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Whether you’re planning to explore the cobblestone villages, relax on the golden beaches or indulge in the local cuisine, getting your travel money sorted out before you leave is crucial for a successful trip to Portugal.
Portuguese towns and cities have many banks and ATMs and using a major credit card shouldn’t give you a problem. If you can steer clear of the currency conversion and international ATM withdrawal fee, you’ll be spending smart and saving on fees. For some helpful tips and tricks, use our travel money guide to discover how you can spend for less while you’re in Portugal
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One of the main differences to take into consideration when looking at different types of travel money is the exchange rate. It can also make sense to load money and lock in a rate on your travel card if you think euros are going to get more expensive to buy in the future. As always, you’ll want a credit card for emergencies and to score different travel perks such as complimentary insurance and rewards.
Whether you go for the sun, the olives or to explore the ancient cities of the once great imperial power, compare and apply for the right travel money so you don’t get buried in fees when withdrawing money or making purchases.
A travel friendly credit card will allow you to make day to day payments in Portugal without the charge for currency conversion. You could even fall into a pool of perks which would ordinarily be an out of pocket expense — travel insurance, for example.
Credit cards also offer interest free days on purchases when you pay your statement in full by the due date. Avoid using your credit card for ATM withdrawals. This is a cash advance that will accrue high interest immediately and you’ll pay a cash advance fee.
Debt cards will have a wide acceptance throughout Portugal, but what you’ll want to look for is a card that can either waiver the international ATM fee, currency conversion fee or foreign transaction fee.
If a local merchant or ATM gives you the option to pay in local currency when using your card, always go this route because the conversion rate set in place by your bank will be much more favorable.
The euro is a supported currency on all travel cards. Compare fees like charges for ATM withdrawals and loading and reloading your card. You can lock in a rate when you transfer your dollars to euros, which can be handy if you think the value of the dollar is going to drop.
There are going to be situations when you need cash on your trip. For example, some places won’t take cards if you’re spending less than 10 to 20 euros – other merchants won’t take cards at all. If you pick the right card, there’s no reason why you shouldn’t have euros in your pocket.
If you’ve brought dollars with you to Portugal, you won’t have trouble getting your cash changed to Euros on the street.
Banks and exchange offices in Portugal will likely turn your traveler’s checks away. Use the right credit card, debit card or a travel card instead. These travel money products offer all the advantages of traveler’s checks and none of the drawbacks.
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You can take as many euros with you as you want, but you have to declare if you’re carrying more than 10,000 euros.
Your options for changing USD to EUR include banks and foreign exchange services like Travelex. Travelex also has rather convenient airport pickup locations.
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While Portugal is not as cheap as it used to be, visitors will find it much cheaper than other popular destinations in Western and Northern Europe. Whether you be someone who prefers to stay in a hotel or a hostel for cheap, Portugal can fit the budget of any traveler. Even eating out and exploring the city is quite affordable if you choose to go that route.Budget travelers can expect to pay about $45 a day, while those with bigger budgets can plan on $100 to $250 a day. All prices are in US dollars.
Budget | Mid range | Luxury | |
---|---|---|---|
Accommodation | Hostel $15–$30 per night | 2-star hotel $50–$100 per night | 5-star hotel $100–$300 per night |
Meals | Casa de pasto $4–$8 | Dinner at a restaurant $20–$30 per dish | 5-star restaurant: $35–$60 per dish |
Activities | Free entry to most museums Free sightseeing of ancient ruins and castles | Lisbon Oceanarium $20 for an adult ticket | Guided 7-day bike tour of Portuguese castles and vineyards (expenses included): $1,250 |
Prices are approximate and subject to change.
What are your travel money tips for Portugal?
A critical component of getting your travel money is order is getting the right travel insurance in place. Travel insurance offers protection from a range of losses including: