Ford Fiesta insurance group and cost

Compare car insurance costs for your Ford Fiesta by age and location.

Vehicles in the UK are categorised into insurance groups, ranging from group 1 (the cheapest) to group 50 (the most expensive), which partly determine the cost of your premium. Ford Fiesta models range from insurance groups 2 to 16, so although they’re all very definitely on the more affordable end of the spectrum, the costs do vary quite a bit.

Ford Fiesta insurance group and cost by model

In the table below, we show you the insurance group for each Ford Fiesta model and also the likely cost at a few different ages.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Style 1.1 Ti-VCT 70PS 3d 2 £1,162 £548 £533 £517 Get Quote
Style 1.1 Ti-VCT 70PS 5d 2 £1,162 £548 £533 £517 Get Quote
Trend (Navigation System with Sync3) 1.1 Ti-VCT 85PS 3d 5 £1,035 £493 £481 £472 Get Quote
Trend (Navigation System with Sync3) 1.1 Ti-VCT 85PS 5d 5 £1,035 £493 £481 £472 Get Quote
Trend 1.1 Ti-VCT 85PS 3d 5 £1,035 £493 £481 £472 Get Quote
Trend 1.1 Ti-VCT 85PS 5d 5 £1,035 £493 £481 £472 Get Quote
Zetec (Ford Navigation System) 1.1 Ti-VCT 70PS 3d 5 £1,035 £493 £481 £472 Get Quote
Zetec (Ford Navigation System) 1.1 Ti-VCT 70PS 5d 5 £1,035 £493 £481 £472 Get Quote
Zetec 1.1 Ti-VCT 70PS 3d 5 £1,035 £493 £481 £472 Get Quote
Zetec 1.1 Ti-VCT 70PS 5d 5 £1,035 £493 £481 £472 Get Quote
B&O Play Zetec Series 1.1 Ti-VCT 70PS 3d 5 £1,035 £493 £481 £472 Get Quote
B&O Play Zetec Series 1.1 Ti-VCT 70PS 5d 5 £1,035 £493 £481 £472 Get Quote
Vignale Edition 1.0T EcoBoost 100PS auto 5d 6 £1,619 £635 £603 £536 Get Quote
Vignale Edition 1.5 TDCi 85PS 5d 7 £1,784 £682 £636 £601 Get Quote
Style 1.5 TDCi 85PS 3d 8 £1,331 £556 £546 £523 Get Quote
Style 1.5 TDCi 85PS 5d 8 £1,331 £556 £546 £523 Get Quote
Zetec (Ford Navigation System) 1.5 TDCi 85PS 3d 8 £1,331 £556 £546 £523 Get Quote
Zetec (Ford Navigation System) 1.5 TDCi 85PS 5d 8 £1,331 £556 £546 £523 Get Quote
Zetec 1.5 TDCi 85PS 3d 8 £1,331 £556 £546 £523 Get Quote
Zetec 1.5 TDCi 85PS 5d 8 £1,331 £556 £546 £523 Get Quote
Edition 1.0T EcoBoost 100PS auto 5d 8 £1,331 £556 £546 £523 Get Quote
ST-Line Edition 1.0T EcoBoost 100PS auto 3d 8 £1,331 £556 £546 £523 Get Quote
ST-Line Edition 1.0T EcoBoost 100PS auto 5d 8 £1,331 £556 £546 £523 Get Quote
B&O Play Zetec Series 1.5 TDCi 85PS 3d 9 £1,313 £532 £525 £489 Get Quote
B&O Play Zetec Series 1.5 TDCi 85PS 5d 9 £1,313 £532 £525 £489 Get Quote
Edition 1.5 TDCi 85PS 5d 9 £1,313 £532 £525 £489 Get Quote
ST-Line (Navigation System with Sync3) 1.5 TDCi 85PS 3d 9 £1,313 £532 £525 £489 Get Quote
ST-Line (Navigation System with Sync3) 1.5 TDCi 85PS 5d 9 £1,313 £532 £525 £489 Get Quote
ST-Line 1.5 TDCi 85PS 3d 9 £1,313 £532 £525 £489 Get Quote
ST-Line 1.5 TDCi 85PS 5d 9 £1,313 £532 £525 £489 Get Quote
