Starling Bank: Award-winning
- No monthly fees or fees overseas
- Apply in minutes, direct from the app
- Earn interest on your real-time balance
So, which is better for what? Let’s see…
There’s not much to separate the apps on offer from these three competitors.
Using smart technology they break your transactions down by category or by shop. These are then fed back to you in weekly or monthly insights, showing you where your spending most.
You have total control of your card through their apps, so if you lose your card you can temporarily freeze it or cancel it through your phone.
It’s super quick and easy to pay friends with any of these banking apps, too.
Day-to-day banking is free with all the three of them, so there isn’t really a difference. However:
All the three of them are expanding their range of features, trying to become more than basic digital current accounts. Generally speaking, Monzo and Starling have focused more on offering other kinds of financial and banking products, while Revolut has gone all in with techy features that you can’t find anywhere else. More specifically, these are the main extra features/products they offer:
All in all, they’re all solid banking solutions and none of them is exponentially better than the others. Depending on what you need and how often you go abroad, you may be better off with one or another.
However, if we had to pick one for your average banking needs, it would probably be Starling. There’s little separating it from Monzo, but the higher limit on free ATM withdrawals outside the UK comes handy if you travel to a country where cash is still king.
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