Volvo V40 insurance group and cost

Compare car insurance costs for your Volvo V40 based on your age and location.

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Volvo V40 models range from insurance groups 16 to 35, so the cost of insurance can vary significantly depending on which model you have.

Volvo V40 insurance groups and cost

In the table below, we show you the insurance group for different Volvo V40 model versions alongside the likely premiums for different age ranges.

Model / VersionGroup (1-50)Age 20yrsAge 30yrsAge 40yrsAge 50yrsLink
Volvo V40 Cross Country (2013 - 2019) Cross Country SE D216£1,481.96£849.03£660.04£667.28Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country Lux D2 Nav Powershift17£1,049.13£693.78£596.04£559.18Get Quote
Volvo V40 Hatchback (2012 - 2019) Momentum D2 (120bhp)17£1,049.13£693.78£596.04£559.18Get Quote
Volvo V40 Estate (1996 - 2004) S 1.6 (99)17£1,049.13£693.78£596.04£559.18Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country Nav Plus D2 (120bhp)18£1,395.77£661.75£611.82£613.29Get Quote
Volvo V40 Hatchback (2012 - 2019) R Design pro D2 (120bhp) Geartronic18£1,395.77£661.75£611.82£613.29Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country SE Nav D3 (4 Cyl 150bhp)19£1,142.45£594.10£573.80£547.25Get Quote
Volvo V40 Hatchback (2012 - 2019) R Design pro T2 (122bhp) Geartronic19£1,142.45£594.10£573.80£547.25Get Quote
Volvo V40 Estate (1996 - 2004) Standard Trim 1.8i19£1,142.45£594.10£573.80£547.25Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country Lux Nav D3 (4 Cyl 150bhp)20£1,140.45£566.99£560.23£534.47Get Quote
Volvo V40 Hatchback (2012 - 2019) R Design Edition T220£1,140.45£566.99£560.23£534.47Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country SE D321£1,072.10£689.18£593.39£527.60Get Quote
Volvo V40 Hatchback (2012 - 2019) R Design Lux T2 Nav21£1,072.10£689.18£593.39£527.60Get Quote
Volvo V40 Estate (1996 - 2004) Standard Trim 1.8 (00)21£1,072.10£689.18£593.39£527.60Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country D3 (4 Cyl 150bhp)22£1,108.94£729.30£624.63£589.41Get Quote
Volvo V40 Hatchback (2012 - 2019) R Design pro D3 (4 Cyl 150bhp) Geartronic22£1,108.94£729.30£624.63£589.41Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country T3 (152bhp)23£1,416.79£809.39£703.65£656.36Get Quote
Volvo V40 Hatchback (2012 - 2019) R Design Lux D3 Nav Geartronic23£1,416.79£809.39£703.65£656.36Get Quote
Volvo V40 Estate (1996 - 2004) Standard Trim 1.9D (102bhp)23£1,416.79£809.39£703.65£656.36Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country SE D4 Nav24£1,180.48£772.67£633.50£639.42Get Quote
Volvo V40 Hatchback (2012 - 2019) R Design pro T3 (152bhp) Geartronic24£1,180.48£772.67£633.50£639.42Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country SE D4 (190bhp)25£1,380.34£861.31£730.90£648.06Get Quote
Volvo V40 Hatchback (2012 - 2019) Cross Country Edition T325£1,380.34£861.31£730.90£648.06Get Quote
Volvo V40 Estate (1996 - 2004) Standard Trim 2.025£1,380.34£861.31£730.90£648.06Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country SE D4 (190bhp) Nav Geartronic26£1,612.10£890.06£755.97£681.74Get Quote
Volvo V40 Hatchback (2012 - 2019) SE D4 (Nav)26£1,612.10£890.06£755.97£681.74Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country D4 (190bhp)27£1,598.22£902.37£784.49£759.41Get Quote
Volvo V40 Hatchback (2012 - 2019) SE Lux D4 Geartronic27£1,598.22£902.37£784.49£759.41Get Quote
Volvo V40 Estate (1996 - 2004) CD 2.0i27£1,598.22£902.37£784.49£759.41Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country Nav Plus D4 (190bhp)28£1,051.05£582.19£543.93£540.48Get Quote
Volvo V40 Hatchback (2012 - 2019) Inscription D4 (190bhp) Geartronic28£1,051.05£582.19£543.93£540.48Get Quote
Volvo V40 Hatchback (2012 - 2019) R Design pro D4 (190bhp)29£1,663.68£1,031.80£773.88£754.05Get Quote
Volvo V40 Estate (1996 - 2004) Sport Lux 2.0T29£1,663.68£1,031.80£773.88£754.05Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country Lux T5 (245bhp) AWD Nav Geartronic30£3,439.38£1,001.68£874.54£861.41Get Quote
Volvo V40 Hatchback (2012 - 2019) SE Lux D430£3,439.38£1,001.68£874.54£861.41Get Quote
Volvo V40 Hatchback (2012 - 2019) R Design Lux T5 (245bhp) Nav Geartronic30£3,439.38£1,001.68£874.54£861.41Get Quote
Volvo V40 Cross Country (2013 - 2019) Cross Country Pro T5 (245bhp) AWD Geartronic31£3,544.85£1,019.77£863.52£847.78Get Quote
Volvo V40 Hatchback (2012 - 2019) R Design pro T5 (245bhp) Geartronic31£3,544.85£1,019.77£863.52£847.78Get Quote
Volvo V40 Estate (1996 - 2004) CD 2.0T31£3,544.85£1,019.77£863.52£847.78Get Quote
Volvo V40 Estate (1996 - 2004) Standard Trim 1.9 T432£2,980.18£914.54£796.14£767.16Get Quote
Volvo V40 Estate (1996 - 2004) CD 1.9 T434£1,549.25£891.08£756.41£696.03Get Quote
Volvo V40 Hatchback (2012 - 2019) R Design Lux T5 Nav Geartronic35£1,951.55£1,055.05£952.11£921.24Get Quote

Average Volvo V40 insurance cost

To provide you with an idea of how much it may cost you to insure your Volvo V40, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Volvo V40 with a comprehensive policy for £960.74 yearly, or £85.02 paying monthly.

Volvo V40 insurance cost by location

The table above shows the average cost of Volvo V40 insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Volvo V40 Cross Country (2013 - 2019) Cross Country SE D2.

  • Expensive: £1,350.05 (London E10)
  • Mid-range: £849.03 (Chester CH1)
  • Cheap: £589.50 (Newquay TR8)

What factors affect my Volvo V40 insurance rate?

We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

How can I save on my Volvo V40 premiums?

When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
  • Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
  • Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
  • Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
  • Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of Volvo V40 you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £386.13 to £5,297.26, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.

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Senior writer

Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio

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