In this guide

  • Our verdict
  • Details
    • Product overview
    • Fees
    • Overdraft information
  • Your reviews

Revolut Ultra review

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Revolut Ultra
Account fee
£55 per month
Interest (AER)
0% AER
Overseas card transactions

Our verdict

Revolut Ultra is the new top-tier membership from the digital banking app. So how do its fees and features stack up?

Revolut Ultra is definitely a premium option. With a focus on airport lounges, lifestyle benefits and investment perks, its placed itself in competition with the likes of American Express. But Revolut Ultra has no minimum income requirement and no APR rates. It does come with a high monthly fee of £55, but if you're someone who travels a lot and is looking a premium card that's not a credit card, then Ultra could tick your boxes. However, for most people, the cost of the card will outweight the benefits. If Revolut Ultra is not for you then you can compare a range of packaged bank accounts here. We also have a guide on premier bank accounts for those with a high annual salary.


  • Fee-free withdrawals abroad
  • Lifestyle benefits
  • Unlimited lounge access
  • Cancellation cover


  • High monthly fee
  • No overdraft available
  • No FSCS protection

In this guide

  • Our verdict
  • Details
    • Product overview
    • Fees
    • Overdraft information
  • Your reviews


Product overview

Account fee £55 per month
Minimum opening balance £0


Foreign cash currency fee in Europe 0%
Foreign cash currency fee in rest of world 0%
Foreign cash transaction fee in Europe £0 up to £2000 per month (A 2% fee or minimum £1 fee applies per transaction after this).
Foreign cash transaction fee in rest of world £0 up to £2000 per month (A 2% fee or minimum £1 fee applies per transaction after this).

Overdraft information

Arranged overdraft available

The digital banking app Revolut has expanded its membership options with a new top-tier plan, Revolut Ultra. The top-end plan promises to deliver exceptional access. In this review, we take a look at its features and see how it stacks up against Revolut’s other membership plans.

What is Revolut Ultra?

Revolut Ultra is a top-end plan with premium benefits for members in the UK and Europe.

The app-based Revolut Ultra account sits on top of the current plans (Standard, Plus, Premium and Metal). Tara Massoudi, Revolut general manager of premium products says it offers “ultimate choice and flexibility in managing finances”.

Features include access to an extensive netowrk of airport lounges worldwide, exclusive lifestyle benefits and investment benefits. Members will also get a platinum-plated Ultra card.

How will Revolut Ultra work?

Like other Revolut accounts, Revolut Ultra operates entirely through its app. As a top-tier membership, it has a monthly fee of £55 (or an annual fee of £540).

In return, members get over £4,000 in annual benefits. These benefits include:

  • Priority member support
  • Subscriptions to Financial Times Digital Premium, ClassPass, WeWork and more
  • 5 full access accounts for Revolut <18
  • Purchase protection & refund protection
  • Fee free transfers to 150+ countries
  • Unlimited access to 1,400+ airport lounges worldwide
  • Travel insurance with cancellation cover
  • Up to 10% cashback with Revolut Stay
  • 10 commission-free stock trades a month (0.12% of the order amount per additional trade thereafter)
  • Low fees on crypto and commodities
  • Annual interest paid daily on savings

Revolut Ultra also comes with the same features of the Revolut Standard account. These key features include:

  • Free ATM withdrawals (up to a monthly limit)
  • Free international payments
  • Free spending on your Revolut card in the UK and abroad
  • Ability to hold a balance on the Revolut app in 30+ currencies
  • Spending categoristation
  • “Group Bills” to split payments
  • Freeze/unfreeze your card and set spending limits
  • Option to buy cryptocurrency

How is Revolut Ultra different from other Revolut memberships?

Revolut Ultra is Revolut’s luxury membership option. The main differences are:

  • Cost. As its premium subscription plan, Revolut Ultra comes with a hefty price tag.
  • Features. It’s features are more focused on lifestyle benefits, travel and investment.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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