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Best Virgin Money savings account rates compared
Planes, trains, rockets and savings. Virgin Money offers a broad range of savings accounts with interest rates up to 4.35%. Updated daily.
If you're thinking about opening a Virgin Money savings account, here's a rundown of its latest interest rates, and how they hold up against the rest of the market right now. Note that Virgin Money is now part of Nationwide. Virgin Money's top savings rate of 4.35% is available on one of its business savings accounts.
Easy access savings accounts
Table: sorted by interest rate
Virgin Money's best easy access rate of 3.55% is significantly lower than today's market-best rate of 6%.
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Cash ISAs
Table: sorted by interest rate
Virgin Money's best cash ISA rate of 4.16% is lower than today's market-best rate of 5.3%.
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Regular savings accounts
Table: sorted by interest rate
Virgin Money's best regular savings account rate of % is significantly lower than today's market-best rate of 8%.
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Business savings accounts
Table: sorted by interest rate
Virgin Money's best business savings account rate of 4.35% is slightly lower than today's market-best rate of 5.2%.
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Other popular accounts
Didn’t find the account type you were looking for? Check our other guides:
How do I decide which account is for me?
First things first, you need to work out what you’re looking for in a savings account. How often will you want to take money out? Can you afford to stash away large amounts?
If you’re happy to lock away your funds for a year or more and you have a lump sum to invest, a fixed rate bond could be suitable. But if you need access to your money or you want to add to your savings over time, an easy access account might be better.
Once you’ve worked out your financial situation, it’s useful to look at:
- Interest rates
- Minimum and maximum balance requirements
- Access to cash (if you need quick access, for instance)
What do customers say about Virgin Money?
83% of customers we surveyed in 2026 would recommend Virgin Money to a friend.
It is seen as a safe, secure bank offering a reliable platform for frequent, regular saving.
Some users praise the highly competitive fixed interest rates that exceed the market average. However, overall sentiment is mixed; while some customers report excellent service, others highlight inconsistent customer support experiences and express mild apprehension over the impending merger with Nationwide.
AI-generated summary from the text of customer reviews on Finder.
What are the pros and cons of banking with Virgin Money?
Pros
- Wide range of savings accounts to choose from.
- Apply for and manage your accounts online.
- You’ll get access to special deals across the wider Virgin group.
- FSCS protection.
Cons
- Some of the best savings rates are only available to existing current account customers.
Bottom line
From easy access and fixed term, to children’s savers and ISAs, there’s a wide range of Virgin Money savings accounts that might suit your needs. Be sure to check out our other reviews first, though, to see how Virgin Money weighs up against the competition in terms of rates, fees, pros and cons.
Frequently asked questions
Our “Best for” picks highlight top options in specific categories based on our independent evaluation (see our full methodology), while “Promoted” tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.
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