LoungeKey airport lounge programme

Discover how you can get access to airport lounges around the world with the swipe of a card.

The LoungeKey programme can give you complimentary access to over 1,250 airport lounges when you have a participating Mastercard. Depending on the airport lounge, guests travelling with you could also gain lounge entry through this service. LoungeKey is owned by the Collinson Group, the same company that also owns Priority Pass.

Use this guide to learn which credit cards offer LoungeKey benefits and how the programme works, so you can make the most of this complimentary extra.

What lounges can I access with LoungeKey?

LoungeKey offers access to over 1,000 airport lounges located in over 120 countries. You can search for a lounge by country, city or airport through the LoungeKey website or mobile app. However, it’s important to note that how many lounges you can access and how often you could access them will vary depending on the bank and/or card that you’re using.

To give you an idea of the options available, here are some of the airport locations around the world with lounges you can get into through LoungeKey.

  • United Kingdom: Belfast, Birmingham, Bristol, Edinburgh, Glasgow, Jersey, London Gatwick, London Heathrow, Liverpool and Manchester airports. Note that at the time of writing, LoungeKey won’t get you into any lounges at Cardiff airport.
  • Europe mainland: Amsterdam, Athens, Barcelona, Brussels, Copenhagen, Frankfurt, Lisbon, Madrid, Munich, Nice, Paris, Rome, Stockholm and Venice airports.
  • United Arab Emirates: Abu Dhabi, Dubai and Sharjah airports.
  • United States: Boston, Chicago, Dallas, Honolulu, Las Vegas, Los Angeles, Miami, New York, San Francisco, Seattle and Washington DC airports.
  • Canada: Calgary, Edmonton, Montreal, Quebec, Toronto and Vancouver airports.
  • Australia and New Zealand: Auckland, Brisbane, Cairns, Christchurch, Darwin, Queenstown and Sydney airports.
  • Asia: Bali (Denpasar), Bangkok, Beijing, Hong Kong, Jakarta, Kuala Lumpur and Singapore international airports.

Credit cards with LoungeKey

Table: sorted by representative APR, promoted deals first
Name Product Finder Score Finder score Purchases Annual/monthly fees Rewards earn rate Representative APR Link Incentive Representative example
HSBC Premier Credit Card
Expert analysis
0% for 9 months reverting to 23.9%
1 point per £1 spent
23.9% APR (variable)
Membership to Priority Pass, access to over 1,300 airport lounges worldwide. Charged at £24 per person per visit.
Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).
Santander World Elite Mastercard
Expert analysis
0% for 18 months reverting to 18.9%
£15 per month
0.5% cashback
49.8% APR (variable)
Membership to LoungeKey, complimentary access to over 1400 airport lounges worldwide.
Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of £15 per month, your representative rate is 49.8% APR (variable).
HSBC Premier World Elite Credit Card
Expert analysis
£195 per annum
2 points per £1 spent
59.3% APR (variable)
Membership to Priority Pass, complimentary access to over 1,300 airport lounges worldwide.
Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of £195 per annum, your representative rate is 59.3% APR (variable).

Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Moneyfacts.


How does LoungeKey work?

LoungeKey membership coincides with your credit or debit card. That means you won’t be given a separate LoungeKey membership card or a LoungeKey pass. You can enjoy visits to participating airport lounges when you show your synced credit/debit card and boarding pass to the lounge receptionist and let them know you’re a LoungeKey member.

How do you get a LoungeKey membership?

Here are the basic steps you need to take to set up and use this service:

  1. Get an eligible credit/debit card. You could choose one of the cards featured in our comparison to secure membership to the programme.
  2. Create a LoungeKey account. Go to the LoungeKey web page provided by your credit card issuer.
  3. Verify your card details. As part of your account registration, you’ll need to enter your card’s 16-digit payment number to confirm you’re eligible for the programme.
  4. Search for participating lounges. When you have a trip planned, you can use the LoungeKey website or mobile app to find lounges that offer you complimentary access. Some lounges may prefer you to reserve a space in advance.
  5. Request entry to the lounge. When you’re at the airport, go to your chosen lounge and let staff know you’re a LoungeKey customer. You’ll then need to show or swipe your card to gain access. Depending on the lounge, you may also need to show your valid boarding pass and passport.

Can I take a guest into a lounge with my LoungeKey membership?

