Audi A4 insurance group & cost

The A4 was released in Europe in early 1995, originally introduced as a family-friendly four-door sedan. The model is known for its style and comfort on the roads and has been credited for its high performing standard features and comfortable seating.

If you’re looking to insure an Audi A4 then keep reading to find out how much it’ll cost you and how you could save on your premiums.

Audi A4 insurance groups and cost by driver’s age

When it comes to working out the cost of your car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. Audi A4 models range from insurance groups 19 to 41, so the cost of insurance can vary significantly. For example, a 30-year-old driver in an average postcode could pay around £706 for cover on a Audi A4 1.4T FSI SE 4d, or around £1,776 for a Audi A4 S4 Black Edition TDI 347PS Quattro Tiptronic auto 4d.

Use the table below to find out the insurance group and likely cost of your Audi A4 model.

Audi A4 insurance cost by driver’s age

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused)

Average A4 insurance costs

On average in the UK, an Audi A4 can be insured for a single annual payment of £435.81 or monthly payments of £41.40 (rising to a yearly cost of £496.73). As with other examinations of competitive insurance costs, these results were generated by aggregating a variety of quotes from various insurance companies.

• How we got these rates

  • 2018 Audi A4 model
  • An average of 10,000 miles driven per year
  • Good credit history
  • Driver identified as a thirty-year-old teacher from Exeter
  • Car parked in a driveway overnight
  • Five years no claims discount

Which factors can affect my A4 insurance rate?

There are a few different factors that can influence the cost of A4 insurance, including:

• Model of car (particularly type and year of release)
• Security and anti-theft devices
• The age, marital status, and geographical location of the driver
• Annual miles driven
• Any modifications installed on the car
• No claims discount
• Transmission – manual or automatic?
• The driver’s credit history

How can I save on my insurance?

There are several ways you can save on the standard insurance premium rate, including:

• Parking in a safe spot. Where is your car located when you’re at home or at work? If you’ve got a garage, don’t just use it for storage – you could save money by keeping your car secure inside. The same logic applies to where you park during work hours, if you use your car to travel to work. Is it parked on the street or in a secure parking space? These considerations may help you to save.
• Investing in car safety. It can only help by investing in safety and security add-ons to your car.
• Paying upfront. If you are able, paying upfront for an annual policy rather than paying monthly could save you some money.
• Using telematics. There are plenty of blackbox policies on the market. If you’re a safe and careful driver, and don’t mind proving it, you could get money off your car insurance.

Facts about Audi

• Audi’s crash tests date back over seventy-five years. Without modern technology or proper crash test dummies, the procedure involved simply rolling a contemporary Audi, down a hill into an obstacle to prove how safe it was!
• The Audi corporation originated as part of the German Auto Union, which produced and raced the Auto Union Type C – a car capable of travelling at speeds of up to 268.4 miles per hour – in 1938.
• The famous Audi Quattro model was released in the 1970s as part of an attempt to break through Audi’s public image as a company that only produced executive, high-end vehicles. The intention with the Quattro was to allow Audis to take part in rally racing.

Bottom line

Whilst your Audi A4 may bring about high insurance premiums, they certainly won’t be the highest. Depending on your version, expect it to have an insurance group rating between 19 and 41 out of 50.

Considers some of our simple ways to save on your insurance without having to compromise on cover.

• What is the top speed of a Audi A4?

  Depending on the model version, you can expect a Audi A4 to reach a top speed of 155 miles per hour.

• Is the Audi A4 safe?

  The European New Car Assessment Programme (NCAP) determined in 2009 that the Audi A4 was an extremely safe car to drive, returning scores of 93% and 84% for adult and child occupants respectively when it came to vehicle safety.

  A further review by the National Highway Traffic Safety Administration gave the A4 saloon a 4/5 rating.

• How much car tax do I have to pay for the Audi A4?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Audi A4?

  You can buy a Audi A4 at dealerships, using online sellers or from a current owner.

• Is the Audi A4 any good?

  The Audi A4 delivers on all the aspects you could be looking for in an executive car. It has won several awards including the What Car? Car Of The Year.

• Where can I find Audi A4 car insurance?

  You can compare the costs of Audi A4 car insurance using any price comparison website.

• Is a Audi A4 expensive to insure?

  The Audi A4 can be found in insurance groups ranging from 19 to 30. This means the cost of insuring this vehicle will vary wildly depending on what model you choose.

Compare insurance for other Audi models

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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