia

      5. Priceline

      Choose a Pay Later room to postpone payment until you check in at the hotel. With Priceline, you can also choose to filter by Free Cancellation in case your travel plans are liable to change.

        expedia

        6. Agoda

        Agoda usually lets you book without even a credit card — look for hotels with Pay $0 Today in the description. You can also filter your search by pay later hotels, to ensure that you’re not tempted by properties that require immediate funds.

          expedia

          7. STA Travel

          It has a $50 accommodation deposit for eligible bookings that secures your price for up to eight weeks — without any interest. To take advantage of this program, you’ll have to call an STA Travel representative.

            expedia

            8. OneTravel

            Book your hotel with OneTravel, but don’t pay until you check in. Choose a room that comes with a flexible cancellation policy to avoid fees if you need to tweak or cancel your trip later on.

              Which hotel booking sites offer Affirm?

              Expedia and Orbitz both offer Affirm for book now, pay later hotels.

              What book now, pay later accommodation options are available from these companies?

              Depending on where you book, you’ll have different pay later options. Here’s how you can pay for stays booked on each site:

              CompanyPayment options
              ExpediaAffirm
              OrbitzAffirm or pay on arrival at hotelVisit Orbitz
              Booking.comPay on arrival at hotelVisit Booking.com
              Hotels.comPay on arrival at hotelVisit Hotels.com
              PricelinePay on arrival at hotelVisit Priceline
              AgodaPay on arrival at hotelVisit Agoda
              STA Travel$50 deposit and pay over 8-week periodVisit STA Travel
              OneTravelPay on arrival at hotelVisit OneTravel

              How do book now, pay later options for hotels work?

              It depends on whether you choose a financing option like Affirm, or simply make a reservation that won’t charge you until check-in.

              With Affirm, you’ll choose between a three, six or 12 month payment period. During the time it takes for you to complete the payments, your balance will accumulate interest. Think of it as a short-term loan.

              To avoid extra fees, your best bet is to book a hotel room that won’t charge you until the day you arrive. This type of reservation typically comes with a flexible cancellation policy, and in some cases might be a bit pricier than a nonrefundable rate, but might be a good choice if your plans are subject to change.

              Book now, pay later hotels in Las Vegas

              Headed to Las Vegas? Find a book now, pay later hotel room through any of the sites we’ve listed on this page. Choose Agoda to save your sin city spot in a flash, because you can secure a room without entering credit card information when you book far enough in advance.

              Travelocity Travelocity

              Vacation packages now under $400

              Flight and hotel included for getaways to: Miami, Orlando, Las Vegas, NYC, Honolulu, Los Cabos, and more. T&Cs apply

              Last verified

              Deal ends

              Priceline Priceline

              Up to 60% off Las Vegas hotels

              Terms and Exclusions Apply, See Site for Details

              Last verified

              Deal ends

              BookVIP.com BookVIP.com

              Vegas deluxe suite with dining voucher and Cirque du Soleil was: $1197 now: $199

              T&Cs apply

              Last verified

              Deal ends

              Want to book a hotel online? Use one of our coupons:

              Priceline Priceline

              Up to 50% off highest rated hotels on your next booking

              Top rated hotels at great prices. Guaranteed one of 3 hotels shown. Plus, get VIP discounts on future bookings. T&Cs apply.

              Last verified

              Travelocity Travelocity

              Vacation packages now under $400

              Flight and hotel included for getaways to: Miami, Orlando, Las Vegas, NYC, Honolulu, Los Cabos, and more. T&Cs apply

              Last verified

              Deal ends

              Hotels.com Hotels.com

              Book now and stay later - enjoy an extra 8% off hotels with free cancellation on most hotels

              Last verified

              Coupon code ends

              CheapAir CheapAir

              Save up to 20% off hotel bookings at CheapAir.com

              T&Cs apply.

              Last verified

              Hotels.com Hotels.com

              Extra 15% off select hotels

              T&Cs apply

              Last verified

              Coupon code ends

              Orbitz Orbitz

              Vacation with freedom and flexibility - free cancellation hotels

              T&Cs apply

              Last verified

              Deal ends

              Atlantis Bahamas Atlantis Bahamas

              Up to $500 off when you book flight and hotel

              T&Cs apply

              Last verified

              Deal ends

              Booking.com Booking.com

              Get up to 50% off hotel stays when you join

              Plus free cancellations on most rooms. T&Cs apply.

              Last verified

              CheapTickets CheapTickets

              Save an extra 16% on select hotels

              T&Cs apply

              Last verified

              Coupon code ends

              Bottom line

              After nabbing the perfect hotel room for your future stay, it’s time to figure out how to get there. If you have the plans but not the funds, browse book now, pay later options for sky travel.

              Frequently asked questions

              Ask an Expert

              You are about to post a question on finder.com:

              • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
              • finder.com is a financial comparison and information service, not a bank or product provider
              • We cannot provide you with personal advice or recommendations
              • Your answer might already be waiting – check previous questions below to see if yours has already been asked

              Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

              By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

              Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
              Go to site