ST-Line Edition 1.5 TDCi 85PS 3d 9 £1,313 £532 £525 £489 Get Quote
ST-Line Edition 1.5 TDCi 85PS 5d 9 £1,313 £532 £525 £489 Get Quote
X Edition 1.0T EcoBoost 100PS auto 5d 9 £1,313 £532 £525 £489 Get Quote
X Edition 1.5 TDCi 85PS 5d 9 £1,313 £532 £525 £489 Get Quote
Titanium 1.5 TDCi 85PS 5d 9 £1,313 £532 £525 £489 Get Quote
ST-Line Edition X 1.0T EcoBoost 100PS auto 3d 9 £1,313 £532 £525 £489 Get Quote
ST-Line Edition X 1.0T EcoBoost 100PS auto 5d 9 £1,313 £532 £525 £489 Get Quote
ST-Line X Edition 1.5 TDCi 85PS 3d 9 £1,313 £532 £525 £489 Get Quote
ST-Line X Edition 1.5 TDCi 85PS 5d 9 £1,313 £532 £525 £489 Get Quote
Vignale 1.0T EcoBoost 100PS PowerShift auto 3d 10 £1,681 £634 £618 £570 Get Quote
Vignale 1.0T EcoBoost 100PS PowerShift auto 5d 10 £1,681 £634 £618 £570 Get Quote
Trend (Ford Navigation System) 1.0T EcoBoost 95PS 3d 10 £1,681 £634 £618 £570 Get Quote
Trend (Ford Navigation System) 1.0T EcoBoost 95PS 5d 10 £1,681 £634 £618 £570 Get Quote
Trend 1.0T EcoBoost 95PS 3d 10 £1,681 £634 £618 £570 Get Quote
Trend 1.0T EcoBoost 95PS 5d 10 £1,681 £634 £618 £570 Get Quote
Zetec (Ford Navigation System) 1.0T EcoBoost 100PS 3d 10 £1,681 £634 £618 £570 Get Quote
Zetec (Ford Navigation System) 1.0T EcoBoost 100PS 5d 10 £1,681 £634 £618 £570 Get Quote
Zetec (Ford Navigation System) 1.0T EcoBoost 100PS PowerShift auto 3d 10 £1,681 £634 £618 £570 Get Quote
Zetec (Ford Navigation System) 1.0T EcoBoost 100PS PowerShift auto 5d 10 £1,681 £634 £618 £570 Get Quote
Zetec 1.0T EcoBoost 100PS 3d 10 £1,681 £634 £618 £570 Get Quote
Zetec 1.0T EcoBoost 100PS 5d 10 £1,681 £634 £618 £570 Get Quote
Zetec 1.0T EcoBoost 100PS PowerShift auto 3d 10 £1,681 £634 £618 £570 Get Quote
Zetec 1.0T EcoBoost 100PS PowerShift auto 5d 10 £1,681 £634 £618 £570 Get Quote
B&O Play Zetec Series 1.0T EcoBoost 100PS 3d 10 £1,681 £634 £618 £570 Get Quote
B&O Play Zetec Series 1.0T EcoBoost 100PS 5d 10 £1,681 £634 £618 £570 Get Quote
B&O Play Zetec Series 1.0T EcoBoost 100PS PowerShift auto 3d 10 £1,681 £634 £618 £570 Get Quote
B&O Play Zetec Series 1.0T EcoBoost 100PS PowerShift auto 5d 10 £1,681 £634 £618 £570 Get Quote
B&O (Navigation System with Sync3) 1.5 TDCi 85PS 5d 10 £1,681 £634 £618 £570 Get Quote
Edition 1.0T EcoBoost 95PS 5d 10 £1,681 £634 £618 £570 Get Quote
ST-Line (Ford Navigation System) 1.0T EcoBoost 100PS 3d 10 £1,681 £634 £618 £570 Get Quote
ST-Line (Ford Navigation System) 1.0T EcoBoost 100PS 5d 10 £1,681 £634 £618 £570 Get Quote
ST-Line (Ford Navigation System) 1.0T EcoBoost 100PS PowerShift auto 3d 10 £1,681 £634 £618 £570 Get Quote
ST-Line (Ford Navigation System) 1.0T EcoBoost 100PS PowerShift auto 5d 10 £1,681 £634 £618 £570 Get Quote
ST-Line 1.0T EcoBoost 100PS 3d 10 £1,681 £634 £618 £570 Get Quote
ST-Line 1.0T EcoBoost 100PS 5d 10 £1,681 £634 £618 £570 Get Quote
ST-Line 1.0T EcoBoost 100PS PowerShift auto 3d 10 £1,681 £634 £618 £570 Get Quote
ST-Line 1.0T EcoBoost 100PS PowerShift auto 5d 10 £1,681 £634 £618 £570 Get Quote
ST-Line Edition 1.0T EcoBoost 95PS 3d 10 £1,681 £634 £618 £570 Get Quote
ST-Line Edition 1.0T EcoBoost 95PS 5d 10 £1,681 £634 £618 £570 Get Quote
B&O Play Titanium Series 1.0T EcoBoost 100PS 3d 10 £1,681 £634 £618 £570 Get Quote
B&O Play Titanium Series 1.0T EcoBoost 100PS 5d 10 £1,681 £634 £618 £570 Get Quote
B&O Play Titanium Series 1.0T EcoBoost 100PS PowerShift auto 3d 10 £1,681 £634 £618 £570 Get Quote
B&O Play Titanium Series 1.0T EcoBoost 100PS PowerShift auto 5d 10 £1,681 £634 £618 £570 Get Quote
X Edition 1.0T EcoBoost 95PS 5d 10 £1,681 £634 £618 £570 Get Quote
Titanium 1.0T EcoBoost 100PS 3d 10 £1,681 £634 £618 £570 Get Quote
Titanium 1.0T EcoBoost 100PS 5d 10 £1,681 £634 £618 £570 Get Quote
Titanium 1.0T EcoBoost 100PS PowerShift auto 3d 10 £1,681 £634 £618 £570 Get Quote
Titanium 1.0T EcoBoost 100PS PowerShift auto 5d 10 £1,681 £634 £618 £570 Get Quote
Titanium 1.0T EcoBoost 95PS 5d 10 £1,681 £634 £618 £570 Get Quote
ST-Line Edition X 1.0T EcoBoost 95PS 3d 10 £1,681 £634 £618 £570 Get Quote
ST-Line Edition X 1.0T EcoBoost 95PS 5d 10 £1,681 £634 £618 £570 Get Quote
ST-Line X 1.0T EcoBoost 100PS 3d 10 £1,681 £634 £618 £570 Get Quote
ST-Line X 1.0T EcoBoost 100PS 5d 10 £1,681 £634 £618 £570 Get Quote
ST-Line X 1.0T EcoBoost 100PS PowerShift auto 3d 10 £1,681 £634 £618 £570 Get Quote
ST-Line X 1.0T EcoBoost 100PS PowerShift auto 5d 10 £1,681 £634 £618 £570 Get Quote
ST-Line X 1.5 TDCi 85PS 3d 10 £1,681 £634 £618 £570 Get Quote
ST-Line X 1.5 TDCi 85PS 5d 10 £1,681 £634 £618 £570 Get Quote
Titanium X 1.0T EcoBoost 100PS 3d 10 £1,681 £634 £618 £570 Get Quote
Titanium X 1.0T EcoBoost 100PS 5d 10 £1,681 £634 £618 £570 Get Quote
Titanium X 1.0T EcoBoost 100PS PowerShift auto 3d 10 £1,681 £634 £618 £570 Get Quote
Titanium X 1.0T EcoBoost 100PS PowerShift auto 5d 10 £1,681 £634 £618 £570 Get Quote
Titanium X 1.0T EcoBoost 95PS 5d 10 £1,681 £634 £618 £570 Get Quote
Titanium X 1.5 TDCi 85PS 5d 10 £1,681 £634 £618 £570 Get Quote
Vignale Edition 1.0T EcoBoost 125PS 5d 11 £1,889 £692 £667 £598 Get Quote
ST-Line (Ford Navigation System) 1.0T EcoBoost 125PS 3d 12 £2,056 £681 £674 £597 Get Quote
ST-Line (Ford Navigation System) 1.0T EcoBoost 125PS 5d 12 £2,056 £681 £674 £597 Get Quote
ST-Line 1.0T EcoBoost 125PS 3d 12 £2,056 £681 £674 £597 Get Quote
ST-Line 1.0T EcoBoost 125PS 5d 12 £2,056 £681 £674 £597 Get Quote
B&O Play Titanium Series 1.0T EcoBoost 125PS 3d 12 £2,056 £681 £674 £597 Get Quote
B&O Play Titanium Series 1.0T EcoBoost 125PS 5d 12 £2,056 £681 £674 £597 Get Quote
Titanium 1.0T EcoBoost 125PS 3d 12 £2,056 £681 £674 £597 Get Quote
Titanium 1.0T EcoBoost 125PS 5d 12 £2,056 £681 £674 £597 Get Quote
