Car insurance group 26
Find out which cars are placed in insurance group 26 and how much it might cost to insure them.
What is insurance group 26?
There are 50 car insurance groups that were created by Thatcham Research to help car insurance companies deliver an accurate premium to customers.
Insurance group 26 cars are priced just above average. That means they typically rank just above average for the factors used to rank these groups, including market value, repair costs, safety features, etc.
However, there are also a number of other factors that insurers take into account, such as your age, driving history and location.
In this guide, we will explore these factors in greater depth.
Car makes and models in insurance group 26
Here are some of the more popular cars in insurance group 26 that you can expect to pay just above average prices for when it comes to your car insurance premiums.
|Insurance group||Car make/model||Details|
|26||Alfa Romeo Mito||This three-door premium supermini is affordable to run and it offers an excellent safety record. It was awarded a 5-star safety rating from Euro NCAP.|
|26||Audi A4||The A4 oozes class and style and features a cultured 2-litre engine.|
|26||BMW 1 series||This premium hatchback has strong and sturdy craftsmanship. It scooped the Best Family Car at the What Car? Awards 2020.|
|26||Ford Galaxy||This vehicle was rated five stars for safety by Euro NCAP and features automatic emergency city braking.|
|26||Honda CR-V||Winner of the Kelly Blue Book’s Award for Best Buy 2020, this large SUV has a 5-star Euro NCAP rating. Its safety features include lane departure warning and automatic emergency braking.|
|26||Jaguar XE||This executive car won “Car Brand with Best Features” at the 2019 Auto Trader New Car Awards, and it received a 5-star test rating from Euro NCAP.|
|26||Mitsubishi Outlander||This large SUV with four-wheel drive was awarded five stars by Euro NCAP. It comes with several safety features including seven airbags and stability control.|
|26||Volvo V40||This five-door family car has an impressive range of safety features, including a rollover cage and laser-based braking units.|
Cars in insurance group 26 and the average cost by driver’s age
Using the table below, you can find the make and model of your car, then work out how much you’re likely to pay for your car insurance based on your age.
Why do cars in group 26 cost more to insure?
Cars in insurance group 26 cost slightly above average because they rank as slightly above average for the following features:
- Security features
- Cost of parts
- Cost of repairs
- Repair time
- Market value
- Engine size
What other factors affect your car insurance premium?
Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:
- Engine type and capacity. The larger your engine, the more you’re likely to pay for insurance. With a smaller engine, you’re likely to be seen as less risk to an insurer and this is usually reflected with a lower premium.
- Driver location. Insurers factor in the likelihood that your car will be stolen or involved in an accident based on your location and will adjust your premium accordingly. As an example, a 30-year-old in central London will pay £1,010 for insurance for a Abarth 500 1.4 16V T-Jet (09) 3d, while the same 30-year-old in Newcastle may only pay £882.
- Driver age. Like location, the age of the driver plays a huge role in determining the cost of your insurance premium. The average 20-year-old driver in London could pay £1,757 for the DS 3 1.6 THP DStyle 3d, while the average 40-year-old Londoner will only pay £920.
There are a handful of other factors that can also impact the price of your premiums.
These include the following:
- Your marital status
- Your credit history and job
- Your car’s safety rating, security and anti-theft precautions
- The model and age of your car
- Your driving activity
- Your driving history
- Your no-claims discount
How can I save on my car insurance premiums?
As well as choosing a car in a lower insurance group, there are a few other things you can do to lower the cost of your car insurance.
We’ve listed them below:
- Drive safely. Having convictions on your record will make your premium more expensive.
- Don’t use your car all of the time. A lower annual mileage can convince insurers to lower your premium.
- Pay annually. When you pay annually, you won’t be charged interest on your monthly instalments.
- Install extra safety precautions. The safer you make your car, the less of a risk you are to insure, the lower your premium will be.
- Shop around. Your renewal offer is rarely the best deal you can snap up. You’ll be surprised at how much you could save by shopping around and assessing your options.
Frequently asked questions
More guides on Finder
Car insurance group 47
Find out which cars are placed in insurance group 47 and the average cost of insurance.
Car insurance group 48
Find out which cars are placed in insurance group 48 and how much it costs to insure them.
Car insurance group 50
Find out which cars are listed in insurance group 50 and how much it might cost to insure them.
Car insurance group 49
Find out which cars are in insurance group 49 and how much it costs to insure them.
Car insurance group 46
Find out which cars are placed in insurance group 46 and how much it costs to insure them.
Car insurance group 41
Find out the list of cars in insurance group 41 and how much it might cost to insure them.
Car insurance group 43
Find out the cars listed in insurance group 43 and how much it might cost to insure them.
Car insurance group 44
Find out what cars are in insurance group 44 and how much it might cost to insure them.
Car insurance group 45
Find out which cars are listed in insurance group 45 and how much it might cost to insure them.
Car insurance group 42
Find out what cars are available in insurance group 42 and how much it costs to insure them.