The Honda CR-V is a large SUV produced by the Japanese manufacturer since 1995. It’s not as powerful or popular as other Honda SUVs, although one advantage is that it is relatively affordable to insure. In this guide, you’ll discover the key facts about insuring a Honda CR-V.
Honda CR-V insurance groups and cost by driver’s age
When it comes to calculating car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps work out the cost of your premium. Honda CR-V models range from insurance group 22 to insurance group 25, so you can expect the price of your insurance to be mid-range.
However, the the cost of insurance can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £777 for cover on a Honda CR-V SE i-MMD Hybrid AWD eCVT auto 5d, or around £679 for a Honda CR-V EX 1.5 VTEC Turbo AWD 5d which falls in insurance group 25.
You can find the insurance group and likely premium cost of your Honda CR-V model in the table below.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
Average Honda CR-V insurance cost
To provide you with an idea of how much it may cost you to insure your Honda CR-V, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Honda CR-V with a comprehensive policy for the monthly price of £79.53, or an annual sum of £896.21.
To generate these quotes we used the following information:
The vehicle is a 2018 model
Manual transmission
Petrol
1.2-litre engine
5 seats
5 doors
Factory fitted alarm system
The car is not modified
Used for social, domestic and commuting purposes
10,000 mileage per year
The car is parked in a work car park during the day
The car is parked on a driveway at night
Owner is a 30-year-old, single teacher from London
Owner is a homeowner
Five years no claim discount
No driving or other convictions in the last 5 years
Honda CR-V insurance cost by location
The table above shows the average cost of Honda CR-V insurance based on insurance groups and driver age. However, a number of other factors can affect the cost of your car insurance premiums, one of the biggest being your location.
To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Honda CR-V SE i-MMD Hybrid 2WD eCVT auto 5d.
Expensive: £1,617 (London SE1)
Average: £692 (Newcastle NE1)
Cheap: £693.38 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Honda CR-V insurance rate?
Along with the insurance group, there are other key factors that impact your insurance premium costs:
Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £692 for the Honda CR-V SE i-MMD Hybrid 2WD eCVT auto 5d, but could pay around £679 for the Honda CR-V EX 1.5 VTEC Turbo AWD 5d.
Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,338 for insurance for a Honda CR-V S 1.5 VTEC Turbo 2WD 5d, while the same 30-year-old in Newcastle may only pay £815.
Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £5,884 for the Honda CR-V Evolve 4d, while the average 40-year-old Londoner will only pay £1,166.
Other factors that influence the cost of your insurance include:
Your marital status
Your credit history and job
Your car’s safety rating score
The model of your car
The age of your car
Your car’s security and any extra anti-theft precautions
Annual miles driven
Your driving history and activity
No claim discount
How can I save on my Honda CR-V car insurance?
Car insurance can be expensive, but it doesn’t always have to be. When searching for car insurance, you’ll want to find a good level of cover at an affordable price. There are a few tricks you can try in order to save on your car insurance premiums, and we’ve listed them below.
Cut down your mileage and change your class of use. Occasionally deciding to walk or get public transport, rather than using your car, helps to save on your premiums. You could also change your class of use to remove “commuting” from the policy which will give you less exposure to rush hour traffic, and therefore be seen as less risk to an insurer.
Pay annually always. Whilst it might be a lot of money to part with in a lump sum, by paying annually you won’t incur interest on any monthly instalments.
Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
Don’t just accept your renewal quote. Although it can be time consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there!
Honda CR-V facts and trivia
The latest edition of the Honda CR-V comes with four trims; LX, EX, EX-L and Touring
This vehicle has sold over 2.5 million units since its initial release.
Bottom line
The insurance costs are reasonable considering the size of this vehicle, and that can be considered as an advantage of buying a Honda CR-V. The tips on this guide will help you reduce your insurance costs even further.
Frequently asked questions
In the United Kingdom, the on-the-road price of a new Honda CR-V starts from £27,285.
Depending on the model, Honda CR-Vs can reach top speeds of 130.5mph.
The Honda CR-V was awarded 5 out of 5 stars under the Euro NCAP safety analysis. Honda CR-V models score above average across the board with 93% on adult occupant safety and 83% for child occupant safety.
The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Honda CR-V online or by visiting your local Honda retailer. You can also buy Honda CR-Vs through various motor resellers and websites.
This depends on the specific model of Honda CR-V you have and the insurance group it falls under. Honda CR-V models can range between insurance groups 22 and 25, so in general, the insurance costs should be in the middle of the scale compared to other makes and models.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
Danny's expertise
Danny has written 368 Finder guides across topics including:
Read our comprehensive guide and find out how much it may cost you to insure a Honda Civic and how to save on your car insurance premiums.
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