Vignale 1.0T EcoBoost 125PS 3d 13 £2,124 £697 £683 £644 Get Quote
Vignale 1.0T EcoBoost 125PS 5d 13 £2,124 £697 £683 £644 Get Quote
Edition 1.0T EcoBoost 125PS 5d 13 £2,124 £697 £683 £644 Get Quote
ST-Line Edition 1.0T EcoBoost 125PS 3d 13 £2,124 £697 £683 £644 Get Quote
ST-Line Edition 1.0T EcoBoost 125PS 5d 13 £2,124 £697 £683 £644 Get Quote
Vignale Edition 1.0T EcoBoost 140PS 5d 13 £2,124 £697 £683 £644 Get Quote
X Edition 1.0T EcoBoost 125PS 5d 13 £2,124 £697 £683 £644 Get Quote
ST-Line Edition X 1.0T EcoBoost 125PS 3d 13 £2,124 £697 £683 £644 Get Quote
ST-Line Edition X 1.0T EcoBoost 125PS 5d 13 £2,124 £697 £683 £644 Get Quote
ST-Line X 1.0T EcoBoost 125PS 3d 13 £2,124 £697 £683 £644 Get Quote
ST-Line X 1.0T EcoBoost 125PS 5d 13 £2,124 £697 £683 £644 Get Quote
Titanium X 1.0T EcoBoost 125PS 3d 13 £2,124 £697 £683 £644 Get Quote
Titanium X 1.0T EcoBoost 125PS 5d 13 £2,124 £697 £683 £644 Get Quote
ST-Line (Ford Navigation System) 1.5 TDCi 120PS 3d 14 £2,212 £705 £690 £660 Get Quote
ST-Line (Ford Navigation System) 1.5 TDCi 120PS 5d 14 £2,212 £705 £690 £660 Get Quote
ST-Line 1.5 TDCi 120PS 3d 14 £2,212 £705 £690 £660 Get Quote
ST-Line 1.5 TDCi 120PS 5d 14 £2,212 £705 £690 £660 Get Quote
B&O Play Titanium Series 1.5 TDCi 120PS 3d 14 £2,212 £705 £690 £660 Get Quote
B&O Play Titanium Series 1.5 TDCi 120PS 5d 14 £2,212 £705 £690 £660 Get Quote
Titanium 1.5 TDCi 120PS 3d 14 £2,212 £705 £690 £660 Get Quote
Titanium 1.5 TDCi 120PS 5d 14 £2,212 £705 £690 £660 Get Quote
Vignale 1.0T EcoBoost 140PS 3d 15 £1,769 £668 £649 £586 Get Quote
Vignale 1.0T EcoBoost 140PS 5d 15 £1,769 £668 £649 £586 Get Quote
Vignale 1.5 TDCi 120PS 3d 15 £1,769 £668 £649 £586 Get Quote
Vignale 1.5 TDCi 120PS 5d 15 £1,769 £668 £649 £586 Get Quote
ST-Line (Ford Navigation System) 1.0T EcoBoost 140PS 3d 15 £1,769 £668 £649 £586 Get Quote
ST-Line (Ford Navigation System) 1.0T EcoBoost 140PS 5d 15 £1,769 £668 £649 £586 Get Quote
ST-Line 1.0T EcoBoost 140PS 3d 15 £1,769 £668 £649 £586 Get Quote
ST-Line 1.0T EcoBoost 140PS 5d 15 £1,769 £668 £649 £586 Get Quote
ST-Line Edition 1.0T EcoBoost 140PS 3d 15 £1,769 £668 £649 £586 Get Quote
ST-Line Edition 1.0T EcoBoost 140PS 5d 15 £1,769 £668 £649 £586 Get Quote
ST-Line X 1.0T EcoBoost 140PS 3d 15 £1,769 £668 £649 £586 Get Quote
ST-Line X 1.0T EcoBoost 140PS 5d 15 £1,769 £668 £649 £586 Get Quote
ST-Line X 1.5 TDCi 120PS 3d 15 £1,769 £668 £649 £586 Get Quote
ST-Line X 1.5 TDCi 120PS 5d 15 £1,769 £668 £649 £586 Get Quote
Titanium X 1.5 TDCi 120PS 3d 15 £1,769 £668 £649 £586 Get Quote
Titanium X 1.5 TDCi 120PS 5d 15 £1,769 £668 £649 £586 Get Quote
X Edition 1.0T EcoBoost 140PS 5d 16 £1,562 £639 £614 £535 Get Quote
ST-Line Edition X 1.0T EcoBoost 140PS 3d 16 £1,562 £639 £614 £535 Get Quote
ST-Line Edition X 1.0T EcoBoost 140PS 5d 16 £1,562 £639 £614 £535 Get Quote

