Car insurance group 47

Find out the average insurance cost for a car in insurance group 47 based on the model version, the driver's age and their location.

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What is insurance group 47?

When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of car insurance premiums.

Group 47 vehicles are therefore among the more expensive to insure.

The insurance group a particular model falls into depends on a variety of factors such as vehicle performance, safety features, cost of repairs and security features.

Car makes and models in insurance group 47

Below is a list of the more popular cars in insurance group 47. These are among the most expensive cars to insure.

Insurance groupCar make/modelDetails
47Audi A4 AvantThis compact luxury sports sedan has a large, beautiful interior and is powered by a 2-litre diesel engine. It also received a full 5-star safety rating from Euro NCAP.
47Audi Q8 SUVThe Audi Q8 is an athletic and tech-savvy 4-door SUV, powered by a 3-litre V6 engine. It received a full 5-star safety rating from Euro NCAP.
47BMW X6This classy, 4-door SUV can either be powered by a 3-litre 6-cylinder engine, or a 4.4-litre V8 that is capable of reaching a maximum speed of 210mph.
47Lexus LS SaloonThe Lexus LS is a stylish, full-sized, 4-door saloon. Safety features include automatic emergency braking, adaptive cruise control and automatic high-beam headlights.
47Lotus EvoraThe Lotus Evora is a slick and sharp sports car that boasts a 3.5-litre V6 engine, capable of going from 0-60mph in just 3.9 seconds.
47Mercedes Benz SLC-ClassThe Mercedes Benz SLC is a classy 2-door convertible sports car that can be powered by either a 2-litre 4-cylinder engine or a 3-litre V6 engine.
47Porsche PanameraThe Porsche Panamera is a fast, 4-door sports car that has a turbocharged 3-litre V6 engine for a base engine.
47Volkswagen PhaetonThe Volkswagen Phaeton is a 4-door saloon, equipped with a powerful 3-litre TDI engine.

Cars in insurance group 47 and the average cost by driver’s age

Using the table below, you can search for the make and model of your car, and work out how much you’re likely to pay for your car insurance, based on your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Audi A4 RS 4 TFSI Quattro Bronze Edition S Tronic 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Audi A5 S5 Vorsprung TDI 347PS Tiptronic auto 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Audi A6 Vorsprung 50 TDI 286PS Quattro Tiptronic auto 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Audi A7 40 TDI S Line Exclusive S Tronic 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Audi A8 S Line (Comfort and Sound Pack) 50 TDI 286PS Quattro Tiptronic auto 4d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Audi Q8 S Line (Comfort and Sound Pack) 50 TDI 286PS Quattro Tiptronic auto 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Audi Q7 Vorsprung 45 TDI 231PS Quattro Tiptronic auto 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
BMW 2 Series M2 2dr 2d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
BMW 3 Series M3 30 Jahre Edition M DCT auto 4d 4d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
BMW 5 Series 550i M Sport GT 5d Step Auto 47 £18,658 £3,048 £2,972 £2,814 Get Quote
BMW 7 Series 740d xDrive 4d Auto 47 £18,658 £3,048 £2,972 £2,814 Get Quote
BMW 8 Series 840d xDrive (Ultimate Package) Sport Automatic 4d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
BMW Alpina D5 D5 3.0 Bi Turbo 4d Switch-Tronic 47 £18,658 £3,048 £2,972 £2,814 Get Quote
BMW X5 xDrive40i M Sport (Technology Package) Sport Automatic 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
BMW X6 xDrive50i M Sport Edition Sport Automatic 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Ford Mustang 5.0 V8 GT (04/2018 on) 2d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Infiniti EX 3.7 V6 (Multimedia +) 5d Auto 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Jaguar XF 4.2 V8 Premium Luxury 4d Auto 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Jaguar F Pace Chequered Flag P300 2.0 i4 Turbocharged auto 2d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Range Rover 3.0 TDV6 Autobiography 4d Auto 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Range Rover Sport 3.0 SDV6 HEV Autobiography Dynamic (7seat) 5d Auto 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Lexus LS 500h auto 4d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Lexus LC 500h auto 2d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Lotus Elise SC 2d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Lotus Exige S Touring (09) 2d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Lotus Evora 3.5 V6 +2 2d IPS 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Mercedes Benz C class C 63 AMG Speedshift auto (09/2018 on) 2d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Mercedes Benz E class E300de AMG Line Night Edition Prem+ 4dr 9G-Tronic 4d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Mercedes Benz S Class S350d L SE Line (Executive) 4d Auto 9G-Tronic 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Mercedes Benz SLC Class SLC 43 Final Edition 9G-Tronic auto 2d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Mercedes Benz CLA Class CLA 45 4Matic (Comand) 4d Tip Auto 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Mercedes Benz GLC Class GLC 63 S 4Matic Plus AMG Speedshift MCT auto 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Mercedes Benz GLE class GLE 450 4Matic AMG Line 7 seats 9G-Tronic auto 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Nissan 370Z 3.7 V6 GT (Sat Nav) 3d Auto 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Porsche Cayenne Diesel Platinum Edition Tiptronic S auto 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Porsche 718 GT4 2d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Porsche Macan Turbo PDK auto 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Porsche 911 911 (991) 3.0 Carrera Coupe (09/15-) 2d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Porsche Panamera PDK auto 5d 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Volkswagen Phaeton 4.2 V8 4MOTION 4d Auto (4 Seat) 47 £18,658 £3,048 £2,972 £2,814 Get Quote
Jeep Grand Cherokee SUV 2.0 Turbo 4xe PHEV Summit 5dr Auto 47 £18,658 £3,048 £2,972 £2,814 Get Quote

