Car insurance group 46

Find out the list of cars available in insurance group 46 and the average cost of insurance based on the model version, the driver's age and their location.

Promoted
Confused.com car insurance logo
Get quotes for insurance group 46 cars
Save up to £524*
Compare 160+ providers
Exclusive rewards
Get a quote

What is insurance group 46?

Every car available to buy is given an insurance group. These groups were created to help insurers work out how much to charge to insure particular cars. Groups are rated from 1-50, with 1 having the cheapest cars to insure and 50 having the most expensive to insure.

So, as you can expect, cars in group 46 are among the most expensive to insure. Cars in this group tend to have a high market value, a large powerful engine and parts that are difficult to repair or replace.

Insurers will also consider a range of your personal factors when assessing how much to charge you on car insurance. These include your age, driving history and location.

In this guide, we will explore the factors used to place cars in insurance group 46, plus other considerations made by insurers when offering you a car insurance quote.

Car makes and models in insurance group 46

We’ve listed some popular cars in insurance group 46 below. These are all likely to fall on the more expensive side when it comes to car insurance premiums.

Insurance groupCar make/modelDetails
46Alfa Romeo GiuliaThis vehicle won the 2020 Performance Car Of The Year award from WhatCar? Its safety features include pedestrian detection and automatic city braking technology.
46Alpine A110 CoupeThe Alpine A110 is a remarkable, slick and fast coupe that is powered by a 1.8-litre turbocharged engine.
46Audi A7 SportbackWinner of the 2019 World Luxury Car at the World Car Awards, it can either be equipped with a powerful 2-litre 4-cylinder or a 3-litre V6.
46BMW X5 4×4The BMW X5 is a 4-door, mid-size luxury SUV that received a full 5-star safety rating from Euro NCAP.
46Jaguar F-TypeThe Jaguar F-Type is a wild sports car, which can be powered by three different types of engine, capable of going 0-60 mph in just 3.5 seconds.
46Range Rover Velar SUVThis SUV can be powered by four different types of engines. It also received a full 5-star rating from Euro NCAP.
46Lotus EliseWinning the Readers’ Champion Award at the Autocar Awards 2019, the Lotus Elise is a head-turning sports car that delivers a beautiful driving experience.
46Porsche 911 CoupeThis iconic sports car can be powered by four different types of powerful engine with a max speed of 330 km/h.

Cars in group 46 and the average cost of insurance by driver’s age

Using the table below, you can look for the make and model of your car, and calculate how much you’re likely to pay for your car insurance based on your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Alfa Romeo Giulia Quadrifoglio 2.9 V6 Bi-Turbo 510hp auto 4d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Alpine A110 S auto 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Audi A3 RS 3 2.5 TFSI 400PS Quattro S Tronic auto 4d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Audi A4 RS 4 450PS Tiptronic Quattro auto 5d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Audi A5 S5 Edition 1 (Comfort and Sound Pack) TDI 347PS Tiptronic auto 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Audi A6 S6 Vorsprung TDI 349PS Quattro Tiptronic auto 4d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Audi A7 45 TFSI 265 Quattro Black Ed S Tronic [C+S] 5d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Audi A8 3.0 TDI Quattro SE Executive 4d Tip Auto 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Audi TT RS Roadster 2.5 TFSI 400PS Quattro S Tronic auto 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Audi Q7 Vorsprung 3.0 TDI 272PS Quattro Tiptronic auto 5d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
BMW 2 Series M240i (07/17 on) 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
BMW 5 Series M550i xDrive 4dr Auto 4d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
BMW 7 Series 730d 4d Auto 46 £16,405 £1,797 £1,691 £1,592 Get Quote
BMW X3 M Competition (Ultimate Package) M Steptronic auto 5d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
BMW X4 M Competition (Ultimate Package) M Steptronic auto 5d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
BMW X5 xDrive30d MHT xLine Auto 5d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
BMW X6 xDrive50i SE 5d Step Auto 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Ford Mustang 5.0 V8 GT (Custom Pack) 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Infiniti M 3.0d 4d Auto 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Jaguar XF 5.0 V8 Supercharged XFR (2011) 4d Auto 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Jaguar F Pace R-Dynamic 3.0 V6 Supercharged 340PS (03/17 on) 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Range Rover 3.0 TDV6 Vogue SE 4d Auto 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Range Rover Evoque HSE D300 auto 4d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Lexus LS 460 4.6 V8 4d Auto 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Lexus RC F Carbon (Track Pack) auto 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Lotus Elise 1.8 Elise R 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Lotus Exige 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Mercedes Benz C class C 63 AMG Speedshift MCT auto (09/2018 on) 4d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Mercedes Benz E class E300de AMG Line 4dr 9G-Tronic 4d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Mercedes Benz S Class S350d L SE Line (Executive) 4d Auto 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Mercedes Benz SLC Class SLC 43 9G-Tronic auto (06/2018 on) 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Mercedes Benz CLA Class CLA 45 4Matic AMG Night Edition AMG Speedshift auto 4d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Mercedes Benz GLC Class GLC 63 4Matic Plus AMG Speedshift MCT auto 5d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Mercedes Benz GLE class GLE 350 d 4Matic AMG Line Executive 5 seats 9G-Tronic auto 5d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Nissan 370Z 3.7 V6 3d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Porsche Boxster 3.8 Spyder 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Porsche 718 4.0 GTS 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Porsche Cayman 3.4 R 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Porsche 911 911 (991) Carrera 4 Coupe 2d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Porsche Panamera 3.6 V6 4d 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Volkswagen Toureg 4.2 V8 TDI Altitude 5d Tip Auto 46 £16,405 £1,797 £1,691 £1,592 Get Quote
Subaru Solterra SUV 150kW Limited 71.4kWh 5dr Auto AWD 46 £16,405 £1,797 £1,691 £1,592 Get Quote