Most of the participating LoungeKey lounges let you to bring a guest or guests to enter the lounge with you. But there could be additional costs or restrictions depending on the specific lounge and the card you’re using to gain access. These details are usually shown when you search for lounges via LoungeKey, giving you a way to plan ahead and budget for any fees that may apply.

Lounge access and services

Lounge availability and services vary between locations and depend on the LoungeKey partners. As well as traditional lounges, cardholders can access dining, shopping and spa offers. In some airports, the lounge can partner with bars or restaurants which are open to the public. At these locations, showing your LoungeKey card entitles you to a discount on your final bill.

In many other airports, LoungeKey gives you access to exclusive airport lounge areas, such as Plaza Premium Lounges at London Heathrow or the Wingtips Lounge at New York’s JFK International Airport. So using the LoungeKey search service will help you find out exactly what lounges and services are available for any trips you have planned.

Relaxing feet on top of a luggage

What else do I need to know?

Keep these details in mind so you can make the most of this programme:

  • Card requirements. You must present a valid, eligible credit card to participating lounges to gain access through the LoungeKey program. If you don’t have your card on you, or if it has expired, you won’t be able to visit a lounge.
  • Lounge requirements. All airport lounges have specific requirements that guests must meet before they are allowed to enter. This could include a dress code, fees for guests and time limits on your visit. You can find details for individual lounges by using the LoungeKey lounge finder service.
  • Additional charges. Charges for any lounge services or guest fees may apply. Remember to look for these details when you are searching for specific lounges so that you can budget for these charges.

Having a credit card that offers complimentary lounge access through LoungeKey gives you a way to enjoy luxury between flights all around the world. But with similar services available through Priority Pass and Lounge Pass, it’s worth comparing different lounge and credit card options so that you can find one that suits your needs.

What are the LoungeKey alternatives?

You could consider certain American Express credit cards for access to airport lounges through the Priority Pass programme (and potentially some other travel benefits like insurance too).

Depending on the card they hold, American Express customers can gain access to over 1,000 lounges globally and enjoy complimentary dining and snacks which typically include buffet breakfasts, and hot lunches and dinners. You can also order soft drinks, cocktails, wine, beer and barista-made coffee from lounge bars.

Alternatively, some airline cards such as those produced by British Airways or Virgin Atlantic expand your access even further to include their own branded airport lounges.

Finally, you could consider an annual subscription to Priority Pass – a lounge access programme that’s not linked to any credit or debit card.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio

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18 Responses

    Default Gravatar
    CarysMay 6, 2019

    Thank you, would I need to pre book this with Bristol airport Aspire?

    Default Gravatar
    CarysMay 5, 2019

    I have an HSBC Premier Credit Card, would I be able to access Bristol’s airport lounge with three other guests. If so, how much would be the charge and would I need to book?

      JhezMay 6, 2019Finder

      Hi Carys,

      Thank you for your comment.

      As per checking on the HSBC Premier Credit Card review, the charge is £15 per person per visit for lounge access.


    Default Gravatar
    WayneApril 23, 2019

    Hi, I have a Halifax MasterCard is this eligible for Loungekey?

      JhezelynApril 23, 2019Finder

      Hi Wayne,

      Thank you for your comment.

      Unfortunately, Halifax credit card does not come with a LoungeKey airport lounge programme. Please refer to the list of credit cards above with LoungeKey airport lounge programme.


    Default Gravatar
    SimonFebruary 28, 2019

    Will travel from SGN to Hong Kong in March, I have the priority pass for the Orchid Lounge free access, is there any other free access from different credit card for my friend?

      johnbasanesMarch 1, 2019Finder

      Hi Simon,

      Thank you for reaching out to Finder.

      Please see the list of cards below that are affiliated with the Orchid Lounge coming from the Royal Orchid website:

      Citi Royal Orchid Plus Preferred Card
      Citi Royal Orchid Plus Select Card

      Hope this helps!


    Default Gravatar
    KhalidFebruary 3, 2019

    what lounges are available in Frankfurt

      BellaFebruary 5, 2019Finder

      Hi Khalid,

      Thanks for your inquiry.

      As I checked, they have Air France Lounge, Premium Traveller Lounge, Primeclass Lounge, and Sky Lounge.

      I hope this helps.

      Kind regards,

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