Insurance group 47 categories

  • 47E: Surpasses the security requirements for this type of car, leading to a lower insurance group rating.
  • 47A: Meets the standard security requirements for this type of car.
  • 47D: Falls short of security requirements for this type of car, resulting in a higher insurance group rating.
  • 47U: Security standard is unacceptable. The insurer might require upgraded aftermarket security before providing coverage.
  • 47P: Provisional status. Insufficient data is available at launch for classification. This will likely be updated once Thatcham can evaluate the new car.
  • 47G: Grey import. Thatcham tests only officially sold UK cars, so imports are evaluated based on the insurer’s pricing.

Average insurance group 47e cost

To provide you with an idea of how much it may cost you to insure your insurance group 47 car, we ran several quotes to find an average figure. Based on our results, on average, you could insure your car with a comprehensive policy for the monthly price of £220.86, or an annual sum of £3,048.

Why are cars in group 47 more expensive to insure?

Cars in insurance group 47 tend to have:

  • A high market value
  • Expensive to source parts
  • Large powerful engines
  • Long and expensive repairs

What other factors affect your car insurance premium?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

  • Engine type and capacity. Larger engines cost more to repair or replace, so you’ll pay more to insure powerful vehicles.
  • Driver location. Insurers consider your location when assessing how much to charge you. If you live in an area where a lot of people make claims, you’ll pay more. As an example, a 30-year-old in central London will pay £20,486 for insurance for an Audi A7 40 TDI S Line Exclusive S Tronic 5d, while the same 30-year-old in Newcastle may only pay £3,048.
  • Driver age. Insurers will take your age into consideration when offering you a car insurance quote. Younger drivers will tend to pay more, because they are statistically more likely to make a claim. For example, the average 20-year-old driver in London could pay £33,450 for the Nissan 370Z 3.7 V6 GT (Sat Nav) 3d Auto, while the average 40-year-old Londoner will only pay £17,099.

However, there are a lot of other factors that can also impact the price of your premium. These include the following:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating, security and anti-theft precautions
  • Likelihood of theft
  • The model and age of your car
  • Your driving activity
  • Your driving history, including your no-claim discount

How can I save on my car insurance premium?

Choosing a car in a lower insurance group than group 47 is a great start.

Thankfully, there are a few other things you can do to drive down the cost of your car insurance.

We’ve listed some of them below:

  • Drive safely. It may sound obvious but having convictions on your record will make your premium more expensive.
  • Don’t use your car all of the time. You could save money on your insurance by reducing the number of miles you drive in your car.
  • Pay annually. By paying annually, you often end up with a cheaper deal, as you won’t have to pay interest on your monthly instalments.
  • Install extra safety precautions. The safer you make your car, the less you’ll pay to insure it.
  • Shop around. When it’s time for renewal, make sure you compare your options using price comparison websites.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
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Written by

Danny Butler

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full profile

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