Home Authors Michelle Stevens
Michelle Stevens

Michelle Stevens

Editor

Michelle Stevens is a deputy editor at Finder, specialising in banking, finance and mortgages. She has a journalism degree from the University of Sheffield and has been a journalist for more than 10 years, writing on topics including fintech, payment systems and retail. Michelle was the editor of business publications FStech and Retail Systems, and prior to that was a senior writer at People Management magazine. She is often quoted in national media on the subject areas of banking and mortgages. In her spare time, Michelle likes to travel, explore new foodie experiences and attempt to improve her own culinary skills.

Expertise

  • Banking
  • Mortgages
  • Fintech
  • Payments
  • Retail

Highlights

  • Author of three Finder white papers on credit cards, business loans and retail trends
  • Responsible for the UK awards programme of Customer Satisfaction Awards and Innovation Awards at Finder
  • Former editor of the business publications FStech and Retail Systems
  • Former chair of the FStech Awards, Retail Systems Awards and Payments Awards
  • Over a 12-year journalism career, interviewed key executives across the financial, payments and retail sectors, as well as government ministers and senior public sector figures
  • Quoted in the national press as a spokesperson on banking and mortgages
  • Highly commended for journalism work at both the Santander Media Awards and Willis Towers Watson Media Awards

Education

  • Bachelor of Arts, Journalism Studies | University of Sheffield

Featured Publications

Industry insights from Michelle Stevens

We asked Michelle to share some of her latest money management and banking tips.

How can people budget more effectively?

Many banking apps will now alert you when payments go out of your account and they have tools to keep track of how much you have spent that day, week or month, and on what, giving you an extra layer of insight into your spending habits. Try and set yourself a budget for the week, and you could use either your banking app or a specialist budgeting app like Yolt or Emma to keep on top of that target, by tracking your weekly outgoings or setting up notifications for when you’re about to go over your allocated spending amount for that week.

When is it worth switching your current account and how easy is it to do?

It can be worth switching your current account to a new banking provider to take advantage of any cash switching incentives on offer, or to use any new account features that you think will be beneficial to you, such as cashback on bills. You can easily switch current accounts in the UK using the Current Account Switch Service (CASS). The vast majority of banks are signed up to this scheme. You instruct your new banking provider that you want to switch your current account to them, and then it takes care of the whole process. Your new account is opened, your old account is closed, and any regular incoming payments (such as your salary) and outgoing payments (such as direct debits) are automatically moved over for you, along with your account balance. The service is free and guaranteed to take place within the 7 working days leading up to your chosen switch date.

Featured videos

Latest articles by Michelle Stevens

108 articles written by this author

Chase digital bank review

New digital bank Chase has now opened its virtual doors in the UK. Find out more about its free current account.

Michelle Stevens 22 September 2021
Chase digital bank review

Contactless payment limit set to rise to £100 from October

UK consumers will soon be able to use contactless cards for in-store purchases worth more than the current £45 limit.

Michelle Stevens 31 August 2021
Contactless payment limit set to rise to £100 from October

When pocket money goes digital: How the children’s account sector is evolving

Download our free paper to get original research, data-driven analysis, and expert commentary and predictions on the children’s account sector and use of mobile apps.

Michelle Stevens 18 August 2021
When pocket money goes digital: How the children’s account sector is evolving

Stamp duty rate change comes into effect in England and Northern Ireland

Tax-free threshold drops from £500,000 to £250,000 for properties purchased after the stamp duty change on 1 July.

Michelle Stevens 1 July 2021
Stamp duty rate change comes into effect in England and Northern Ireland

Winners announced at the Finder Lending Innovation Awards 2021

These inaugural awards recognise the lending providers displaying the best innovations in their field.

Michelle Stevens 21 June 2021
Winners announced at the Finder Lending Innovation Awards 2021

Lending Innovation Awards 2021

These awards recognise innovation in the areas of credit cards, loans, mortgages and BNPL. We reveal this year's winners.

Michelle Stevens 21 June 2021
Lending Innovation Awards 2021

How we rate budgeting apps

This is how we come up with the star ratings and "best for" picks that you see for budgeting apps and their features.

Michelle Stevens 17 March 2021
How we rate budgeting apps

Winners revealed in the Finder Insurance Innovation Awards 2021

These inaugural awards recognise the insurance brands displaying the best innovations in their field.

Michelle Stevens 10 March 2021
Winners revealed in the Finder Insurance Innovation Awards 2021

Insurance Innovation Awards 2021

These awards identify the most innovative providers across the areas of business, car, health, home, life and pet insurance.

Michelle Stevens 10 March 2021
Insurance Innovation Awards 2021

Finance watchdog warns investors as GameStop saga escalates

FCA reminds retail investors to be wary both of "volatile" market conditions and trading regulations.

Michelle Stevens 29 January 2021
Finance watchdog warns investors as GameStop saga escalates
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