Car insurance group 22

Find out which cars are placed in insurance group 22 and how much it might cost to insure them based on the specific model version, the driver's age and their location.

Updated

Fact checked
Promoted

Get quotes for insurance group 22 cars

Quotezone WL logo
  • Save up to £283* on your car insurance
  • 97% of reviewers recommend Quotezone
  • Compare over 110 insurance providers
Get a quote

When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of your car insurance premiums.

There are 50 groups in total, and insurance group 22 vehicles are on the cheaper side to insure.

The cars that fall in this group usually score well in factors used to determine the insurance group ratings, such as having good car safety and security features and possessing less powerful engines.

Car insurance groups explained

These 50 groups were created by Thatcham Research to help insurers determine how much to charge to insure a particular vehicle.

The insurance group a particular model falls into depends on a variety of factors. These include security features, the cost of repairs and vehicle performance.

These aren’t the only factors that insurers take into account. They’ll also take personal factors, such as your age, driving history and location, into account.

Car makes and models in insurance group 22

Here is a shortlist of the more popular cars in insurance group 22. These are all likely to fall on the cheaper side when it comes to your car insurance premiums.

Insurance groupCar make/modelDetails
22Peugeot 308This family car benefits from low running costs due to its 1.2-litre engine. It also received a 5-star rating from Euro NCAP.
22Volkswagen PoloThis popular vehicle won the “Small Car of the Year” award at the WhatCar? awards in 2019.
22SEAT LeonThis affordable family car looks spacious, sporty and fun. It’s comfortable to drive and has plenty of safety features included.
22Subaru XVThis small SUV is a comfortable ride and it ranked 5th out of 31 manufacturers in the latest WhatCar? reliability survey.
22Nissan LeafThis electric hatchback was voted Stuff magazine’s Car of the Year in 2019. It received a 5-star crash rating from Euro NCAP.
22Volkswagen SciroccoThis coupe has a 2.0-litre engine and it scored a 5-star crash rating from Euro NCAP. Its safety features include electronic stability control.
22Ford FiestaWith strong fuel economy and low Co2 emissions, this small hatchback is as popular as ever. It won the Auto Express Supermini Car of the Year in 2019.
22Volvo V40The Volvo V40 is a five-door family car and has an impressive range of safety features, including a rollover cage and laser-based braking units.