Insurance group 46 categories

  • 46E: Surpasses the security requirements for this type of car, leading to a lower insurance group rating.
  • 46A: Meets the standard security requirements for this type of car.
  • 46D: Falls short of security requirements for this type of car, resulting in a higher insurance group rating.
  • 46U: Security standard is unacceptable. The insurer might require upgraded aftermarket security before providing coverage.
  • 46P: Provisional status. Insufficient data is available at launch for classification. This will likely be updated once Thatcham can evaluate the new car.
  • 46G: Grey import. Thatcham tests only officially sold UK cars, so imports are evaluated based on the insurer’s pricing.

Average insurance group 46e cost

To provide you with an idea of how much it may cost you to insure your insurance group 46 car, we ran several quotes to find an average figure. Based on our results, on average, you could insure your car with a comprehensive policy for the monthly price of £170.72, or an annual sum of £1,779.

What other factors affect your car insurance premium?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

  • Engine type and capacity. The larger your engine, the more it will cost to repair or replace it, and the more you’re likely to pay for insurance.
  • Driver location. Insurers factor in the likelihood that your car will be stolen or involved in an accident when calculating your insurance, and your location has a big impact on this. As an example, a 30-year-old in central London will pay £6,283 for insurance for a Range Rover Evoque HSE D300 auto 4d, while the same 30-year-old in Newcastle may only pay £1,797.
  • Driver age. Like location, the age of the driver plays a significant role in determining the cost of your insurance premium. The youngest drivers tend to pay a lot more because they are statistically more likely to make a claim. The average 20-year-old driver in London could pay £33,108 for the Lotus Exige 2d, while the average 40-year-old Londoner will only pay £5,278.

There are a lot of other factors that can also impact the price of your premium. These include the following:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating, security and anti-theft precautions
  • The model and age of your car
  • Your driving activity
  • Your driving history
  • Your no-claim discount

How can I save on my car insurance premium?

Choosing a car in a lower insurance group will save you a lot of money.

We have listed some more ideas for this below:

  • Drive safely. It may sound obvious but having convictions on your record will make your premium more expensive.
  • Don’t use your car all of the time. You could save money on your insurance by reducing the number of miles you drive per year.
  • Pay annually. By paying annually, you often end up with a much cheaper deal because there is no need to pay interest on monthly instalments.
  • Install extra safety precautions. The safer you make your car, the cheaper your premium will be.
  • Shop around. When it’s time for renewal, make sure you compare your options using price comparison websites.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
Danny Butler's headshot
Written by

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise
Danny has written 337 Finder guides across topics including:
  • Car, home and business insurance
  • Helping people save money on their insurance
  • Project management
  • Giving valuable insights to website visitors

More guides on Finder

  • Car insurance group 47

    Find out which cars are placed in insurance group 47 and the average cost of insurance.

  • Car insurance group 49

    Find out which cars are in insurance group 49 and how much it costs to insure them.

  • Car insurance group 35

    Find out which cars are placed in insurance group 35 and how much it might cost to insure them.

  • List of cars in insurance group 11

    Find out the list of cars available in car insurance group 11 and how much it might cost to insure them.

  • Car insurance group 7

    Find out how much it might cost to insure a car in insurance group 7.

  • Car insurance group 9

    Find out the list of cars in insurance group 9 and how much it might cost to insure them.

  • Cars in insurance group 6

    With group 6 being one of the lowest insurance groups, the cars that fit in this category are often on the cheaper end of the scale when it comes to car insurance.

  • Cars in insurance group 1, 2, 3 and 4

    Insurance group 4 is one of the lowest car insurance groups, which usually means a cheaper rate when it comes to your premium.

  • List of cars in insurance group 1

    Insurance group 1 is the lowest car insurance group rating which usually means a cheaper rate when it comes to your premium.

Go to site