Easy access
Best Virgin Money savings account rates compared
Planes, trains, rockets and savings. Virgin Money offers a broad range of savings accounts with interest rates up to 4.22%. Updated daily.
If you're thinking about opening a Virgin Money savings account, here's a rundown of its latest interest rates, and how they hold up against the rest of the market right now. Note that Virgin Money is now part of Nationwide. Virgin Money's top savings rate of 8% is available on one of its easy access accounts.
Easy access savings accounts
Table: sorted by interest rate
Virgin Money's top easy access rate of 8% is the best currently on the market.
5 of 6 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseCash ISAs
Table: sorted by interest rate
Virgin Money's best cash ISA rate of 4.22% is very slightly lower than today's market-best rate of 4.65%.
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseFixed-rate bonds
Table: sorted by interest rate
Virgin Money's best fixed-rate bond rate of 4.12% is slightly lower than today's market-best rate of 4.75%.
2 of 2 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseNotice savings accounts
Table: sorted by interest rate
0 of 0 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseRegular savings accounts
Table: sorted by interest rate
Virgin Money's top regular savings account rate of 7.5% is the best currently on the market.
0 of 0 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseBusiness savings accounts
Table: sorted by interest rate
Virgin Money's best business savings account rate of 4.55% is very slightly lower than today's market-best rate of 4.68%.
Compare other products
We currently don't have that product, but here are others to consider:
How we picked these
Be first to know about new deals
Sign up to receive the latest deals, tips and a chance to win £400! (T&Cs)
Error placeholder Click here to sign in
What is Virgin Money's best savings account with the highest interest rate?
The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Virgin Money offers, plus the highest interest rate currently available.
| Savings account types include | Easy access, cash ISAs, fixed-rate bonds, notice accounts, regular savers, business |
|---|---|
| Best easy access rate | 8% |
| Best cash ISA rate | 4.22% |
| Best fixed-rate bond rate | 4.12% |
| Best notice account rate | 4.3% |
| Best regular saver rate | 7.5% |
| Best business savings account rate | 4.55% |
| Fixed bond terms | 1 year |
| Notice account periods available | 14 days - 180 days |
| Opening options | Branch, website, post, telephone |
| FSCS protection |
Other popular accounts
Didn’t find the account type you were looking for? Check our other guides:
How do I decide which account is for me?
First things first, you need to work out what you’re looking for in a savings account. How often will you want to take money out? Can you afford to stash away large amounts?
If you’re happy to lock away your funds for a year or more and you have a lump sum to invest, a fixed rate bond could be suitable. But if you need access to your money or you want to add to your savings over time, an easy access account might be better.
Once you’ve worked out your financial situation, it’s useful to look at:
- Interest rates
- Fees (if there are any)
- Access to cash (if you need quick access, for instance)
What do customers say about Virgin Money?
83% of customers we surveyed in 2026 would recommend Virgin Money to a friend.
It is seen as a safe, secure bank offering a reliable platform for frequent, regular saving.
Some users praise the highly competitive fixed interest rates that exceed the market average. However, overall sentiment is mixed; while some customers report excellent service, others highlight inconsistent customer support experiences and express mild apprehension over the impending merger with Nationwide.
AI-generated summary from the text of customer reviews on Finder.
What are the pros and cons of banking with Virgin Money?
Pros
- Wide range of savings accounts to choose from.
- Apply for and manage your accounts online.
- You’ll get access to special deals across the wider Virgin group.
- FSCS protection.
Cons
- Some of the best savings rates are only available to existing current account customers.
Bottom line
From easy access and fixed term, to children’s savers and ISAs, there’s a wide range of Virgin Money savings accounts that might suit your needs. Be sure to check out our other reviews first, though, to see how Virgin Money weighs up against the competition in terms of rates, fees, pros and cons.
Frequently asked questions
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.
FREE interest rate alerts
Sign up to receive the latest deals, expert tips, and a chance to win £400! (T&Cs)
Error placeholder Click here to sign in
Sources
Google Play Store,https://play.google.com/store/apps/details?id=com.virginmoney.uk.mobile.android&hl=en_GB
More resources on Finder
More guides on Finder
-
Revolut savings review
Revolut now offers savings accounts to its customers, known as Savings Vaults. You can get interest of paid daily, but the rate depends on which level of account you have. Find out whether Savings Vaults are a good option for your spare cash.
-
Working from home statistics: How many people work from home?
Our research found that 41% of Brits work from home at least some of the time. We look at who is working from home and how commuting costs may impact working patterns.
-
What is the average savings interest rate in the UK?
High inflation could be making your savings accounts lose value in “real terms”. We look at historical savings versus inflation rates.
-
Savings statistics: Average UK savings in 2026
Our 2026 savings statistics show the average savings amount in the UK is £19,214 but 2 in 5 Brits (39%) have £1,000 or less.
-
Chase Saver account review
Discover more about the Chase Saver account, including how the boosted rate works and whether it’s worth it.
-
TSB savings accounts
TSB offers a range of different savings accounts. For anyone looking to save with the bank, take a look at our detailed guide.
-
Halifax savings rates review, from savings accounts to ISAs
Whatever you’re saving for, find the right Halifax savings account for you. Our detailed guide walks you through which of Halifax’s savings accounts is for you.
-
Santander savings accounts
Our guide to Santander’s savings accounts. From ISAs to regular savings, from fixed-term to junior saving accounts, Santander might have the option for you.
-
Best Post Office savings account rates evaluated
Read about the Post Office and the savings accounts they offer. Find out more about the services Post Office Money provide, and see if they are right for you.