Cars in insurance group 22 and the average cost by driver’s age

Using the table below, you can determine how much you’re likely to pay for your car insurance based on your vehicle model and age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Alfa Romeo Mito 1.4 TB MultiAir (140bhp) QV Line 3d TCT 22 £1,431 £830 £727 £587 Get Quote
Alfa Romeo Giulietta 1.4 TB MultiAir Business 5d TCT 22 £1,431 £830 £727 £587 Get Quote
Alfa Romeo Giulietta 2.0 JTDM-2 Business 5d TCT 22 £1,431 £830 £727 £587 Get Quote
Alfa Romeo Giulietta 2.2 JTDM-2 160 Super [Xenon] 4dr Auto [DAP+] 4d 22 £1,431 £830 £727 £587 Get Quote
Audi A1 2.0 TDI Amplified Edition 3d 22 £1,431 £830 £727 £587 Get Quote
Audi A3 1.4 TFSI SE 2d 22 £1,431 £830 £727 £587 Get Quote
Audi Q5 2.0 TDI (143bhp) Quattro (Start Stop) 5d 22 £1,431 £830 £727 £587 Get Quote
Audi A4 35 TDI SE S Tronic [Leather/Tech Pack] 5d 22 £1,431 £830 £727 £587 Get Quote
Audi A5 2.0 TDI (143bhp) (2012) 5d Multitronic 22 £1,431 £830 £727 £587 Get Quote
Audi Q2 2.0 TDI 150PS Quattro S Tronic auto 5d 22 £1,431 £830 £727 £587 Get Quote
Audi Q3 S Line Nav 2.0 TDI 150PS 5d 22 £1,431 £830 £727 £587 Get Quote
BMW 1 Series 118i SE Dual-clutch auto 5d 22 £1,431 £830 £727 £587 Get Quote
BMW 2 Series 218i Luxury 2d 22 £1,431 £830 £727 £587 Get Quote
BMW X1 sDrive 18d SE 5d 22 £1,431 £830 £727 £587 Get Quote
BMW X2 sDrive18i SE 5d 22 £1,431 £830 £727 £587 Get Quote
Chevorlet Volt Volt 5d Auto 22 £1,431 £830 £727 £587 Get Quote
Chevrolet Cruze 2.0 VCDi LT 5d 22 £1,431 £830 £727 £587 Get Quote
Citroen C3 1.5 BlueHDi Flair 5d 22 £1,431 £830 £727 £587 Get Quote
Citroen C4 1.6 THP Exclusive 5d EGS 22 £1,431 £830 £727 £587 Get Quote
Citroen C5 1.6 e-HDI 16V (115bhp) Airdream VTR+ Techno 5d ETG6 22 £1,431 £830 £727 £587 Get Quote
DS 3 1.6 BlueHDi DStyle 3d 22 £1,431 £830 £727 £587 Get Quote
DS 4 1.6 BlueHDi Prestige 5d 22 £1,431 £830 £727 £587 Get Quote
Ford C MAX 1.6 EcoBoost Titanium X 5d 22 £1,431 £830 £727 £587 Get Quote
Ford C MAX 2.0 TDCi Titanium X 5d 22 £1,431 £830 £727 £587 Get Quote
Ford Mondeo 2.0 Duratorq TDCi 150PS 5d 22 £1,431 £830 £727 £587 Get Quote
Ford Mondeo 1.5 Ford EcoBoost 165PS 5d 22 £1,431 £830 £727 £587 Get Quote
Ford Kuga 1.6 EcoBoost Titanium X 2WD 5d 22 £1,431 £830 £727 £587 Get Quote
Ford Kuga 2.0 TDCi Titanium X 2WD 5d 22 £1,431 £830 £727 £587 Get Quote
Ford Galaxy Titanium 1.5 Ford EcoBoost 165PS 5d 22 £1,431 £830 £727 £587 Get Quote
Ford S MAX 1.5 EcoBoost GTDi 165PS 5d 22 £1,431 £830 £727 £587 Get Quote
Ford S MAX 2.0 Ford EcoBlue 150PS FWD 5d 22 £1,431 £830 £727 £587 Get Quote
Honda Civic 182PS VTEC Turbo 5d 22 £1,431 £830 £727 £587 Get Quote
Honda HR V 1.6 i-DTEC S (01/19-) 5d 22 £1,431 £830 £727 £587 Get Quote
Hyundai Kona SE 39kWh Battery 136PS auto 5d 22 £1,431 £830 £727 £587 Get Quote
Hyundai Tucson 2.0 CRDi SE Nav 5d 22 £1,431 £830 £727 £587 Get Quote
Hyundai Tucson 1.6 TGDi 177PS 2WD 5d 22 £1,431 £830 £727 £587 Get Quote
Hyundai ix35 2.0 CRDi Premium (2010) 5d Auto 22 £1,431 £830 £727 £587 Get Quote
Jeep Compass 2.4 Limited 5d CVT Auto 22 £1,431 £830 £727 £587 Get Quote
Jeep Renegade 1.3 Turbo 4xe PHEV 190 Limited Auto 5d 22 £1,431 £830 £727 £587 Get Quote
Kia Soul 1.6 T-GDi 174bhp DCT auto ISG AWD (08/2018 on) 5d 22 £1,431 £830 £727 £587 Get Quote
Kia Ceed GT 1.6 T-GDi 201bhp ISG 5d 22 £1,431 £830 £727 £587 Get Quote
Land Rover Freelander 2.2 Td4 e HSE 5d 22 £1,431 £830 £727 £587 Get Quote
Land Rover Freelander 2.2 Td4 HSE 5d 22 £1,431 £830 £727 £587 Get Quote
Lexus CT 250h (Premium Pack and Tech & Safety Pack) auto 5d 22 £1,431 £830 £727 £587 Get Quote
Mazda 3 Skyactiv-X 180ps Sport 5d 22 £1,431 £830 £727 £587 Get Quote
Mazda 6 SkyActiv-G 145ps SE-L Nav+ (07/2018 on) 4d 22 £1,431 £830 £727 £587 Get Quote
Mazda CX5 SkyActiv-D 175ps AWD Sport Nav 5d 22 £1,431 £830 £727 £587 Get Quote
Mini Convertible Cooper Sport (Comfort Pack) 2d 22 £1,431 £830 £727 £587 Get Quote
Mitsubishi Outlander 2.2 DI-D GX2 5d 22 £1,431 £830 £727 £587 Get Quote
Nissan Leaf 5d Auto 22 £1,431 £830 £727 £587 Get Quote
Nissan Juke 1.6 DiG-T Shiro 5d 22 £1,431 £830 £727 £587 Get Quote
Peugeot 208 1.5 BlueHDi 100 S&S 5d 22 £1,431 £830 £727 £587 Get Quote
Peugeot 2008 1.6 BlueHDi 120 S&S 5d 22 £1,431 £830 £727 £587 Get Quote
Peugeot 5008 Allure 2.0 BlueHDi 180 EAT8 auto S&S 5d 22 £1,431 £830 £727 £587 Get Quote
Peugeot 308 1.5 BlueHDi 130 EAT8 auto S&S 5d 22 £1,431 £830 £727 £587 Get Quote
Peugeot 508 Active 1.5 BlueHDi 130 EAT8 auto S&S 5d 22 £1,431 £830 £727 £587 Get Quote
Peugeot 508 Active 1.5 BlueHDi 130 S&S 5d 22 £1,431 £830 £727 £587 Get Quote
Renault Zoe R135 ZE 50 auto 5d 22 £1,431 £830 £727 £587 Get Quote
Renault Kadjar Dynamique S Nav TCe 160 5d 22 £1,431 £830 £727 £587 Get Quote
Renault Megane 1.3 TCE R.S.Line Auto 5d 22 £1,431 £830 £727 £587 Get Quote
Renault Scenic 2.0 dCi Dynamique (FAP) 5d Auto 22 £1,431 £830 £727 £587 Get Quote
SEAT Ateca FR 2.0 TSI 190PS 4Drive DSG auto 5d 22 £1,431 £830 £727 £587 Get Quote
SEAT Leon 1.5 eTSI Evo 150PS DSG auto 5d 22 £1,431 £830 £727 £587 Get Quote
SEAT Alhambra 2.0 TDI CR SE (177bhp) 5d 22 £1,431 £830 £727 £587 Get Quote
Skoda Yeti 2.0 TDI 150PS 4x4 SCR 5d 22 £1,431 £830 £727 £587 Get Quote
Skoda Octavia 2.0 TDI SCR 150PS 5d 22 £1,431 £830 £727 £587 Get Quote
Skoda Superb 2.0 TDI SCR 150PS 5d 22 £1,431 £830 £727 £587 Get Quote
Subaru XV 2.0i SE Premium 5d 22 £1,431 £830 £727 £587 Get Quote
Suzuki Outback 2.0D SE 5d 22 £1,431 £830 £727 £587 Get Quote
Toyota Prius Excel Plug-in 1.8 VVT-i Hybrid 5d 22 £1,431 £830 £727 £587 Get Quote
Toyota CHR Orange Edition 2.0 VVT-i Hybrid 184hp auto 5d 22 £1,431 £830 £727 £587 Get Quote
Vauxhall Zafira 2.0 CDTi (170bhp) Exclusiv 5d 22 £1,431 £830 £727 £587 Get Quote
Vauxhall Insignia SRi VX-Line Nav Exclusive Black 2.0 (170PS) Turbo D BlueInjection 5d 22 £1,431 £830 £727 £587 Get Quote
Volkswagen Golf Style 2.0 TDI Evo 150PS DSG auto 5d 22 £1,431 £830 £727 £587 Get Quote
Volkswagen Passet SE 2.0 TDI Evo SCR 150PS DSG auto 5d 22 £1,431 £830 £727 £587 Get Quote
Volkswagen Tiguan Match 2.0 TDI SCR 190PS 4Motion DSG auto 5d 22 £1,431 £830 £727 £587 Get Quote
Volvo V40 D3 ES (Nav) 5d 22 £1,431 £830 £727 £587 Get Quote
Volvo S60 D3 (136bhp) Business Edition (06/13-) 4d 22 £1,431 £830 £727 £587 Get Quote
Volvo V60 D3 (136bhp) Business Edition (06/13-) 5d 22 £1,431 £830 £727 £587 Get Quote
Volvo S80 DRIVe (115bhp) ES (Start Stop) 5d 22 £1,431 £830 £727 £587 Get Quote