For example, a 30-year-old driver in an average postcode could pay…

  • around £548 for cover on a group 2 Ford Fiesta, like the Style 1.1 Ti-VCT 70PS 5d
  • or around £639 for a Ford Fiesta X Edition 1.0T EcoBoost 140PS 5d, which is in group 16.

That’s a difference of more than £200 to insure the same make of car. The insurance group a particular model is placed in depends on a number of different factors, including the car’s price.

However, the insurance group isn’t the only factor determining the cost of your car insurance: one of the most important other factors is your age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance.

That’s why, in the table below, we show you the insurance group for each Ford Fiesta model and also the likely cost at a few different ages.

How much does it cost to insure a Ford Fiesta in the UK?

To give you an idea of how much it could cost you to insure your car, we ran a number of quotes to find an average figure. Our results estimated that, on average, you could insure your Ford Fiesta with a comprehensive policy for monthly payments of £63.77 or an annual sum of £688.56.

See what insurance rates you’ll get for other Ford models.

Ford Fiesta insurance cost by location

The table above shows the average cost of Ford Fiesta insurance based on insurance groups and driver age. However, many other factors affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you’ll be involved in an accident, and this affects the cost of insurance.

To demonstrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Zetec 1.5 TDCi 85PS 3d.

  • Expensive: £891 (London SE1)
  • Average: £556 (Newcastle NE1)
  • Cheap: £565.34 (Galashiels TD1)

Which other factors affect my Ford Fiesta insurance rate?

We’ve covered insurance groups, driver age and location. Here are some of the other factors that affect your insurance premium costs:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating score
  • The model of your car (particularly the engine type and capacity)
  • The age of your car
  • Your car’s security and any extra anti-theft precautions
  • Annual miles driven
  • Your driving history and activity
  • No-claims discount

Car insurance premiums are very personalised. Want even more specifics? Check out our guide to how car insurance premiums are calculated. The key is to get the right cover level, plus good service at the cheapest price.

How can I save on insurance premiums for my Ford Fiesta?

When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. We’ve uncovered some tricks you can try to lower the cost of your premium: take a look below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. It might be scary to part with a large sum of money in one go, but if you’re able to pay annually you can save an average of £97.20 a year.
  • Don’t just accept your renewal quote. When it’s time for renewal, it’s worth investing a couple of hours to compare quotes: there may be cheaper options out there.
  • So how do I compare car insurance quotes?

    • Shop around. The best way to find the best deal is to research a whole bunch of policy options with different providers. It’s worth looking into all levels of cover at this stage as one provider’s comprehensive policy could be cheaper than another’s third party.
    • Research tailored policies. If you decide you need a more tailored policy for your personal circumstances, start looking into more specialised cover like temporary or telematics insurance.
    • Consider any optional extras. Think about any optional extras you can drop or add to suit your needs.
    • Balance your need against the policy price. There’s no such thing as the perfect policy, so your best bet is to strike a good balance between a decent price and a policy that suits all your needs.

    Is a Ford Fiesta cheap to insure?

    Danny Butler
    Finder insurance expert Danny Butler answers

    Let’s say you’re doing everything you can from the list above: you’re driving less, you’re paying annually, you’re shopping around for insurance quotes. Does that mean you’ll find a Ford Fiesta cheap to insure?

    The short answer is yes: all Ford Fiestas are towards the lower end of the insurance price range. However, there is still some variety between models.

    One factor affecting insurance groups is engine size. In general, the bigger the engine, the higher the cost of your insurance, because these engines are more expensive to repair or replace. For example, an average 30-year-old may pay £548 for the 1.1-litre petrol Ford Fiesta Style 1.1 Ti-VCT 70PS 3d, but could pay around £556 for the 1.5-litre diesel Ford Fiesta Style 1.5 TDCi 85PS 3d.

    Finally, the safer your car is, the less of a risk it will be for companies to insure.

    How safe is the Ford Fiesta?

    Ford Fiestas were awarded a 5/5 safety rating by Euro NCAP when tested in 2017. They tested well for crash protection, and are well equipped with crash avoidance technology. Impressively, this car scored 87% for adult occupant safety, and 84% for child occupants.

    Ford Fiestas come with an array of technology designed specifically to keep you and your car protected. As standard, Fiestas are made with airbags for the driver and front passenger, as well as front and back curtain airbags. These vehicles are also made from boron steel – which is 4 times stronger than normal steel!

    Other features range from rear parking sensors to ABS and traction control to help your tires get to (better) grips with the road. ESC, or electronic stability control, monitors your car’s behaviour to keep you safe on the road, whilst Electronic Brake Distribution helps to stop your rear wheels from locking by balancing brake force when you have to stop in a hurry. Brake Assist helps you stop more quickly. Ask your insurer which safety features could result in lower premiums.

    Bottom line

    Ford Fiestas are one of the most popular cars on the road. You’ll pay less than average in insurance costs if you opt for this car, and the tips in this guide will help you to reduce your premiums even further. If you’re on the lookout for a car insurance provider, check out our comprehensive list of the best car insurance companies in the UK.

    Frequently asked questions

    Compare insurance for other Ford models

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    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
    *Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
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Written by

Grace Fletcher-Hackwood

Grace was a Finder writer specialising in credit and loans. She's been writing about personal finance for several years and enjoys helping consumers sort the facts from the fluff. See full profile

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