Why are cars in group 22 one of the cheapest?

Cars in insurance group 22 tend to score well for the following attributes:

  • Lower market value
  • Good security features
  • A vast range of safety features
  • Inexpensive to source parts
  • Inexpensive to make repairs
  • Smaller engine size
  • Quicker repair times

What other factors affect your car insurance premium?

Along with your car’s insurance group, these three factors also have a significant impact on the cost of your insurance:

  • Engine type and capacity. The bigger your engine, the more you’re likely to pay for insurance. With a smaller engine, you’ll usually be seen as a lower risk to an insurer. This is usually reflected with a lower premium.
  • Driver location. Your location has a big impact on the likelihood of your car being stolen or involved in an accident. Insurers will consider this when calculating your insurance premium. A 30-year-old in central London will pay £974 for insurance for a Volvo V40 D3 ES (Nav) 5d, while the same 30-year-old in Newcastle may only pay £830.
  • Driver age. The age of the driver plays a huge role in determining the cost of your insurance premium too. The average 20-year-old driver in London could pay £1,694 for the Volkswagen Passat SE 2.0 TDI Evo SCR 150PS DSG auto 5d, while the average 40-year-old Londoner will only pay £887.

Various other factors are also used to calculate the cost of your premiums. These include the following:

  • The model and age of your car
  • Your marital status
  • Your credit history and job
  • Your car’s safety rating, security and anti-theft precautions
  • Your driving activity
  • Your driving history
  • No-claims discount

How can I save on my car insurance premiums?

Choosing a car in insurance group 22 (or lower) is a great way to reduce the price of your premium.

On top of that, there are many other things you can do to drive down the cost of your car insurance.

Here are some ideas:

  • Drive safely. It may sound obvious but having driving convictions on your record will make your premium skyrocket.
  • Don’t use your car all of the time. You could save money on your insurance by reducing the number of miles you drive in your car per year. Consider whether it’s possible to opt for public transport or to walk for a specific journey.
  • Pay annually. By paying annually, you’ll usually end up with a cheaper deal since you won’t be charged interest on your monthly instalments.
  • Install extra safety precautions. The safer you make your car, the less of a risk you’ll appear to insurers and the cheaper your premium will be.
  • Shop around. When it’s time for renewal, don’t blindly accept your renewal quote. Shop around to find the best deal from other insurance companies.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on independent online research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88.

More guides on Finder

Go to site